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Credit Cards Maybankard 2 Gold & Platinum Cards V13, Treats Fair on 11 till 14 Jun 15

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fruitie
post May 19 2015, 01:53 PM

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QUOTE(sj0217 @ May 19 2015, 10:33 AM)
Payment made on the due date before 10am during working day???

But normally money transfer is used to 2 working days oh
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No ah, I have been doing that for years already. smile.gif

QUOTE(cybpsych @ May 19 2015, 10:39 AM)
IBG schedule on the same day already standardized for some time liao

http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
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Thanks for the link. biggrin.gif

QUOTE(maskedchan @ May 19 2015, 12:43 PM)
One time I had a bounce back payment due to the outstanding balance lesser than the schedule payment. I only realize two days later. No late charge for that. So I guess still have grace period for late charge smile.gif
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Touch wood. Mine so far no bounce payment, but please don't follow my method.
This is a risky method. tongue.gif
sms2u
post May 19 2015, 02:00 PM

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QUOTE(maskedchan @ May 19 2015, 12:43 PM)
I think the most important is cashback.
PPL free entries more important if u always travel
One time I had a bounce back payment due to the outstanding balance lesser than the schedule payment. I only realize two days later. No late charge for that. So I guess still have grace period for late charge smile.gif
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Maybank do not allow credit card payment more than existing balance. The schedule payment will fail if the payment amount more than curent balance.

Example, as of 14 Apr, current statement balance is RM1000. The balance will become less after RM50 cash back on 30 Apr and become RM950 if no swipe the card from 14 Apr onward.The schedule payment on 01 May with RM1000 will fail as the current balance RM950 is less than the schedule payment of RM1000.
red_scorpion
post May 19 2015, 03:19 PM

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QUOTE(sms2u @ May 19 2015, 02:00 PM)
Maybank do not allow credit card payment more than existing balance. The schedule payment will fail if the payment amount more than curent balance.

Example, as of 14 Apr, current statement balance is RM1000. The balance will become less after RM50 cash back on 30 Apr and become RM950 if no swipe the card from 14 Apr onward.The schedule payment on 01 May with RM1000 will fail as the current balance RM950 is less than the schedule payment of RM1000.
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yea, true..if suddenly maybank credit some cash back due to promotional campaign (especially on 100% CB campaign), ur schedule payment will fail too.. nod.gif please beware and monitor tongue.gif

maskedchan
post May 19 2015, 03:38 PM

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QUOTE(wan7075 @ May 19 2015, 12:47 PM)
my case even wore... i schdule maybank saving account pay more than my Amex statement balance also was rejected..

1 weeks later saw kena finance charge and call cs to waive it..

the reason they gave me is i must only can pay the exact amount... rclxub.gif
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you didn't receive SMS regarding the fail payment?
I did receive the SMS but I didn't check the phone often as it was only for banking purpose..
luckily I saw it after two days..

QUOTE(fruitie @ May 19 2015, 01:53 PM)
Touch wood. Mine so far no bounce payment, but please don't follow my method.
This is a risky method. tongue.gif
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nowadays I check one day after the due date to make sure payment has been made.


QUOTE(sms2u @ May 19 2015, 02:00 PM)
Maybank do not allow credit card payment more than existing balance. The schedule payment will fail if the payment amount more than curent balance.

Example, as of 14 Apr, current statement balance is RM1000. The balance will become less after RM50 cash back on 30 Apr and become RM950 if no swipe the card from 14 Apr onward.The schedule payment on 01 May with RM1000 will fail as the current balance RM950 is less than the schedule payment of RM1000.
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yes, i am aware of no over payment via M2U.
just that time I had made scheduled payment before the cashback come back..
that why the payment bounce back...
wesleycjh
post May 19 2015, 04:19 PM

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QUOTE(tonyvyp @ May 17 2015, 06:40 PM)
CVV at front?  u mean the 4 digit number in WHITE?  not the 3 digit number at back??

My experience yesterday :

purchase at Blizzard store, reject twice

call the toll free number at page #1, immediate answer.  Give card number, name & phone number. he ask few questions : like where u shopped ur grocery recently, or where u pump petrol

after few mins wait, say onblocked but need to perform transaction after 15 mins.

wait 15 mins, checkout again, success.  using 3 digit number at back of card as CVV.
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ooo, this is first time I get this info that actually is the 3 digit at the back of the AMEX card to be used as CVV instead of front 4 digit. I will try it on my next online AMEX transaction.
maskedchan
post May 19 2015, 04:33 PM

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QUOTE(wesleycjh @ May 19 2015, 04:19 PM)
ooo, this is first time I get this info that actually is the 3 digit at the back of the AMEX card to be used as CVV instead of front 4 digit. I will try it on my next online AMEX transaction.
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i never encounter online transaction using the back 3 digit CVV...
it is best to click the "?" beside the CVV field..usually will tell you where the CVV located
kun5455
post May 19 2015, 06:39 PM

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Hi all. If a co director didnt take any salary can apply for the card?
At the same time the director is a employee from another company receiving the salary.

Can he apply for the card?
sj0217
post May 19 2015, 07:59 PM

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QUOTE(fruitie @ May 19 2015, 01:53 PM)
No ah, I have been doing that for years already. smile.gif
Thanks for the link. biggrin.gif
Touch wood. Mine so far no bounce payment, but please don't follow my method.
This is a risky method. tongue.gif
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I still remember when I make payment to Aeon CC from MBB saving account.

The payment received within 2 working days.

I did transfer on Sunday and received on Tuesday. ( luckily no charge for late payment)

QUOTE(cybpsych @ May 19 2015, 10:39 AM)
IBG schedule on the same day already standardized for some time liao

http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
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I see, Thanks for your info... smile.gif
coolguy_0925
post May 19 2015, 08:15 PM

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Anyone got the 100% cashback liao?

According to the T&C, latest is by this week? (16 weeks after end of contest period - 31st January)
SUSDavid83
post May 19 2015, 08:16 PM

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QUOTE(coolguy_0925 @ May 19 2015, 08:15 PM)
Anyone got the 100% cashback liao?

According to the T&C, latest is by this week? (16 weeks after end of contest period - 31st January)
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By end of this May according to some who has contacted the MBB CS.
SkYY
post May 19 2015, 10:09 PM

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QUOTE(coolguy_0925 @ May 19 2015, 09:15 PM)
Anyone got the 100% cashback liao?

According to the T&C, latest is by this week? (16 weeks after end of contest period - 31st January)
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QUOTE(David83 @ May 19 2015, 09:16 PM)
By end of this May according to some who has contacted the MBB CS.
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Good luck to everyone! laugh.gif
Can't wait to see if manage to get the cashback drool.gif drool.gif

tonyvyp
post May 19 2015, 10:18 PM

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damn, my transaction on Blizzard, did it on Saturday 2am (16 May), but in m2u transaction date is 15th May. means no rebate........
janson_kaniaz
post May 19 2015, 10:20 PM

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QUOTE(tonyvyp @ May 19 2015, 10:18 PM)
damn, my transaction on Blizzard, did it on Saturday 2am (16 May), but in m2u transaction date is 15th May.  means no rebate........
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most of my US purchases follow their local time which is why I always make sure it happens evening of Saturday.
tonyvyp
post May 19 2015, 10:22 PM

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QUOTE(janson_kaniaz @ May 19 2015, 10:20 PM)
most of my US purchases follow their local time which is why I always make sure it happens evening of Saturday.
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arghhhhhhhhhhhhh. 1 starbucks gone >.<
janson_kaniaz
post May 19 2015, 10:24 PM

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QUOTE(tonyvyp @ May 19 2015, 10:22 PM)
arghhhhhhhhhhhhh.  1 starbucks gone >.<
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if u r willing to try, u can argue ur case. someone reported before they manage to convince mb CS about the time zone. u r just a call away.

do update us if u manage to get it smile.gif
cybpsych
post May 20 2015, 09:21 AM

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just wondering ... last time, we calculated Amex's 5X TreatsPoints to be 2% equivalent-cashback (assuming converting to RM50 service tax).

since GST @ 1st April, there's no more RM50 service tax, and TP inflation @ 1st May.

question is: what is the lowest/practical item for over-the-counter (OTC) redemption?

TreatsPoints PDF catalogue already inclusive postage amount. Most RM50 gift cards are now require 23,040 TPs. But how about OTC redemption? how much TPs needed?
victorywp
post May 20 2015, 09:24 AM

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QUOTE(cybpsych @ May 20 2015, 09:21 AM)
just wondering ... last time, we calculated Amex's 5X TreatsPoints to be 2% equivalent-cashback (assuming converting to RM50 service tax).

since GST @ 1st April, there's no more RM50 service tax, and TP inflation @ 1st May.

question is: what is the lowest/practical item for over-the-counter (OTC) redemption?

TreatsPoints PDF catalogue already inclusive postage amount. Most RM50 gift cards are now require 23,040 TPs. But how about OTC redemption? how much TPs needed?
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should be 20k tp for rm50 equivalent vouchers/gift cards.
cybpsych
post May 20 2015, 09:42 AM

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QUOTE(victorywp @ May 20 2015, 09:24 AM)
should be 20k tp for rm50 equivalent vouchers/gift cards.
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thanks smile.gif

that means Maybank's Petronas cards that gives 8X TPs would get 2% equivalent-value smile.gif
SUSDavid83
post May 20 2015, 09:47 AM

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QUOTE(cybpsych @ May 20 2015, 09:42 AM)
thanks smile.gif

that means Maybank's Petronas cards that gives 8X TPs would get 2% equivalent-value smile.gif
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But you can only pump at Petronas unless you're a huge supporter of Petronas. 8x TP on weekends for petrol and groceries (8x/5x TP depending on which Petronas CC). 5x TP on weekdays for petrol.

Better get the Maybank Islamic MasterCard Ikhwan: 5% CB on Fridays and Saturdays for petrol (no TP) and groceries (1x TP).

This post has been edited by David83: May 20 2015, 09:51 AM
cybpsych
post May 20 2015, 09:56 AM

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QUOTE(David83 @ May 20 2015, 09:47 AM)
But you can only pump at Petronas unless you're a huge supporter of Petronas. 8x TP on weekends for petrol and groceries (8x/5x TP depending on which Petronas CC). 5x TP on weekdays for petrol.

Better get the Maybank Islamic MasterCard Ikhwan: 5% CB on Fridays and Saturdays for petrol (no TP) and groceries (1x TP).
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i know what this card offers and no intention to get more cards.

i'm just looking at the 8X TP conversion and update this info at another topic.

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