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Credit Cards Maybankard 2 Gold & Platinum Cards V13, Treats Fair on 11 till 14 Jun 15

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cybpsych
post May 18 2015, 05:31 PM

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QUOTE(maskedchan @ May 18 2015, 05:26 PM)
still got time to apply one now  thumbup.gif
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he/she need to swipe later this week wor smile.gif
maskedchan
post May 18 2015, 05:42 PM

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QUOTE(cybpsych @ May 18 2015, 05:31 PM)
he/she need to swipe later this week wor smile.gif
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it depend how the officer handle it..
MBB can get within 3days smile.gif
i don't see why other bank cannot
cybpsych
post May 18 2015, 05:50 PM

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QUOTE(maskedchan @ May 18 2015, 05:42 PM)
it depend how the officer handle it..
MBB can get within 3days smile.gif
i don't see why other bank cannot
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u might want to readd back his/her original post and the cards he/she owned right now.

also, u do know that each bank is different right? comparing them with maybank (or vice versa) means nothing.
anarchy2cruo
post May 18 2015, 06:29 PM

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QUOTE(sharminechin @ May 16 2015, 11:26 AM)
Right. Thanks for the clarification. Will submit and see, but I am wondering who else are having cards from more than 2 issuers and earns not more than RM36k in a year. hmm.gif
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last time when applied for these cards my salary not even 30k as per requirement but still approved.
And my 3rd card issuer citibank approved as well where my salary wasn't 36k at that time. I don't know how strict they are following the regulations. hmm.gif
nanan75
post May 18 2015, 06:47 PM

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QUOTE(geekfiredog @ May 18 2015, 03:56 PM)
Hi, need some opinions from the expert here.  I’ll be charging one lump sum (medical bills from IJN) to my credit cards later this week, estimated to be around RM40k +/- RM5k.  Does IJN accept AMEX payment? 

Beside 5X treat points (it’s on weekday, so no 5% cash back) from AMEX, what other cards that will provide the most benefits/returns for this lump sum charge?

Credit cards that I owned:
- Maybank 2 Cards Platinum  (5X treat point for AMEX)
- UOB One Platinum (0.3% cash back, thinking of charging RM20k to this card to get the Nestcafe coffee machine, but not sure if I’ll ever use it)
- UOB Visa Infinite (unsure of the benefits)
- RHB Visa Signature (I think it give 0.5% cash back)
- Public Bank Visa Signature (not sure the value of the points, no cash back for this category)
- OCBC Titanium Card (pretty much useless now)
- Standard Chartered Visa Platinum (not much benefits)
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you've got 8 cards?? i tot im hero already owning 6 whistling.gif
maskedchan
post May 18 2015, 08:26 PM

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QUOTE(cybpsych @ May 18 2015, 05:50 PM)
u might want to readd back his/her original post and the cards he/she owned right now.

also, u do know that each bank is different right? comparing them with maybank (or vice versa) means nothing.
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Yes. I am aware different bank different protocol. But there is no harm trying. If can't get, still use the existing card. Nothing to lose
fruitie
post May 18 2015, 08:56 PM

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QUOTE(nanan75 @ May 18 2015, 06:47 PM)
you've got 8 cards??  i tot im hero already owning 6 whistling.gif
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Even an ikan bilis like me already owns 7 cards, those veterans here own twice of mine. brows.gif laugh.gif
tctham
post May 18 2015, 09:06 PM

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Just wondering. Using amex can get 25% discount with 4 diners at shangri la. Assuming I going for zipangu. Can I go for the buffet dinner / lunch and still get the 25% off or limited to ala carte food items only?
maskedchan
post May 18 2015, 09:07 PM

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QUOTE(fruitie @ May 18 2015, 08:56 PM)
Even an ikan bilis like me already owns 7 cards, those veterans here own twice of mine. brows.gif  laugh.gif
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I only owe 4 card. Even more ikan bilis than u cry.gif
victorywp
post May 18 2015, 09:15 PM

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QUOTE(maskedchan @ May 18 2015, 09:07 PM)
I only owe 4 card. Even more ikan bilis than u  cry.gif
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although i own more than 10 cc but i'm still an ikan bilis. lagi saddening... sad.gif cry.gif
maskedchan
post May 18 2015, 09:57 PM

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QUOTE(victorywp @ May 18 2015, 09:15 PM)
although i own more than 10 cc but i'm still an ikan bilis. lagi saddening... sad.gif cry.gif
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if 10 of your cc are cashback features..
you are earning more than me in a year cry.gif
cybpsych
post May 18 2015, 10:37 PM

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QUOTE(tctham @ May 18 2015, 09:06 PM)
Just wondering. Using amex can get 25% discount with 4 diners at shangri la. Assuming I going for zipangu. Can I go for the buffet dinner / lunch and still get the 25% off or limited to ala carte food items only?
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T&Cs here https://www.maybank2u.com.my/WebBank/M2C-pr...ShangrilaKL.pdf
h11g
post May 18 2015, 10:40 PM

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QUOTE(fruitie @ May 18 2015, 07:56 PM)
Even an ikan bilis like me already owns 7 cards, those veterans here own twice of mine. brows.gif  laugh.gif
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I wonder how you guys keep track of spending on each card and what benefits they give sweat.gif
fruitie
post May 18 2015, 11:42 PM

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QUOTE(maskedchan @ May 18 2015, 09:07 PM)
I only owe 4 card. Even more ikan bilis than u  cry.gif
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Your 4 cards > my 7 cards. laugh.gif

QUOTE(h11g @ May 18 2015, 10:40 PM)
I wonder how you guys keep track of spending on each card and what benefits they give  sweat.gif
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This requires memory, I also try to remember the statement date as well. laugh.gif
SUSDavid83
post May 18 2015, 11:44 PM

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Without RM 50/25 GST per card, the era of having lots of CCs are back.

Where's the effort of curbing household debts? hmm.gif whistling.gif
red_scorpion
post May 19 2015, 01:01 AM

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QUOTE(fruitie @ May 18 2015, 11:42 PM)
Your 4 cards > my 7 cards. laugh.gif
This requires memory, I also try to remember the statement date as well. laugh.gif
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you can use those spending tracker app to keep track it..I am using chinese wacai which will prompt out notification.
another ways is jot down it somewhere such as put it as tasks in ms outlook, repeat it monthly and remind you lor..After paid, then mark complete, else it will keep prompting out.

Just my ways of tracking my 5 card cc with diff statement date...
Opss..another ways is change all the statement date to 1 same day...but I didnt change it.. wink.gif
h11g
post May 19 2015, 08:49 AM

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QUOTE(red_scorpion @ May 19 2015, 12:01 AM)
you can use those spending tracker app to keep track it..I am using chinese wacai which will prompt out notification.
another ways is jot down it somewhere such as put it as tasks in ms outlook, repeat it monthly and remind you lor..After paid, then mark complete, else it will keep prompting out.

Just my ways of tracking my 5 card cc with diff statement date...
Opss..another ways is change all the statement date to 1 same day...but I didnt change it.. wink.gif
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we have to pay within 2 weeks after the statement date to avoid those interests charges right?
SUSic no 851025071234
post May 19 2015, 08:51 AM

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Hey guys. I'm using the gold2kad and it seems the platinum card has more benefit also with free annual fee.

Like dat is it better to get platinum than gold? Any downside for getting platinum over gold as i think sure got catch right if not no point for them to come out with gold card?
noien
post May 19 2015, 08:56 AM

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QUOTE(fruitie @ May 18 2015, 11:42 PM)
Your 4 cards > my 7 cards. laugh.gif
This requires memory, I also try to remember the statement date as well. laugh.gif
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erm, u can change all those date to a date u wan.
i got too many cards so i change mine to a date before my salary
alex_cyw1985
post May 19 2015, 09:09 AM

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QUOTE(ic no 851025071234 @ May 19 2015, 08:51 AM)
Hey guys. I'm using the gold2kad and it seems the platinum card has more benefit also with free annual fee.

Like dat is it better to get platinum than gold? Any downside for getting platinum over gold as i think sure got catch right if not no point for them to come out with gold card?
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Both Gold and Platinum is Free For Life.

Below is the additional Benefits with Platinum Card.

6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection (will no longer be available after the 15 May 2015) - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.

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