One last note Mr. Looi.

I think we need to aim higher. 8% ROI seems a bit too low compared to the risk that we are taking. I mean we are talking about potentially 20% to 30% of our investment being wiped out on paper within 1-2 years.

A 10% ROI will only translate effectively into a real return of 6.8%  (after taking inflation into account). Therefore a 8% ROI will translate into a real return of....?

Therefore although it may sound ambitious, we need to aim for a ROI of 10% to 12.6% a year. Is this possible? I think so. But can it be guaranteed in a short term investment? I don't think so.

Japan Rating Cut by Fitch as Budget Fails to Offset Tax Delay

Fitch cut the nation’s long-term default rating by one step to A, with a stable outlook, it said in a statement released Monday in Tokyo.

URL: http://www.bloomberg.com/news/articles/201...ffset-tax-delay

NIKKEI and TOPIX will torpedo downward tomorrow?

Today's closing is 0.18% lower for NIKKEI 225.

I got some money there lei...

....
Doesn't look like India is going to recover anytime soon. Should I cut my losses and invest elsewhere?

Sensex Sheds 1,867 Points in 9 Days; Nifty Turns Red For 2015
http://profit.ndtv.com/news/market/article...for-2015-758514

referring to Xuzen post# 3084 at page 155
it will only affect 3% of yr entire portfolio....if it dropped by 20% NAV of yr purchase
I think this can be offset by the gains for yr other funds....

I would suggest stay for a while to see how it will progress...(currently how many % of NAV had it dropped?)
Is there any major "bad" govt policy changes recently?

thanks for the info.
pls keep me posted....when it reaches 10 of more % of drops....now is 6.5%....
  pls wake me up at 10% or more.

As of last Fri, im negative 9.32%. Its about 15% of my total fund holdings.

today portfolio drop alot...

Ok,..understood...
did your FA knows that you have 2 also similar mandated funds in the portfolio?
which also adds up to almost 50% of your portfolio?
if he already knows,..then ok-lah...he is your FA and should know your preferences....
if not, please let him know.

assuming it is now -10%...
based on Xuzen calculation.....10 X 15% = 1.5% of yr entire portfolio returns.
assuming yr portfolio made 5%, now is 3.5%...

Don't worry.

Today will have a rebounce except for Bolehhand, Japan and India.

Asian market hit new high.

That's the problem. My overall portfolio based on current value is down by 1.45%. Except for KGF & Aberdeen, all other funds are negative too. Not sure how the China focused funds performed today though.

yup..she knows...i let her handle everything on my UT, while i manage my own stocks......diversified....