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 Fundsupermart.com v9, QE feeds the bull. Ride along...

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IvanWong1989
post Apr 27 2015, 09:35 PM

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QUOTE(cybermaster98 @ Apr 27 2015, 09:34 PM)
My wife and my good friend are gonna invest for the first time tomorrow and are depending on me for advise. Now im in a dilemma after seeing my portfolio in the red.
mad.gif
They wont take as much risk as me but they are interested in capitalising on the rally of the Greater China markets.

They will invest about 5K each for starters. Which funds should they invest in?  icon_question.gif
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Tumpang too
SUSyklooi
post Apr 27 2015, 09:35 PM

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QUOTE(cybermaster98 @ Apr 27 2015, 09:26 PM)
RHB-OSK Big Cap China Enterprise - 25%
CIMB Principle Asia Pacific Dynamic Income - 20%
Kenanga Growth Fund - 15%
Manulife India Equity - 15%
CIMB Global Titans - 15% 
Aberdeen Islamic World Equity - 10%

Besides these funds, anything else worth going into to offset losses by India?
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hmm.gif seems like you did NOT have other NONE Equities asset....
now yr India is just -10%....and you are already thinking of.....
what happens when US had some corrections.....

below article, may not be applicable to you..... notworthy.gif

Keep Your Risks In Check
Different investments come with different levels of risks and investors need to understand and know the risks that they can stomach given the circumstances that they are in before making a decision on what to invest. We explain how Fundsupermart.com Risk Rating can help investors to identify which unit trusts suit their risk appetite.

"are you aggressive, balanced or conservative?

It is not only important to understand the risks of the investments you are looking at, but also to understand your personal risk appetite. Sometimes, it is not a matter of what kind of risks you want to take, but a matter of what kind of risks you can take given the circumstances that you are currently in. And the best way to do it is to assess your actual experience in investing.

For instance, you might have thought that you are an aggressive investor who can cope with a high level of risk based on the results of the risk profiling test. However, in practice, if you find that you always panic too soon every time the market dips, and get overly euphoric and pump in more money whenever markets are on a roll, then high-risk investments are not so suitable for you because they are likely to cause you to lose money".

http://www.fundsupermart.com.my/main/resea...?articleNo=2266





Kaka23
post Apr 27 2015, 09:38 PM

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QUOTE(cybermaster98 @ Apr 27 2015, 10:34 PM)
My wife and my good friend are gonna invest for the first time tomorrow and are depending on me for advise. Now im in a dilemma after seeing my portfolio in the red.
mad.gif
They wont take as much risk as me but they are interested in capitalising on the rally of the Greater China markets.

They will invest about 5K each for starters. Which funds should they invest in?  icon_question.gif
*
cimb greater china? diversified at north asia while capitalized china potential upside...
SUSyklooi
post Apr 27 2015, 09:38 PM

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QUOTE(IvanWong1989 @ Apr 27 2015, 09:27 PM)
Hmm..... i am seeing all -ve from you guys.. hmmm...

And today I just bought my first fund . lolx sad.gif
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rclxms.gif well at least you bought at "low"...
but just how low is low? tongue.gif
IvanWong1989
post Apr 27 2015, 09:41 PM

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QUOTE(yklooi @ Apr 27 2015, 09:38 PM)
rclxms.gif well at least you bought at "low"...
but just how low is low?  tongue.gif
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lol. i bought ponzi 2.0.
Figured not going to dump into China focused funds yet. ><.... appetite not that big. haha.

Thinking of kenanga for the next one. Comments?
SUSDavid83
post Apr 27 2015, 09:42 PM

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QUOTE(IvanWong1989 @ Apr 27 2015, 09:41 PM)
lol. i bought ponzi 2.0.
Figured not going to dump into China focused funds yet. ><.... appetite not that big. haha.

Thinking of kenanga for the next one. Comments?
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Kenanga Asia Pacific Total Return Fund.

It supposes to have Japan exposure but I yet to see that!

This post has been edited by David83: Apr 27 2015, 09:43 PM
SUSyklooi
post Apr 27 2015, 09:43 PM

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QUOTE(cybermaster98 @ Apr 27 2015, 09:30 PM)
That's the problem. My overall portfolio based on current value is down by 1.45%. Except for KGF & Aberdeen, all other funds are negative too. Not sure how the China focused funds performed today though.
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just to cheer you up abit....
my whole portfolio of 10 funds (Bonds, Balanced, Equities and Reits funds) started to be in red 2 weeks after I made the investments.....(FED said going to stop QE)......most of my funds are in RED for more than 6 months....then slowly, slowly 1 by 1 they made their way to the surface.....recently only 1 one...still struggling to keep afloat...
dirtinacan
post Apr 27 2015, 09:44 PM

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QUOTE(cybermaster98 @ Apr 27 2015, 09:34 PM)
My wife and my good friend are gonna invest for the first time tomorrow and are depending on me for advise. Now im in a dilemma after seeing my portfolio in the red.
mad.gif
They wont take as much risk as me but they are interested in capitalising on the rally of the Greater China markets.

They will invest about 5K each for starters. Which funds should they invest in?  icon_question.gif
*
I would suggest using FSM web site:
click research -> recommended portfolio -> pick your risk appetite.

then just buta2 follow. brows.gif



SUSyklooi
post Apr 27 2015, 09:45 PM

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QUOTE(IvanWong1989 @ Apr 27 2015, 09:41 PM)
lol. i bought ponzi 2.0.
Figured not going to dump into China focused funds yet. ><.... appetite not that big. haha.

Thinking of kenanga for the next one. Comments?
*
there is a speculation of Fitch going to cut its rating on M'sia....
may or may not happens...
Just buy KGF when it dips.....KGF has good track records...
SUSDavid83
post Apr 27 2015, 09:47 PM

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QUOTE(yklooi @ Apr 27 2015, 09:45 PM)
there is a speculation of Fitch going to cut its rating on M'sia....
may or may not happens...
Just buy KGF when it dips.....KGF has good track records...
*
Seems like it'll happen as Fitch just downgraded Japan today. rclxms.gif
SUSyklooi
post Apr 27 2015, 09:51 PM

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QUOTE(cybermaster98 @ Apr 27 2015, 09:34 PM)
My wife and my good friend are gonna invest for the first time tomorrow and are depending on me for advise. Now im in a dilemma after seeing my portfolio in the red.
mad.gif
They wont take as much risk as me but they are interested in capitalising on the rally of the Greater China markets.

They will invest about 5K each for starters. Which funds should they invest in?  icon_question.gif
*
How do they know which Unit Trust to buy?

Before they jump in, there are several things which they need to find out about themselves. Their risk tolerance, investment goals, time horizon and so on.
Go to FSM Getting Started section to find out more. After doing that, they should find the fund whose investment objectives match theirs own.
Make use of FSM Fund Selector and read its fact sheets to compare and contrast the unit trusts available. They may also read FSM Funds' recommendations. Soon they will find one which they are comfortable with. Start with that first. As they gain more confidence and understanding of unit trusts, they may then invests more.

SUSyklooi
post Apr 27 2015, 09:53 PM

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QUOTE(David83 @ Apr 27 2015, 09:47 PM)
Seems like it'll happen as Fitch just downgraded Japan today.  rclxms.gif
*
then good....can use Jpn Mkt reaction to have a guide of how m'sia would react....(just be warned...M'sia can be totally opposite)
Kaka23
post Apr 27 2015, 09:54 PM

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QUOTE(yklooi @ Apr 27 2015, 10:45 PM)
there is a speculation of Fitch going to cut its rating on M'sia....
may or may not happens...
Just buy KGF when it dips.....KGF has good track records...
*
when will fitch do that? mid may?
SUSDavid83
post Apr 27 2015, 09:56 PM

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QUOTE(Kaka23 @ Apr 27 2015, 09:54 PM)
when will fitch do that? mid may?
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OMG ... you asked if he's working at Fitch or

he has a crystal like xuzen. doh.gif
nexona88
post Apr 27 2015, 09:57 PM

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QUOTE(dirtinacan @ Apr 27 2015, 09:44 PM)
I would suggest  using FSM web site:
click research -> recommended portfolio -> pick your risk appetite.

then just buta2 follow. brows.gif
*
yes.. good for newbie icon_rolleyes.gif
Kaka23
post Apr 27 2015, 10:05 PM

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QUOTE(David83 @ Apr 27 2015, 10:56 PM)
OMG ... you asked if he's working at Fitch or

he has a crystal like xuzen. doh.gif
*
Haha.. no need to work for Fitch ma. Internet sometimes got, but my news is in Feb. Mana tau Unker Looi may got latest update lei..

http://www.thesundaily.my/news/1327899

QUOTE
Fitch Ratings appears to have made up its mind to downgrade Malaysia's sovereign ratings in late May or early June this year unless there are more convincing fiscal measures being introduced from now till May 2015.

cybermaster98
post Apr 27 2015, 10:06 PM

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QUOTE(yklooi @ Apr 27 2015, 09:51 PM)
How do they know which Unit Trust to buy?
They don't. Copycat me.

dirtinacan
post Apr 27 2015, 10:07 PM

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QUOTE(nexona88 @ Apr 27 2015, 09:57 PM)
yes.. good for newbie  icon_rolleyes.gif
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I myself follow 50%. 50% follow the feedback in this forums and during the seminar.

I'm now
asia ex japan 48.2%
malaysia 34% (26% PRS + 8% cash)
global 17.7%

right now thinking of either adding in asia ex jap or greater china fund
Vanguard 2015
post Apr 27 2015, 10:08 PM

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QUOTE(yklooi @ Apr 27 2015, 09:01 PM)
rclxms.gif  notworthy.gif
thanks for the info....
8% is minimal (for yearly use)...whatever above would be "bonus' to be used to top up the pool of money.

thumbup.gif me too think that it is achieve able to have 8% minimal...but not every 12 month rolling period.
due to the limited pool of monies...will not think about the inflation covering factor....if needed will be digging into this pool of monies (after having finished another pot of monies that can last few yrs).....and left nothing to the dependents after 20 yrs except a roof over our heads.
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You are most welcome.
SUSyklooi
post Apr 27 2015, 10:09 PM

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QUOTE(Kaka23 @ Apr 27 2015, 10:05 PM)
Haha.. no need to work for Fitch ma. Internet sometimes got, but my news is in Feb. Mana tau Unker Looi may got latest update lei..

http://www.thesundaily.my/news/1327899
*
"Fitch assigned a negative outlook to Malaysia’s rating in July 2013,

- See more at: http://www.themalaymailonline.com/malaysia...h.w5pop9o3.dpuf

from that...most probably in July this year too.

if july...then good....the new list of recommended funds would be out...SC discounts on offer again? rclxms.gif


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