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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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MGM
post Feb 26 2015, 04:58 PM

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QUOTE(nexona88 @ Feb 26 2015, 04:16 PM)
that time got new units available..
3.33bil ASM & 2bil ASW2020 (limit 20k/account)

but how u managed to deposit >30k  blink.gif  hmm.gif

http://web10.bernama.com/hpm08/newsbm.php?id=405326
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Multiple accounts for the whole family.
plumberly
post Feb 26 2015, 05:52 PM

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Just realised that I am one of the lucky ones here. Why? ASNB Bintulu was the branch with the highest no of transactions in M'sia in 2014! They got a certificate on display in the office.

They have more 250 transactions every day.

But when it comes to mine, can do better lah! Ha.

This post has been edited by plumberly: Feb 26 2015, 05:54 PM
owenwong84
post Feb 26 2015, 07:21 PM

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I read back the thread there was this change passbook on ASM
Izzit apply to ASM only?
Mine is ASB the blue book was since 2011.
nexona88
post Feb 26 2015, 07:59 PM

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QUOTE(owenwong84 @ Feb 26 2015, 07:21 PM)
I read back the thread there was this change passbook on ASM
Izzit apply to ASM only?
Mine is ASB the blue book was since 2011.
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Currently for ASM & ASD fund.

Others fund later when ASNB give notices to change

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MGM
post Feb 26 2015, 08:36 PM

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QUOTE(nexona88 @ Feb 26 2015, 07:59 PM)
Currently for ASM & ASD fund.

Others fund later when ASNB give notices to change

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Then better wait so that can change all at the same time.
nexona88
post Feb 26 2015, 09:41 PM

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QUOTE(MGM @ Feb 26 2015, 08:36 PM)
Then better wait so that can change all at the same time.
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it's your choice.. then u change next year smile.gif

This post has been edited by nexona88: Feb 26 2015, 11:14 PM
MGM
post Feb 27 2015, 06:09 AM

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QUOTE(nexona88 @ Feb 26 2015, 09:41 PM)
it's your choice.. then u change next year  smile.gif
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Don't need to wait until next year lah, looks like ASNB is calling for passbook replacement few months b4 the FYE of each fund. So b4 Oct2015 should be abled to replace all my passbooks at the same time, saving time & effort.
guy3288
post Feb 27 2015, 01:05 PM

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Lunch break 12.30pm ASM on sales- quickly go try your luck
plumberly
post Feb 27 2015, 01:42 PM

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QUOTE(guy3288 @ Feb 27 2015, 01:05 PM)
Lunch break 12.30pm ASM on sales- quickly go try your luck
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Thanks for your tip earlier.

Went to PM and waited for about 1 hour for my turn. Could not buy any as I forgot to bring my wallet (with my IC inside). What a day!

This week has not been my week with lots of unpleasant things. Hope this will be the past from today on wards! Ha.
nexona88
post Feb 27 2015, 03:35 PM

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QUOTE(plumberly @ Feb 27 2015, 01:42 PM)
Thanks for your tip earlier.

Went to PM and waited for about 1 hour for my turn. Could not buy any as I forgot to bring my wallet (with my IC inside). What a day!

This week has not been my week with lots of unpleasant things. Hope this will be the past from today on wards! Ha.
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so excited until forgot to bring IC tongue.gif

btw if didn't show mykad if got police checking, can kena denda maximum rm20k or Penjara 3 years under Seksyen 25 (1) (n) Peraturan-peraturan Pendaftaran Negara 1990 cool2.gif

plumberly
post Feb 27 2015, 03:52 PM

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QUOTE(nexona88 @ Feb 27 2015, 03:35 PM)
so excited until forgot to bring IC  tongue.gif

btw if didn't show mykad if got police checking, can kena denda maximum rm20k or Penjara 3 years under Seksyen 25 (1) (n) Peraturan-peraturan Pendaftaran Negara 1990  cool2.gif
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Wah, the penalty is tougher than some of the X100 more serious offences!

Seriously, I don't think I am the only one who forgets to bring the MK once in a blue moon.

Come to think of it, a swimmer in a pool will not have the MK with him/her when stopped by a policeman. Yes, the swimmer can go to the locker to get it BUT at that instant, the swimmer does not have the MK. So also liable for the fine?

Other countries also have the same regulation, I wonder?

Cheerio.



nexona88
post Feb 27 2015, 04:20 PM

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QUOTE(plumberly @ Feb 27 2015, 03:52 PM)
Wah, the penalty is tougher than some of the X100 more serious offences!

Seriously, I don't think I am the only one who forgets to bring the MK once in a blue moon.

Come to think of it, a swimmer in a pool will not have the MK with him/her when stopped by a policeman. Yes, the swimmer can go to the locker to get it BUT at that instant, the swimmer does not have the MK. So also liable for the fine?

Other countries also have the same regulation, I wonder?

Cheerio.
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my friend kena once.. went to Mahkamah Majistret. fine RM300 or 3mth Prison rolleyes.gif

About the swimmer thing, I'm not sure.. need to ask police tongue.gif


kinabalu
post Feb 27 2015, 05:22 PM

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QUOTE(plumberly @ Feb 27 2015, 03:52 PM)
Wah, the penalty is tougher than some of the X100 more serious offences!

Seriously, I don't think I am the only one who forgets to bring the MK once in a blue moon.

Come to think of it, a swimmer in a pool will not have the MK with him/her when stopped by a policeman. Yes, the swimmer can go to the locker to get it BUT at that instant, the swimmer does not have the MK. So also liable for the fine?

Other countries also have the same regulation, I wonder?

Cheerio.
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Swimmer scenario too extreme la, police only stop and ask for IC in public area. private area wont kacau.
plumberly
post Feb 27 2015, 06:35 PM

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QUOTE(kinabalu @ Feb 27 2015, 05:22 PM)
Swimmer scenario too extreme la, police only stop and ask for IC in public area. private area wont kacau.
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I see. But what if it is in a public pool?

Curious to know how it is worded in the regulation. I think it was enacted during the communist emergency time, trying to control who was who during that time.

Still applicable now with that specific regulation? God knows.

Cheerio.

P/S Better stop here - off topic.

This post has been edited by plumberly: Feb 27 2015, 06:58 PM
plumberly
post Feb 28 2015, 09:01 PM

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Came across this song this morning.

Seeing My Father In Me
https://www.youtube.com/watch?v=oVeml28Eo3w

For the ladies, just change My Father to My Mother. Applicable to both father and mother.

Sorry off topic but I do hope after listening to it, you will say to yourself, hey, that is a good, emotional song!

In our quest for extra money in ASX, take some time to listen, reflect and enjoy the song!

This post has been edited by plumberly: Feb 28 2015, 09:14 PM
SUSSarah Jessica
post Feb 28 2015, 11:23 PM

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I read back the thread there was this change passbook on ASD..
Next is ASW2020?
TS[Ancient]-XinG-
post Mar 1 2015, 09:56 AM

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QUOTE(Sarah Jessica @ Feb 28 2015, 11:23 PM)
I read back the thread there was this change passbook on ASD..
Next is ASW2020?
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Yea. Maybe. And last come to yellow book.
alfred tan
post Mar 1 2015, 02:19 PM

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QUOTE(Ancient-XinG- @ Feb 14 2015, 11:30 AM)
Calculation upon Variable Price Fund using ASG as an example.

NAV of the day you invest - 1.1800
Amount of MYR invested - 10000
Units in hand - 8474.58
___________________________________
Dividend pay on the financial year end - 7.0%
Dividend - 593.22 MYR
NAV of the day - 1.1300
Units paid - 524.97
Total units in hand - 8999.55
___________________________________
If lets say you want to cash out that day
you will get 10169.49 MYR
___________________________________
If you stay for 5 years
Y1 - 8999.55
Dividend - 6.8%
NAV - 1.1500
9531.69 MYR
Y2 - 9531.69
Dividend - 6.8%
NAV - 1.1580
10091.41 MYR
Y3 - 10091.41
Dividend 6.8%
NAV - 1.1600
10682.98 MYR

Y4 - 10682.99
Dividend 6.8%
NAV - 1.1700
11303.88 MYR

Y5 - 11303.88
NAV 1.18
Total cash in hand - 13338.58.
____________________________________

Comparing with FD ( Compounding ) Flat rate 4.0% p.a.
Y1 - 10000
Y2 - 10400
Y3 - 10816
Y4 - 11248.64
Y5 - 11698.58
In MYR.
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Of course you CAN'T invest fully in 1 method only. FD is the best among all when it come to risk. Thus, don't put all eggs in 1 basket. Diversify it.
And see things do happen like now. Crude oil, flood, all affecting nation as well as MY will affecting the BURSA and thus ASG.
Hope I help in this post. Feel free to ask me. My answer may be incorrect but I can tell you some info that banker reluctant to tell you.
____________________________________

Just to share some info I got ASNB official page. 

____________________________________
ASG Pendidkan
Novagni Cat - MIXED ASSET MY
Fund rating - 2 stars
Peer ranking - 30/42
Unit in circulation - 311.15 Mil Units.

ASG - Kesihatan
Novagni Cat - EQUITY MY
Fund rating - 3 stars
Peer rating - 53/75
Unit in circulation - 409.32 Mil Units.

ASG - Persaraan
Novagni Cat - MIXXED ASSET MY
Fund rating - 3 stars
Peer rating - 21/42
Unit in circulation - 136.64 Mil Units.

** Collectively the three unit trust under the umbrella of ASG have cumulative maximum size of 1.0 billion unit.

*** Potential investor are those who understand investment risk and rewards and are seeking growth of capital over long term period and plan to fulfil the financial requirement for their education/medical expenses/retirement.
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Can i know there will be only one time charge for the 1st transaction?
TS[Ancient]-XinG-
post Mar 1 2015, 06:38 PM

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QUOTE(alfred tan @ Mar 1 2015, 02:19 PM)
Can i know there will be only one time charge for the 1st transaction?
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5% charges for every transection (purchase)
wil-i-am
post Mar 1 2015, 09:33 PM

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ASM dividend for 2015 will b out end of tis mth
Any prediction/forecast?

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