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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15

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koinibler
post Apr 6 2015, 09:35 AM

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QUOTE(king_lover23 @ Apr 5 2015, 11:58 PM)
but i just check through my maybank2u...
kena charge RM50 for each card.
I applied this card last 2 months.. but haven activate them..
so do i still need to pay for the RM100?

please help me..  sad.gif
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If you had activate it earlier and use it regularly, then it won't be a problem for you since will get RM100 rebate.
CalvinCLK
post Apr 6 2015, 10:00 AM

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QUOTE(poweredbydiscuz @ Apr 4 2015, 11:31 PM)
So it is 25000TP + 6% = 26500TP for RM100 voucher?
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If they charge GST for vouchers, wouldn't it become double taxed? we pay for the vouchers, and the items we used the vouchers to pay for is also GST-taxable. shakehead.gif
poweredbydiscuz
post Apr 6 2015, 10:10 AM

 
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QUOTE(CalvinCLK @ Apr 6 2015, 10:00 AM)
If they charge GST for vouchers, wouldn't it become double taxed? we pay for the vouchers, and the items we used the vouchers to pay for is also GST-taxable.  shakehead.gif
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Some say they were charged, some say didn't get charged. lol
Petre
post Apr 6 2015, 10:12 AM

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anyone can help regarding maybank credit card?

Minimum payment amount: A
Outstanding balance: B
Statement balance: C

have one balance transfer

question:

1-minimum payment is refer to A?
2-whats the difference between outstanding balance (B) and statement balance ©
3-where does balance transfer reflect? how do i know i have paid for the balance transfer?

thanks
fruitie
post Apr 6 2015, 10:19 AM

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QUOTE(Petre @ Apr 6 2015, 10:12 AM)
anyone can help regarding maybank credit card?

Minimum payment amount: A
Outstanding balance: B
Statement balance: C

have one balance transfer

question:

1-minimum payment is refer to A?
2-whats the difference between outstanding balance (B) and statement balance ©
3-where does balance transfer reflect? how do i know i have paid for the balance transfer?

thanks
*
Minimum payment - A: If you settle only A amount, you will be charged with compounded interest. High interest. Avoid this by all means.

Outstanding balance - B: Total amount you have spent so far, unbilled + statement balance.

Statement balance - C: Your statement balance. Pay this amount based on the due date. It is usually +20 days from the date your statement is generated.

Regarding your question, your Balance Transfer should reflect in B and C.

Most of us will go for C when it comes to make payment. smile.gif

This post has been edited by fruitie: Apr 6 2015, 10:20 AM
ronnie
post Apr 6 2015, 11:19 AM

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Soon we will need V13 smile.gif
silentsnake
post Apr 6 2015, 11:28 AM

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Hi. 1 noob question

Just got my mbb2card visa & amex..

How is the amex cash back works?

Let say i buy Item A rm1000 on saturday using amex but pay by 12-month instalment which is around rm84/month.

I get cash back 5% from rm1000 or rm84?
Human Nature
post Apr 6 2015, 11:40 AM

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QUOTE(silentsnake @ Apr 6 2015, 11:28 AM)
Hi. 1 noob question

Just got my mbb2card visa & amex..

How is the amex cash back works?

Let say i buy Item A rm1000 on saturday using amex but pay by 12-month instalment which is around rm84/month.

I get cash back 5% from rm1000 or rm84?
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RM1000 in one shot.
silentsnake
post Apr 6 2015, 11:49 AM

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QUOTE(Human Nature @ Apr 6 2015, 11:40 AM)
RM1000 in one shot.
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Thx bro.

Another question..

Let say i buy Item B rm2000 using amex on saturday

5% from rm2000 = rm100

Cash back capped at rm50/month..how about the balance rm50? Is it carry foward to next month or forfeited?
fruitie
post Apr 6 2015, 11:50 AM

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QUOTE(silentsnake @ Apr 6 2015, 11:49 AM)
Thx bro.

Another question..

Let say i buy Item B rm2000 using amex on saturday

5% from rm2000 = rm100

Cash back capped at rm50/month..how about the balance rm50? Is it carry foward to next month or forfeited?
*
Forfeited. smile.gif
In a way, it will not be calculated at all. Capped at RM 1,000. That's all.
You will only earn 5xTP from the total RM 2,000.

This post has been edited by fruitie: Apr 6 2015, 11:51 AM
silentsnake
post Apr 6 2015, 11:53 AM

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QUOTE(fruitie @ Apr 6 2015, 11:50 AM)
Forfeited. smile.gif
In a way, it will not be calculated at all. Capped at RM 1,000. That's all.
You will only earn 5xTP from the total RM 2,000.
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Orite. Tq so much :-)
king_lover23
post Apr 6 2015, 01:48 PM

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QUOTE(koinibler @ Apr 6 2015, 09:35 AM)
If you had activate it earlier and use it regularly, then it won't  be a problem for you since will get RM100 rebate.
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hi... what u mean RM100 rebate?
what if i activate now, am i still able to get the RM100 rebate?

!@#$%^
post Apr 6 2015, 01:50 PM

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QUOTE(king_lover23 @ Apr 6 2015, 01:48 PM)
hi... what u mean RM100 rebate?
what if i activate now, am i still able to get the RM100 rebate?
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it was a promotion from maybank which ended about a week ago. so no, you cant get the rm100 rebate
cybpsych
post Apr 6 2015, 02:50 PM

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QUOTE(king_lover23 @ Apr 5 2015, 11:58 PM)
but i just check through my maybank2u...
kena charge RM50 for each card.
I applied this card last 2 months.. but haven activate them..
so do i still need to pay for the RM100?

please help me..  sad.gif
*
when is the EXACT approval date of your card?

you could be still eligible for the RM50+RM50 cashback if you swipe 3X on each card within the 60 days from approval date.
victorywp
post Apr 6 2015, 03:19 PM

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QUOTE(cybpsych @ Apr 6 2015, 02:50 PM)
when is the EXACT approval date of your card?

you could be still eligible for the RM50+RM50 cashback if you swipe 3X on each card within the 60 days from approval date.
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but he hasn't activate his cards, don't think he managed to swipe any earlier...
dradormien
post Apr 6 2015, 03:26 PM

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This is so damned funny plus weird a bit. Received a call from maybank that my visa ikhwan has been approved although I am not apply for it. I give a call to cs last week just to enquiry about this card. And today received a call my card has been approved, and be sent to my mbb branch. Usually, how long it will take to received the card? Already have mbb2card now tambah lagi satu
cybpsych
post Apr 6 2015, 03:26 PM

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QUOTE(victorywp @ Apr 6 2015, 03:19 PM)
but he hasn't activate his cards, don't think he managed to swipe any earlier...
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that's why still depends on his approval date.

if approved in early Feb, he missed this campaign.

if approved mid-late Feb, probably still can make it, but just barely.
maskedchan
post Apr 6 2015, 03:29 PM

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QUOTE(dradormien @ Apr 6 2015, 03:26 PM)
This is so damned funny plus weird a bit. Received a call from maybank that my visa ikhwan has been approved although I am not apply for it. I give a call to cs last week just to enquiry about this card. And today received a call my card has been approved, and be sent to my mbb branch. Usually, how long it will take to received the card? Already have mbb2card now tambah lagi satu
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if no RM50 gst, why not keep the card thumbup.gif

This post has been edited by maskedchan: Apr 6 2015, 03:31 PM
victorywp
post Apr 6 2015, 03:58 PM

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QUOTE(cybpsych @ Apr 6 2015, 03:26 PM)
that's why still depends on his approval date.

if approved in early Feb, he missed this campaign.

if approved mid-late Feb, probably still can make it, but just barely.
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oh, the rm100 cb promo still on? still can try to swipe now?
cybpsych
post Apr 6 2015, 04:07 PM

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QUOTE(victorywp @ Apr 6 2015, 03:58 PM)
oh, the rm100 cb promo still on? still can try to swipe now?
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the promo was 22 September 2014 to 22 March 2015 (both dates inclusive).

so, the last cardmember(s) (if approved on 22 March) could still get RM100 CB if they swipe 3X each card until 21 May 2015


since king_lover23 applied 2 months ago, he's already in the campaign period. just that his 3X swipes must be within 60 days after approval date.

today is 6 April. if his card approved before 5 Feb, then his "60 days eligibility" has ended. if his card approved after 5 Feb, he still have time smile.gif



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