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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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Human Nature
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 May 27 2015, 02:02 PM
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QUOTE(rykarin @ May 27 2015, 01:57 PM) Im also want to know about this. Recived call from their cs and talk over the phone about 15min regarding application. They send me an email ..got pdf brochure about amanah cc need pay fixed management fee.. im applying amanah mpower visa..still waiting their reply regarding this fees. i am applying the same card. my understanding is that, we only need to worry about this fee if we do not clear off according to the statement balance. do share their reply. i have queried bout this too. This post has been edited by Human Nature: May 27 2015, 02:02 PM |
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rykarin
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May 27 2015, 02:10 PM
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Getting Started
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QUOTE(Human Nature @ May 27 2015, 02:02 PM) i am applying the same card. my understanding is that, we only need to worry about this fee if we do not clear off according to the statement balance. do share their reply. i have queried bout this too. Sure will update here. btw i still not submit the doc required. Once clear about the fees ,only confirm my application. |
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noien
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May 27 2015, 02:30 PM
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QUOTE(hitch80 @ May 26 2015, 02:31 PM) I sent all the necessary documents already....fingers cross...hopefully approve how long after did u receive the email? mine like more than 5 days but din receive anything |
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Human Nature
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May 27 2015, 04:15 PM
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QUOTE(rykarin @ May 27 2015, 02:10 PM) Sure will update here. btw i still not submit the doc required. Once clear about the fees ,only confirm my application. i did a search and apparently it refers to the interest on outstanding balances, but islamic bank dun call it interest. |
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mickey1991
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May 27 2015, 05:03 PM
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QUOTE(Human Nature @ May 27 2015, 04:15 PM) i did a search and apparently it refers to the interest on outstanding balances, but islamic bank dun call it interest. then call as? |
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Human Nature
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May 27 2015, 05:13 PM
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QUOTE(mickey1991 @ May 27 2015, 05:03 PM) fixed management fee |
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mickey1991
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May 27 2015, 05:14 PM
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QUOTE(Human Nature @ May 27 2015, 05:13 PM) did they charge any card holder with any condition? annually? |
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Human Nature
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May 27 2015, 05:16 PM
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QUOTE(mickey1991 @ May 27 2015, 05:14 PM) did they charge any card holder with any condition? annually? some cards have annual fee. for new card holder, 1st year is waived. subsequent years with 12x swipes. that is what i was informed. |
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firestater
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May 27 2015, 05:21 PM
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1 question here , if i apply after activated, received the ringgitplus gift, use the card for 2-3 months and cancel the card..do they impose any penalties..??
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mickey1991
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May 27 2015, 05:22 PM
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QUOTE(firestater @ May 27 2015, 05:21 PM) 1 question here , if i apply after activated, received the ringgitplus gift, use the card for 2-3 months and cancel the card..do they impose any penalties..?? they sure have a condition when you sign the document isn't? did you read the terms and conditions? |
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sj0217
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May 27 2015, 08:11 PM
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QUOTE(mickey1991 @ May 27 2015, 05:22 PM) they sure have a condition when you sign the document isn't? did you read the terms and conditions? have read T&C, but didn't mention on this point But would be better if can hold it and cancel before anniversary |
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mickey1991
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May 27 2015, 08:47 PM
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QUOTE(sj0217 @ May 27 2015, 08:11 PM) have read T&C, but didn't mention on this point But would be better if can hold it and cancel before anniversary as they said. if you cancel probably you cant reapply within a year or what or once you takethe gift you cant cancel within a time period. thats the condition |
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SUSdestiny6
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May 27 2015, 10:51 PM
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QUOTE(firestater @ May 27 2015, 05:21 PM) 1 question here , if i apply after activated, received the ringgitplus gift, use the card for 2-3 months and cancel the card..do they impose any penalties..?? it will be automatically cancelled by HSBC if you didn't use if for quite sometimes...let's say...around 6months like that  that's what happen to 1 of my card. |
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Human Nature
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May 27 2015, 10:57 PM
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QUOTE(destiny6 @ May 27 2015, 10:51 PM) it will be automatically cancelled by HSBC if you didn't use if for quite sometimes...let's say...around 6months like that that's what happen to 1 of my card. the card was from HSBC too? |
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SUSdestiny6
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May 27 2015, 11:54 PM
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QUOTE(Human Nature @ May 27 2015, 10:57 PM) the card was from HSBC too? Yup.....i apply via ringgitplus previously |
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fly126
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May 27 2015, 11:59 PM
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QUOTE(rykarin @ May 27 2015, 01:57 PM) Im also want to know about this. Recived call from their cs and talk over the phone about 15min regarding application. They send me an email ..got pdf brochure about amanah cc need pay fixed management fee.. im applying amanah mpower visa..still waiting their reply regarding this fees. FIXED Management Fee (Islamic Bank) = Credit Card's Interest (Conventional Bank) Both are the Same just Called by Different Name. |
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mickey1991
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May 28 2015, 10:19 AM
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QUOTE(destiny6 @ May 27 2015, 11:54 PM) Yup.....i apply via ringgitplus previously seriously? did they send a letter to you when cancel? if not they cannot cancel your card without your permission |
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SUSdestiny6
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May 28 2015, 12:34 PM
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QUOTE(mickey1991 @ May 28 2015, 10:19 AM) seriously? did they send a letter to you when cancel? if not they cannot cancel your card without your permission no letter sent....i only got to know recently when i tried to apply another card, the telesales offer me amanah, which i already had. then they said it's cancelled already due to inactive for a long time |
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mickey1991
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May 28 2015, 12:49 PM
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QUOTE(destiny6 @ May 28 2015, 12:34 PM) no letter sent....i only got to know recently when i tried to apply another card, the telesales offer me amanah, which i already had. then they said it's cancelled already due to inactive for a long time So if you apply the another 1. will you get the offer? like free luggage ( If got ) |
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SUSdestiny6
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May 28 2015, 12:52 PM
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QUOTE(mickey1991 @ May 28 2015, 12:49 PM) So if you apply the another 1. will you get the offer? like free luggage ( If got ) mine is again via ringgitplus for the blackberry phone hehe  |
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