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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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alex_cyw1985
post May 29 2015, 03:17 PM

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From: Malacca



Submit application via ringgitplus @ 21 May
Agent call and email me @ 22 May
Submitted the document @ 25 May
Received approved email @ 28 May

how to redeem the phone?
rykarin
post May 29 2015, 04:09 PM

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QUOTE(alex_cyw1985 @ May 29 2015, 03:17 PM)
Submit application via ringgitplus @ 21 May
Agent call and email me @ 22 May
Submitted the document @ 25 May
Received approved email @ 28 May

how to redeem the phone?
*
Got the credit card already? Then activate and try call them ask for unique code.
noien
post May 29 2015, 04:15 PM

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y mine until now no email yet. called done but no email. haiz

onlinepaycheck
post May 29 2015, 04:46 PM

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QUOTE(alex_cyw1985 @ May 29 2015, 03:17 PM)
Submit application via ringgitplus @ 21 May
Agent call and email me @ 22 May
Submitted the document @ 25 May
Received approved email @ 28 May

how to redeem the phone?
*
More or less same turnaround time. 1 week then received approval email.
alex_cyw1985
post May 29 2015, 04:51 PM

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From: Malacca



QUOTE(rykarin @ May 29 2015, 04:09 PM)
Got the credit card already? Then activate and try call them ask for unique code.
*
Email stated that the card will get deliver in 7 days...
sj0217
post May 29 2015, 04:54 PM

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QUOTE(alex_cyw1985 @ May 29 2015, 03:17 PM)
Submit application via ringgitplus @ 21 May
Agent call and email me @ 22 May
Submitted the document @ 25 May
Received approved email @ 28 May

how to redeem the phone?
*
This is how you redeem the phone


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Eight_8
post May 29 2015, 07:29 PM

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Currently the hsbc promotion for limited minion huawei tablets, anyone know what model is it?
karcity
post May 30 2015, 02:55 PM

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Is tesco extra groceries included in weekends discount?
pisanq
post May 31 2015, 11:19 PM

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my application was paperless, everything asked over the phone & finalized - brilliant!
after two weeks submit my application, follow up - application process still pending. may take 1 month
after 1 month, follow up - application still pending, may take 1 or 2 months

hsbc is big joker lol
wan7075
post Jun 1 2015, 10:48 AM

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QUOTE(pisanq @ May 31 2015, 11:19 PM)
my application was paperless, everything asked over the phone & finalized - brilliant!
after two weeks submit my application, follow up - application process still pending. may take 1 month
after 1 month, follow up - application still pending, may take 1 or 2 months

hsbc is big joker lol
*
are you holding hsbc card before? hmm.gif
if yes, maybe yr application will rejected as me
qqbill
post Jun 1 2015, 12:26 PM

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some query on this card: HSBC Amanah MPower Visa Platinum Credit Card‐i
1) for petrol spends, if i swipe at petrol dispenser or petrol station cashier counter, doesn't matter right? both also will be accumulated as in the (3% or 8%) counter ?
2) as long as my spendings in (petrol / dining / grocery) is exceeding RM2000.00, then the my rebate for weekend spendings will be 8%? -- will be 0.2% instead?
3) those spendings not falls under #2, will not be entitled for any rebate or accumulation of (3%/8%) right?



example:
weekday petrol at shell RM1500.00
weekend petrol at shell RM800.00
===========
so in total i will get 800*8% = RM64.00 for the cash rebate?


thanks in advance!

minthiam
post Jun 1 2015, 01:50 PM

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QUOTE(qqbill @ Jun 1 2015, 12:26 PM)
some query on this card: HSBC Amanah MPower Visa Platinum Credit Card‐i
1) for petrol spends, if i swipe at petrol dispenser or petrol station cashier counter, doesn't matter right? both also will be accumulated as in the (3% or 8%) counter ?
2) as long as my spendings in (petrol / dining / grocery) is exceeding RM2000.00, then the my rebate for weekend spendings will be 8%?  -- will be 0.2% instead?
3) those spendings not falls under #2, will not be entitled for any rebate or accumulation of (3%/8%) right?
example:
weekday petrol at shell RM1500.00
weekend petrol at shell RM800.00
===========
so in total i will get 800*8% = RM64.00 for the cash rebate?
thanks in advance!
*
You will be getting total of RM67.00 - (RM800 * 8%) + (RM1500 * 0.2%) if you have a MPower Visa Platinum, as the Cash Back Capping/ Month is RM100. On the other hand, Maximum Cash Capping/ Month for MPower Visa is RM50/ Month.

pisanq
post Jun 1 2015, 07:35 PM

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QUOTE(wan7075 @ Jun 1 2015, 10:48 AM)
are you holding hsbc card before? hmm.gif
if yes, maybe yr application will rejected as me
*
never have anything with hsbc yet
Ya Rerd
post Jun 1 2015, 10:24 PM

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From: Bkt Jalil



Guys,

I received this text from 66600 a few days ago. Not sure what to make of it.

"RM0.00 From HSBC : Yr statement for credit card ending 0xxx is being delivered. Statement balance:RM 19,444.94. Min Amt Due:RM 19,444.94 by 19/06/2015"

I've never been an HSBC card user before plus I'm still waiting for a call for my application (Z3 promo) which I've submitted since the 19th.

Any ideas?
blahbleh
post Jun 1 2015, 11:53 PM

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QUOTE(Ya Rerd @ Jun 1 2015, 10:24 PM)
Guys,

I received this text from 66600 a few days ago. Not sure what to make of it.

"RM0.00 From HSBC : Yr statement for credit card ending 0xxx is being delivered. Statement balance:RM 19,444.94. Min Amt Due:RM 19,444.94 by 19/06/2015"

I've never been an HSBC card user before plus I'm still waiting for a call for my application (Z3 promo) which I've submitted since the 19th.

Any ideas?
*
Doubtful. How can minimum amount due is equal to your statement balance? Usually it's 5% from your total bill. Call CS immediately?
qqbill
post Jun 2 2015, 11:34 AM

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QUOTE(minthiam @ Jun 1 2015, 01:50 PM)
You will be getting total of RM67.00 - (RM800 * 8%) + (RM1500 * 0.2%) if you have a MPower Visa Platinum, as the Cash Back Capping/ Month is RM100. On the other hand, Maximum Cash Capping/ Month for MPower Visa is RM50/ Month.
*
thanks for your reply!

so other retail expenses can be accumulated in the RM2000.00 pool and thus weekend spending can upgrade from 3% to 8% biggrin.gif
kelvinlzy
post Jun 2 2015, 11:49 AM

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QUOTE(minthiam @ Jun 1 2015, 01:50 PM)
You will be getting total of RM67.00 - (RM800 * 8%) + (RM1500 * 0.2%) if you have a MPower Visa Platinum, as the Cash Back Capping/ Month is RM100. On the other hand, Maximum Cash Capping/ Month for MPower Visa is RM50/ Month.
*
QUOTE(qqbill @ Jun 2 2015, 11:34 AM)
thanks for your reply!

so other retail expenses can be accumulated in the RM2000.00 pool and thus weekend spending can upgrade from 3% to 8% biggrin.gif
*
So in order to maximize the rebate, you want to swipe as much as possible during weekend within the selected categories, eg swipe all RM2000, entitled 8%, rebate RM100, effective rebate is 5% only.

Or

Swipe RM1250 within the categories during weekend, the balance RM750 outside the categories = (RM1250 * 8%) + (RM750 * 0.2%) = RM100 + RM1.50, effective rebate is about 5.075%?

Please correct me if Im wrong here. notworthy.gif
karcity
post Jun 2 2015, 09:41 PM

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QUOTE(kelvinlzy @ Jun 2 2015, 11:49 AM)
So in order to maximize the rebate, you want to swipe as much as possible during weekend within the selected categories, eg swipe all RM2000, entitled 8%, rebate RM100, effective rebate is 5% only.

Or

Swipe RM1250 within the categories during weekend, the balance RM750 outside the categories = (RM1250 * 8%) + (RM750 * 0.2%) = RM100 + RM1.50, effective rebate is about 5.075%?

Please correct me if Im wrong here. notworthy.gif
*
My experience is you need to spend RM2100 each month to get 8%. Because the RM100 rebate from previous month is not included. Eg if you spend RM2000 in May, but you get rebate RM100(for rebates on March).,then your spending is only 1900. Rebates become 3%. To be safe, spend RM 2100 each month.
mamamia
post Jun 3 2015, 07:46 AM

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QUOTE(karcity @ Jun 2 2015, 09:41 PM)
My experience is you need to spend RM2100 each month to get 8%. Because the RM100 rebate from previous month is not included. Eg if you spend RM2000 in May, but you get rebate RM100(for rebates on March).,then your spending is only 1900. Rebates become 3%. To be safe, spend RM 2100 each month.
*
If I'm u, I will complain n get back the 8%. They must refund to u.
kelvinlzy
post Jun 3 2015, 07:57 AM

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QUOTE(karcity @ Jun 2 2015, 09:41 PM)
My experience is you need to spend RM2100 each month to get 8%. Because the RM100 rebate from previous month is not included. Eg if you spend RM2000 in May, but you get rebate RM100(for rebates on March).,then your spending is only 1900. Rebates become 3%. To be safe, spend RM 2100 each month.
*
That doesn't make sense, the rebate should not be calculated into the monthly spending, ie offset the total spending right? If I spend RM2000 and get RM100 every month, can the bank say I only spend RM1900 per month? doh.gif

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