if u have no use of the card, then terminate lor.

depends on the promotion, some promo T&Cs requires you NOT to hold existing card within 6-12month.

For HSBC's recent promos (Blackberry and Apple TV), the freebies from RinggitPlus doesnt have this term, but it require your card to be APPROVED by the bank, so the term still depends on the bank itself (whether they allow you to reregister again within short period of time).

you explain quite clear . haha
ya. if like that everyone terminate and register back they get the phone HSBC will getting bankrupt haha
but i really wonder why loyal customer doesn't get much benefits than new user.
but when i go shopping mall they always said if i sign the supplementary card i also will get the benefits

loyal customer = spending with the card = automatically slave to them (bank) ... so, why bank want to reward you?

all banks want NEW customers, either their money via depositing or loans via credit facilities. so, majority of the signup promos are to entice/lure you!


you want promo for being loyal? got mah, SPEND more with their cards, get "rewarded", and they will hope you lapse your outstanding repayment and make more money from the interests.

HAHAHA. slave . that word. "slaver" . they just increase my limit without my agreement . can sue them? lol

Intrested to apply hsbc mpower amanah credit card
In the leaflet state that must pay
Monthly fixed management fee.

Fees: 1125 ( without RM symbol) ?? What is this?
Need pay them monthly rm1125 for their cc service?
expensive!

Anyone using this type hsbc mpower visa credit card i?

Or actually its like other cc they charge us on balance credit and if late payment only..

you do the late payment isnt?
charge 16%

I have received a CC from HSBC recently just because of the free huawei tablet offered by riggitplus.
May I know how long i need to keep the card before terminate it?

.i still not apply the credit card yet.
after review their brochure, thats a clause mention fixed management fees..1125 ..I dun understand..and asking here

urs is what kind of credit card? Amanah or conventional one?
have "monthly fixed management fee" on the card or not?
want apply new hsbc CC .

i nerver receive just ridiculous stuff. what the ... =.=

Finally received the call from the bank. Really something new, have to complete the application over the phone. Pity the staff have to keep talking.

Good for you, I have still waiting for their call...
Complete the application over the phone?? no docs is need to submit??

i actually sent an email thru the website about no receiving the phone call. have to push abit.
still need to submit docs, but all the details given dy. even have to listen to all the T&C

haha, I see, I shall do this way like you...

Mean this phone call will take you longer time a bit right

not longer time a bit, is longer time alot more..15 mins haha

really a lot more...

but is worth... anyway, thanks ya

i actually submit my application through rinngitplus and i got a phone call within 2 two days...if it takes longer probably can ya email them to ask..

i received the call within 24 hours but i had to postpone coz i was in a meeting

Anyone know what is this Fixed Monthly Management Fee for the Amanah CC?

Im also want to know about this. Recived call from their cs and talk over the phone about 15min regarding application. They send me an email ..got pdf brochure about amanah cc need pay fixed management fee..
im applying amanah mpower visa..still waiting their reply regarding this fees.