QUOTE(pisces88 @ May 17 2015, 08:21 PM)
5% SC + GST Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
|
|
May 17 2015, 08:45 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
48,446 posts Joined: Sep 2014 From: REality |
|
|
|
|
|
|
May 17 2015, 08:48 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,968 posts Joined: Nov 2007 |
|
|
|
May 17 2015, 08:52 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
48,446 posts Joined: Sep 2014 From: REality |
|
|
|
May 17 2015, 09:05 PM
Show posts by this member only | IPv6 | Post
#2184
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,968 posts Joined: Nov 2007 |
|
|
|
May 17 2015, 09:07 PM
|
![]() ![]() ![]() ![]() ![]()
Senior Member
743 posts Joined: May 2014 |
|
|
|
May 17 2015, 09:32 PM
|
![]() ![]()
Junior Member
145 posts Joined: Dec 2013 |
QUOTE(pisces88 @ May 17 2015, 08:21 PM) 1 to 1 ratio for the FD and ASNB UT. Minimum 10K each, rhb will give 2% rebate for the originally 5% sales charge. But dont forget the max 1.5% annual management fee. Dont know I should go for this or the current FD promo. |
|
|
|
|
|
May 17 2015, 09:37 PM
Show posts by this member only | IPv6 | Post
#2187
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,968 posts Joined: Nov 2007 |
QUOTE(cappuccino vs latte @ May 17 2015, 09:07 PM) oh then probably for longer time is ok.. where to past year returns? is it on average >7%?QUOTE(Plutoman @ May 17 2015, 09:32 PM) 1 to 1 ratio for the FD and ASNB UT. Minimum 10K each, rhb will give 2% rebate for the originally 5% sales charge. But dont forget the max 1.5% annual management fee. Dont know I should go for this or the current FD promo. okay, so will be 3% sales charge.. not too bad oh. |
|
|
May 17 2015, 09:52 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(pisces88 @ May 17 2015, 09:05 PM) Cannot go for it just because of the FD promo. Has to be wanted to invest in ASNB then go for it to get the FD promo as well. QUOTE(Plutoman @ May 17 2015, 09:32 PM) 1 to 1 ratio for the FD and ASNB UT. Minimum 10K each, rhb will give 2% rebate for the originally 5% sales charge. But dont forget the max 1.5% annual management fee. Dont know I should go for this or the current FD promo. QUOTE(pisces88 @ May 17 2015, 09:37 PM) oh then probably for longer time is ok.. where to past year returns? is it on average >7%? If you go for the FD/ASNB bundle, the sales charge is still 5% plus GST. Not 2% rebate. I paid 5% with GST for the FD/ASNB bundle in April. okay, so will be 3% sales charge.. not too bad oh. |
|
|
May 17 2015, 10:01 PM
|
![]() ![]()
Junior Member
145 posts Joined: Dec 2013 |
QUOTE(bbgoat @ May 17 2015, 09:52 PM) Cannot go for it just because of the FD promo. Has to be wanted to invest in ASNB then go for it to get the FD promo as well. The sales charge is 5% plus GST. But I was offered 2% rebate where they will give me back 2% after the purchase.If you go for the FD/ASNB bundle, the sales charge is still 5% plus GST. Not 2% rebate. I paid 5% with GST for the FD/ASNB bundle in April. |
|
|
May 17 2015, 10:14 PM
Show posts by this member only | IPv6 | Post
#2190
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
26,524 posts Joined: Jan 2003 |
QUOTE(bbgoat @ May 17 2015, 07:34 PM) This small fry went to the BR function. Swarmed by rich uncle & aunties. About 10 tables. Only customers of the BR branch that the small fry is using. they issued banker's cheque to me two times dy HQ one VP was there. Asked him why no more banker's cheque issued and told him customers running away due to this reason. During Q & A, the VP said now the BM decided that he will issue banker's cheque. Surprise, surprise ! It was posted that BR will stop issuing cheque starting Jan 2014 (or 2013 ?), they posted a notice on their board at that time. Then someone asked about no PIDM. The VP answered that it was guaranteed by the government on the principal amount. Then someone asked how about the amt. The reply is irrespective of the amt !! Wow ! Food wise, reasonable not bad. Received lucky draw prize, first time from BR. |
|
|
May 17 2015, 10:23 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,337 posts Joined: Oct 2014 |
|
|
|
May 17 2015, 10:24 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,968 posts Joined: Nov 2007 |
QUOTE(bbgoat @ May 17 2015, 09:52 PM) Cannot go for it just because of the FD promo. Has to be wanted to invest in ASNB then go for it to get the FD promo as well. i understand. but if calculate overall, not worth. i invest in UT at 1.75% sales charge only..If you go for the FD/ASNB bundle, the sales charge is still 5% plus GST. Not 2% rebate. I paid 5% with GST for the FD/ASNB bundle in April. |
|
|
May 17 2015, 10:40 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(Plutoman @ May 17 2015, 10:01 PM) The sales charge is 5% plus GST. But I was offered 2% rebate where they will give me back 2% after the purchase. But did you also place FD and get 7 or 7.8% rate ? I think the RHB promo is either or only. That is what I was trying to say earlier. QUOTE(Human Nature @ May 17 2015, 10:14 PM) Since the HQ VP said this afternoon, it looks like BR policy is NOT consistent across the board. Even the almighty Magician got FREE RENTAS some more. Hehe. |
|
|
|
|
|
May 17 2015, 10:43 PM
Show posts by this member only | IPv6 | Post
#2194
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
10,001 posts Joined: May 2013 |
|
|
|
May 17 2015, 10:46 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(cklimm @ May 17 2015, 10:23 PM) Go to page 1 of the below thread and engage in the forum:https://forum.lowyat.net/topic/3486015/+720 I bought ASG also, Heavy on 2 of the 3 funds. Low on 1 of them. |
|
|
May 17 2015, 10:53 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,624 posts Joined: Apr 2011 |
QUOTE(Bonescythe @ May 17 2015, 04:31 PM) Overlooked my Junior FD which was matured earlier. Found this out only last Friday. I dont have Mach account and tomorrow will withdraw and top up some funds and place for 10 months. |
|
|
May 18 2015, 02:21 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(gsc @ May 17 2015, 10:53 PM) Overlooked my Junior FD which was matured earlier. Found this out only last Friday. I dont have Mach account and tomorrow will withdraw and top up some funds and place for 10 months. just walk to a MACH branch, open a MACH account.. need around 10 minutes or lesser.. then use internet banking (hong leong connect), transfer fund from saving to MACH money box account.. and use money box to place FD..Open account no need $$$, and u won't have another debit card either.. |
|
|
May 18 2015, 08:26 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(gsc @ May 17 2015, 10:53 PM) Overlooked my Junior FD which was matured earlier. Found this out only last Friday. I dont have Mach account and tomorrow will withdraw and top up some funds and place for 10 months. You have told me that MACH has another branch in Queensbay Mall when I opened mine in Paragon Mall, right ? Easy to open the Mach acct if you already have HL acct. |
|
|
May 18 2015, 09:39 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
4,821 posts Joined: Mar 2009 |
|
|
|
May 18 2015, 11:34 AM
|
![]() ![]()
Junior Member
145 posts Joined: Dec 2013 |
[quote=bbgoat,May 17 2015, 10:40 PM]
But did you also place FD and get 7 or 7.8% rate ? I think the RHB promo is either or only. That is what I was trying to say earlier. Sorry, misinterpreted you. Did not place the FD as the ASNB is closed during weekend plus want to do some research on the ASG before buying. From what I was explained, seen like I am getting both. Anyway, decided to just go for the normal FD promo This post has been edited by Plutoman: May 18 2015, 11:35 AM |
|
Topic ClosedOptions
|
| Change to: | 0.0303sec
0.25
6 queries
GZIP Disabled
Time is now: 7th December 2025 - 05:33 AM |