Ocbc discovery treat, ytday increased 3 month fd rate to 3.85%. Minimum 5k fresh funds.
Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
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 Feb 17 2015, 10:53 AM
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#1
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3,968 posts Joined: Nov 2007  
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May 17 2015, 07:47 PM
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#2
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3,968 posts Joined: Nov 2007
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Saw banner outside Rhb ,promo 7% n 7.8%, anyone got info?
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May 17 2015, 08:21 PM
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#3
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QUOTE(bbgoat @ May 17 2015, 07:52 PM) This should be the one I mentioned in April. I went for it with 50/50 split between FD (6 mths 7.8%) and ASNB UT. how much sales charge was the ASNB UT? 4%?    |
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May 17 2015, 08:48 PM
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#4
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QUOTE(nexona88 @ May 17 2015, 08:45 PM) 5% SC + GST lol.. rhb's sales charge so high  then whats the point go for the 7%  |
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May 17 2015, 09:05 PM
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#5
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QUOTE(nexona88 @ May 17 2015, 08:52 PM) correction.. it's ASNB who charge it not RHB ohh.. aiyer but still not worth it la then |
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May 17 2015, 09:37 PM
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#6
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QUOTE(cappuccino vs latte @ May 17 2015, 09:07 PM) But the returns is quite high and consistent. Not a bad idea for holding a longer period. oh then probably for longer time is ok.. where to past year returns? is it on average >7%?QUOTE(Plutoman @ May 17 2015, 09:32 PM) 1 to 1 ratio for the FD and ASNB UT. Minimum 10K each, rhb will give 2% rebate for the originally 5% sales charge. But dont forget the max 1.5% annual management fee. Dont know I should go for this or the current FD promo. okay, so will be 3% sales charge.. not too bad oh.  |
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May 17 2015, 10:24 PM
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#7
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QUOTE(bbgoat @ May 17 2015, 09:52 PM) Cannot go for it just because of the FD promo. Has to be wanted to invest in ASNB then go for it to get the FD promo as well. i understand. but if calculate overall, not worth. i invest in UT at 1.75% sales charge only.. If you go for the FD/ASNB bundle, the sales charge is still 5% plus GST. Not 2% rebate. I paid 5% with GST for the FD/ASNB bundle in April. |
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