try see pretty "cha bor/len loiu" there ...see got free new year gifts or not...
plan to sell of my Bal fd there too

Unker Looi 4AM log in LYN

http://www.marketwatch.com/story/new-year-...ome_latest_news

Are you from Penang? Going to their annual fair next Saturday? maybe we can meet up.

I'm attending also.

Cash Management Fund rate keeps going up and up. Seems kind of hard to justify holding on to REITs with net yields of around 5% if this keeps up.

Hello all the sifus. I'm a newbie. Mind me asking, why PM funds are not available in FSM?

And, any recommended PRS?

Thanks!

Market share competition and since PM is thr largest UT company. They won't mind or need FSM to distribute the funds at discounted SC.

As for the PRS fund, I'll recommend CIMB Principal Asia ex Japan fund.

Will malaysia market ever recover kah? These few weeks seem flat only

REIT not only yield but should also look at the appreciation of the price itself.

3.68% now

But REITs can enjoy potential capital appreciation lar, esp those like IGBREIT and KLCC, cos they can increase rental faster than rise of expenses.

Is it a right move to invest in cimb pac dynamite income for me?

I ask u back...why not?

I'm planning to buy CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity - Class C this month.

It feeds to CIMB APDIF too!

I am investing unit trust thru FSM too, but currently cash out for stock market. RHB-OSK Asian Income Fund is good.

As for me I am under weighting my M'sia equity exposure. The downward pressure in oil price increases its downside risk.

I am putting my money into India (cheap oil price will be beneficial to an oil importing country like India) & US (to catch on its upward price momentum).

I am also increasing my REITs exposure and a low volatility Asia-Pac x-Jp equities which forms my core portfolio.

NB: India and US is part of my satellite portfolio and is mainly to generate alpha.

Xuzen

Investment Strategies for 2015
As for the portfolio, we recommend keeping the US investments to diversify the portfolio risk, but investors can consider selling US equity fund units which excess the initial target allocation and buying into a 5.0 star—very attractive—market, such as the Asia ex-Japan market.
In addition, Japan’s monetary easing policy has resulted in a further depreciation of the yen, leading to higher upside potentials for local stocks. That’s why earlier we upgraded Japan’s star rating to 3.0 stars—attractive. However, the yen’s continuing depreciation will harm investment returns after currency exchange, so investors can consider switch-selling their yen-denominated Japanese funds to USD-hedged Japanese funds.

http://www.fundsupermart.com.hk/hk/main/re...&articleNo=9153

Mainly because they wanted to protect their agents. By not allowing their products to be sold elsewhere, it makes their products more exclusive to their agents rather just being somewhere else at random. Also it creates better incentives for PM agents to continue tying themselves with them rather than becoming an independent unit trust consultant.

And of course, their market share is already big mainly due to being so long in the market though their fund performance is mainly average I would say.

I would really recommend PRS but bear in mind it's main focus is for retirement. It is best to have multiple types on investment which focuses on different financial objectives. Bear in mind, PRS is less flexible in comparison to other forms of investment.

Set PRS as a vehicle to reach your objectives of retirement. In recommending funds to choose, it mainly depends on your current investment as different PRS providers have different sales charge (some with none), while some with sales charge gave pretty decent returns. Do pm me if you need help.

This post has been edited by eternity4life: Jan 4 2015, 09:58 AM

how to waive this?

http://www.ppa.my/ppa/member-services/prs-transactions/

For PRs only right?