Cannot be waived for 2nd year onwards.

This post has been edited by David83: Jan 4 2015, 03:48 PM

Bro.. you reply almost every time of the day. You doing it through smartphone or laptop? Hehe....

Combination of both.

This is the life of an otaku!

Pink Spider For yearly ROI calculation, how do you factor out CMF portion?

If during the year, you sold off a fund, but you only reinvested part of the capital with the remaining in CMF?

I ignored CMF

most of the times when I dumped a fund or part of it, I will reinvest back in another fund almost immediately

I wanted to share my portfolio update but EIEIF net distribution is not out yet. Can't compute the "actual" ROI and IRR.

Can someone explain the dividend of Eastsprings Small Cap Fund to me? Whats the difference between distribution and dividend yield?

http://mrem.bernama.com/viewsm.php?idm=23632

Ignore distribution YIELD, that term is (quite) misleading and meaningless

In fact, gross distribution AMOUNT also meaningless, u only concerned about net distribution amount

Your holdings (no. of units) x net distribution amount = amount of distribution u get

This post has been edited by Pink Spider: Jan 5 2015, 01:32 PM

So whats the difference between gross and net distribution? FOr ES SC, the gross distribution is 4.26 sen.

Taxes

Thanks.

Btw, why you still holding DiGi? At current level DY should be below you wanted right?

Left very small holding %

GST come in, IF as expected pass to customers, will see earnings increase

Hold and see lor

Ahh, okay. Trying to hunt for some good DY stocks to invest. Just moved part of my FD into CMF to get better rates.

Homer sudah beli?

Haha. I know Homer is like your mistress now. Love till hangus

Portfolio update:

Fund	ROI (%)	IRR (%)
Affin Hwang PRS Moderate Fund	6.1	5.3
Kenanga OnePRS Growth Fund	-4.1	-22.9
Aberdeen Islamic World Equity Fund - Class A	23.6	11.4
Affin Hwang Select Asia (Ex Japan) Quantum Fund	6.3	4.3
CIMB-Principal Asia Pacific Dynamic Income Fund	22.3	12.3
CIMB-Principal Global Titans Fund	10	11.6
Eastspring Investments Asia Pacific Ex-Japan Target Return Fund	-0.5	-2.8
Eastspring Investments Equity Income Fund	-6.3	-12
Kenanga Growth Fund	-1.2	-2
RHB-OSK-GS US Equity Fund	11.4	63.4
TOTAL	6.20%	3.10%

May I ask why would you move FD to CMF when FD is giving higher rates? (besides having more liquidity - but if liquidity is what you're after you prob wont put too much into FD in the first place right?)

I am comparing based on the promo FD rates and not the FD board rates. Everyone knows the board FD rates are shit.

The highest FD rate as of now is 4.5% (3 years Ambank) while almost every other bank is giving at least 4% on promotion FDs ranging from 9 months to 2 years. CMF is only ~3.7% ?

This post has been edited by jedibakat: Jan 6 2015, 12:02 AM

Well, firstly my FD is originally a place merely to temporary keep my cash until I have stocks to invest in. But I foresee myself staying out of stock market for he year (first 5 days of trading is an indication for KLCI for the rest of the year for me). Currently 2 out of that 5 is red.

I'm not sure about the promotions FDs as I do not follow closely. All my FDs are placed online to allow me to uplift them easily. 3.7% is kind of a good deal for me considering some DY stocks only give an average 4% now with potential capital downside risk. Not too shabby I would say.

Malaysian state fund 1MDb fails to repay RM2 billion loan, chief executive replaced: reports
PUBLISHED ON JAN 6, 2015 10:06 AM

Debt-laden state investment company 1Malaysia Development Bhd (1MDB) has failed for a second time to pay a RM2 billion (S$753 million) loan to local lenders due on Dec31 last year, The Edge financial daily reported on Tuesday.

It quoted sources as saying 1MDB has now been given until January 30 to settle the debt that was originally due on Nov 30, 2014. Malayan Banking (Maybank) and RHB Bank are the lead lenders.

- See more at: http://www.straitstimes.com/news/business/...h.clKgfWue.dpuf

must go check the prospectus of my funds to see if it got holdings in these 2 banks....

Maybank has 58.99% of the RM2 billion loan while RHB has 32.41%. The other lenders are Alliance Investment Bank Bhd (4.06%), Malaysia Building Society Bhd (3.24%) and Hwang DBS Investment Bhd (1.29%).
http://www.msn.com/en-my/money/topstories/...d=mailsignoutmd

This post has been edited by yklooi: Jan 6 2015, 12:23 PM

Prepare for a huge bolehland drop today. Almost all indices are below -1% today...