Oo  wow nice to know there are parents here like me.  Congratz Fiona.  First recruit?  Just to share. My daughter experience her first 2 years of kindergarden in Singapore and i can assure you it is totally worth it.  She can speaks English pretty confident now and very good in expressing herself to the public.  Which i find quite different from other children in Malaysia.  I also notice different childcare comes with different quality.  I was on a one year waiting list for the childcare near my hdb which cost 1k compared to 650 from the other one.  I only want it cause it is just below my hdb but i always wonder why so expensive yet why is there a 100 people waiting list.  When my daughter did gets in in k1  i realized the level of education is totally another level and i like how they always talk to us in preparing us for her primary schooling. 

I will be bringing my 2 months baby there next month.  80% of the infant care in my area are fully booked.  I might need to resort to nanny if i cannot get one.  It is not cheap for a foreigner like me there.  The monthly cost of infant care alone is 1800++ excluding milk etc.  Any tips for me?

hey guys, can i ask a question? may i know , if i wan to find a job about customize a dekstop , n work as a promoter ,selling those hardware of a desktop, is it the job called IT technician or promoter?Any tips for me?

WTA...anyone of you have house loan / credit card loan at malaysia

how do u guys pay those loan when u work at SG?

i have house loan and some credit card need to do payment.
but finds it very troublesome to go back malaysia jb or kl every month to desposit money and pay zzzzz

Either you cancel the cards or do advance payment.

not sure if i should ask this....

for example:
i cannot pay at maybank singapore then it will transfer as maybank malaysia right?
advance payment cannot la bro..mine is house loan more.
card only abit...i think few hundred only...(RM)

not sure if i should ask this....

for example:
i cannot pay at maybank singapore then it will transfer as maybank malaysia right?
advance payment cannot la bro..mine is house loan more.
card only abit...i think few hundred only...(RM)

not sure if i should ask this....

for example:
i cannot pay at maybank singapore then it will transfer as maybank malaysia right?
advance payment cannot la bro..mine is house loan more.
card only abit...i think few hundred only...(RM)

Oo  wow nice to know there are parents here like me.  Congratz Fiona.  First recruit?  Just to share. My daughter experience her first 2 years of kindergarden in Singapore and i can assure you it is totally worth it.  She can speaks English pretty confident now and very good in expressing herself to the public.  Which i find quite different from other children in Malaysia.  I also notice different childcare comes with different quality.  I was on a one year waiting list for the childcare near my hdb which cost 1k compared to 650 from the other one.  I only want it cause it is just below my hdb but i always wonder why so expensive yet why is there a 100 people waiting list.  When my daughter did gets in in k1  i realized the level of education is totally another level and i like how they always talk to us in preparing us for her primary schooling. 

I will be bringing my 2 months baby there next month.  80% of the infant care in my area are fully booked.  I might need to resort to nanny if i cannot get one.  It is not cheap for a foreigner like me there.  The monthly cost of infant care alone is 1800++ excluding milk etc.  Any tips for me?

CPF and Income Tax

- If you work 183 days or more in a calendar year you are a tax resident and pay the same progressive tax rates as locals.
- If you work less than 183 days you are not a tax resident and pay flat 15% tax or progressive tax rates as locals (whichever is higher). However the following year if your employment spills over into exceeding 183 days you can request IRAS to re-assess you as a tax resident and refund you the difference in tax paid.
- Visit IRAS website for more information on taxes.
- CPF (equivalent of our EPF) is only mandatory for PR's and SC's (Singapore Citizens) at 16% Employee, 20% Employer, capped at first $5k per month.
- Some companies will encash the employer portion for foreigners.
- Visit CPF Website for more information on CPF.

Dear All,

My scenario is that i only started working August 2014 and is still with the same company; wanting to file in for Year 2014.

My colleague informed me that although i worked for less than 183 days in year 2014, i am still with the same company thus i am considered as a tax resident and shall only pay progressive tax rate as locals; and not 15% flat rate.

She claimed that the flat 15% is only applicable if i left the company by working less than 6 months.

Please advise.

not sure if i should ask this....

for example:
i cannot pay at maybank singapore then it will transfer as maybank malaysia right?
advance payment cannot la bro..mine is house loan more.
card only abit...i think few hundred only...(RM)

Hi, you can try using a reputable money changer in Singapore to do transfer to your Malaysia bank account. Besides, money changer will have a better conversion rate compare to bank. My colleague has been doing this for quite some time. She's using a money changer at Jurong Point, btw.

Just my 2 cents worth.

May be u can consider staying in those back pack lodges which paying daily or weekly. When u got to work in singapore. Just stay n pay the number of days in the lodge. If your working days are 50% in Singapore. Then not worth it. U can find a room sharing with someone so that it can lower your monthly rental cost.

hi guys, normally what time can i reach JB Larkin if i leave from work Bedok at about 6pm, take train to Bugis and then bus to JB. Can arrive by 10pm?

Thanks in advance