as expected, your salary is high enough to cover your commitment lor.

That's the problem. It's not that high actually...
I doubt it can standalone but I really hope she is correct...

It is confirmed standalone.
My MC Ikhwan today just received with credit limit of RM3,000 for platinum. Zzzz.. The lowest I have received for a plat card. Even gold card can get higher than this.

She told me my limit should be the same as my Maybank2Cards Plat but if it is just 3k... I speechless liao.

If the purpose is to max out the rebate. 2k enough liao

Yeah, just for backup purpose but 3k limit is really pathetic...

Wow, congrats to u.

I havent call for pre-approved card yet because applying for PB VS now.
But just checked with PB call center no, application is unsuccessful.. Maybe going to try this card soon.

Haiz, fed up already, last 2 credit card application also failed.

Apparently my commitment is too high..sien..

Anybody try to appeal by submit more doc such as Stock, FD statement? just like what we submitted for house loan/car loan.
Not really sure whether can appeal via phone or not..
Last time my fren who work as HL CC salesman help me to appeal the HL cards after application is unsuccessful and it approved.

This post has been edited by red_scorpion: Apr 12 2015, 01:36 PM

I'm not sure if it is approved or not yet. Just that I have called the pre-approved no. last Friday and was told the CL is standalone.

But LaiN87 said he got it a standalone CL but only 3k CL...

I find it is a bit too pathetic, so I'm not sure how pathetic mine will be. Let's see.

The CL for Maybank conventional and Maybank Islamic is not shared for your info.

Supposedly that should be the way but there are two forummers mentioned here about split CL from their current conventional CL and one of them was asked to split.

Pre-approved card. Meaning no need to submit documents d?

No need because I'm already holding Maybank cards and my salary is credited into Maybank.
However, it is still subject to Maybank's approval.

TQ. Gonna give it a go.

nowadays still got credit limit 3k?

I'm waiting for my card at the moment, hopefully better than my rhb kad, which is 4k. I rarely use this rhb card, use citi only, coz credit limit more than my salary.

Yes, for LaiN87's case, despite it is a Plat Ikhwan but with 3k CL.
I think my Plat Ikhwan will be 3k CL as well.
In a way, it is already sufficient for backup purpose. So long it doesn't touch my M2Cards Plat's CL, I'm more than happy already.

Rightfully, according to BNM's rule, CL needs to be 2.5x-3x higher than your current salary.
Well, probably Islamic card has another rule which I'm not aware of.

This post has been edited by fruitie: Apr 15 2015, 11:35 AM

I really didn't aware that ikhwan have platinum card. got one maybank staff keep calling me since monday (for BT purpose). I thought when I received the new card, everything settled dy, can cut my rhb card. Citi gooding yo, after one year already offer increase credit limit, rhb almost 5 years, nothing.

Yes, there is.
Maybank Islamic MasterCard Ikhwan Platinum Card

You should also apply M2Cards, a combo everyone must have in their wallet.

maybe later, or maybe I apply for maybank visa card, do BT with my Citi card (also visa). I just received call again from the maybank staff (for BT), they already have my card number, but I still didn't receive my card. I thought maybank is efficient. and my credit limit is quite okay.

BT doesn't require to be the same type of card. You can BT from any bank and any card. No issue.
M2Cards come with AmEx+Visa/MasterCard.

This Ikhwan card should complement M2Cards and not as a replacement.

I know, but I do prefer I have both MasterCard and Visa in my wallet, just in case. my Ikhwan card is Gold btw, my salary so small, cannot qualified for Platinum.