hi all,

want to ask about this promo by maybank.

8.88% p.a for 36 months (balance transfer).

is it a good time for me to do BT? is it eligible for this card?

Unless u really do not have money or else better do not do BT with this plan which is costly in the interest

Thanks bro..

The 12-month BT comes with 0% interest but there's a 3% processing fee.

Effective interet rate is around 6%

Still thinking if I should apply for this card since it is free for life and no GST anymore.

I believe it will share CL with my M2Cards?

no, it won't share cl with your m2cards.
because this is islamic and your m2cards is conventional (different entity).

Great! Then, I can safely apply for this card. I was thinking if it shares the same CL as my M2Cards, then I will have to reconsider again as M2Cards are my main cards actually.

good for you, then.

not only for mbb, other banks the same too. all islamic and conventional don't share the cc limit between both.

Guys,

May I know how exactly the define groceries? If I shop at Tesco for example, 100 for groceries and 100 for non-groceries, the can actually track the amount I spend for groceries only?

basically "grocery" means anything you purchased in tesco, giant, aeon big, etc.

Basic any merchant using similar MCC category as "grocery" / "supermarket" and "hypermarket".

AEON supermarket ---> grocery
AEON departmental store ---> NOT grocery

mbb will ask u to split the cl from existing conventional cc. eg.:

1. current conv cc cl is 20k
2. u split 8k for islamic cc, ur conv cc cl now left 12k
3. this split can't be shared between islamic & conv

but if her updated annual income is high enough, she can get its own cl for islamic without affecting her m2cards cl.

Got it.

Like this also can?
Then, I will ask before I apply.

How to determine if one's income is high or not high for individual CL?

I saw that this card comes with FREE Maybank Touch ‘n Go Zing card. Is it really free or it will auto reload once it reaches a minimum amount? Can I request not to have it?

Auto-reload feature. Can tick/untick on the application form.

Alright, thanks for the information.

seem like this is a good back up card..
will try apply this soon.
Saw from m2u, there is a number which u can call for the pre-approved card..
how easy to get pre-approved card? i am so lazy to write and submit the application and supporting docs..
gonna try to call and ask soon.

This post has been edited by red_scorpion: Apr 8 2015, 01:07 AM

Care to share the number here?