Yes, I believe it was just a miscommunication and that happened to my case. So I told them though I wasn't happy that this thing happened, but I'm willing to keep the MasterCard until they reissue me a new VISA which they gladly did.
Anyway, it went well.

Think back, I kinda regretted after that for VISA.

For my card upgrade later, I will change to MasterCard. Lazada used to have MC sales but I think ended on 31st Dec, I do believe similar sales will come back soon.

The Great Maybank Sale Campaign Winners full list is out

http://www.maybank2u.com.my/WebBank/GreatMbbSale-Win.pdf

Sale Item - Buffalo Smart Cooker (A1)
Sale Item - Samsonite Asphere Spinner 55/20 (A2)
Sale Item - Smart Tag with preloaded Touch n’ Go Card of RM700 (A3)
Sale Item - Samsung 40” Full HD SMART TV (B1)
Sale Item - Samsung GALAXY Grand 2 & GALAXY TAB 4 7.0” (B2)

May I know what the procedure to increase my credit limit?

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

All these are available online

thank you. Do you know how long the process are? Will I fasten the process if i straight go to KLCC branch?

I will paying my kitchen cabinet for 15k this week and planning to pay using card. But my limit now only 10k. Anyone know how much they can increase based on payslip?

Mine was 3 working days. Submitted thru email.

10k to 15k is like 50% increase.
If your monthly pay is 2.5x or 3x can reach 15k, there is a possibility.

My CL was increased by 50% but my salary also increased by 50%.

This post has been edited by fruitie: Jan 12 2015, 09:11 PM

if gross salary 3x can reach 15k already. thank you. tomorrow gonna call maybank KLCC branch and ask about this.

ot: wow, i very admire you to be able to get 50% salary increase at such a young age. don't tell me you secretly increase it yourself because you work in hr lol (just kidding). seriously, how do you do it? nowadays even a 5% increase is considered very good already.

I pandai polish bosses' shoes.
I don't do payroll, so I can't change any figure. Haha.
Pure luck la, I'm not considered very outstanding, just blessed with opportunities. If you want to know I started working in 2010, my current salary is 1.5x times of my first salary. Still in the same company since I interned in 2009.
Not too bad I would say.

I see! Will do it about 1 month before card anniversary, so don't have to "double pay" GST

Just wondering, usually how long does it take to transfer the treat points after we upgrade our cc?

It is uncomfortable to see the sum of treat point to just disappear like that

Er.. You prepaid the GST to use it for one year. Regardless, I also planned to upgrade mine in March to make use of the points I redeemed last year to offset the GST.
My anniversary is in April.

Yup, saw your post in few pages back regarding prepaid gst, which is why I'm planning to keep the gold and continue using till June '15 (my anniversary is July )

Maximise the 12500 points used to offset gst

Oh scrap, guess what I just read.
http://www.therakyatpost.com/business/2015...t-card-fee-gst/

I guess it doesn't matter anymore, can upgrade anytime now

More tp for vouchers in the future

now my worries is will they charge 6% on the total amount each month?

Alliance Bank Malaysia Bhd said on its website that with this fee (introduced in 2010) being abolished, 6% GST will instead apply on credit card annual fees – which can range RM70 annually to over RM1,000, depending on the type of card.

Read more: http://www.therakyatpost.com/business/2015.../#ixzz3Od0Nd6pZ

waa those card with annual fee, faint la..

Your first salary must be high since now you are eligible for plat card already I also started in 2010 but guess not as outstanding

Should be a MNC? Normally loyalty doesn't pay in SME (at least not in an IT company)

my Gold's GST was charged on Feb, but I upgraded to Plat on Apr. No GST charged after upgrade.

no, GST is not imposed to your account balance (e.g. savings or FD or CC)

GST only imposed to goods or services, hence any Annual Fees or whatever fees (for services rendered) will be taxable.


This is why it's a good time to get M2C now due to no AF and RM50 rebate.


One question remains: Will banks forced to introduce AF to all CCs? considering M2C has no AF, will MBB introduce AF after 1-Apr? This, we dont know.

This post has been edited by cybpsych: Jan 13 2015, 08:44 AM