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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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herc
post Oct 9 2014, 03:38 PM

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QUOTE(lowyatman @ Oct 9 2014, 03:10 PM)
Hi guys, need advice here. I went to HLB service counter ask for the platinum downgrade to gold card. They said have RM50 charges for the downgrade wor... Is that true? If it's true I think better to cancel existing card & re-apply.
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cancel and re-apply need to wait for 6 months 'cold' down period too.
herc
post Oct 27 2014, 01:17 PM

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Maxis Home Fibre is under mobile category if pay via http://pay.maxis.com.my
herc
post Oct 27 2014, 01:24 PM

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QUOTE(kopiPeng @ Oct 27 2014, 01:20 PM)
Thanks for your input bro!

If use this method, can I separate 2 times (RM60 + RM58) to pay a RM118 maxis fibre bill??
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Yes of course.
herc
post Oct 27 2014, 01:49 PM

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The wise card, as the given name, is for the group of ppl who can micro manage the usage and fully utilise the benefit. Me myself is taking the exactly 8.75% CB (x3 cards) without fail for more than a year. With the rich information given in this thread, it's should be sufficient for you to maximize the benefit as well. Wonder why there is still so much complaint biggrin.gif
herc
post Oct 27 2014, 02:18 PM

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HLB Wise 8.25% (Annual fee + GST) MBB2Amex 6.58% (GST) PBB Visa Signature 5.98% (GST) Aeon Watami 3.4% (No annual fee, GST waivable)

Those are basic effective cash value rebate (including reward points), have not taking into account those ongoing promotion.

Good luck digging from banks biggrin.gif
herc
post Oct 27 2014, 04:29 PM

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QUOTE(kopiPeng @ Oct 27 2014, 04:24 PM)
btw.. i just saw this Clause in the application form.

Monthly Statement I need to pay RM5 per request??

That means if they mail the statement to my home I need to pay RM5/month?!!  hmm.gif
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I suppose that's mean additional monthly statement.
herc
post Oct 31 2014, 05:28 PM

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QUOTE(victorywp @ Oct 31 2014, 04:17 PM)
annual fee for gsc card can be waived with 12 swipes in a year.
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I have almost forgotten 1 of my wise card has the GSC combo, but I never activate it, no GST no annual fee shown too, anniversary month will be on Dec, wonder wat will happen erm .. just went redeem the free popcorn using the voucher tat's all..

This post has been edited by herc: Oct 31 2014, 05:29 PM
herc
post Oct 31 2014, 05:34 PM

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QUOTE(victorywp @ Oct 31 2014, 05:32 PM)
wow, still no gst charged after 10 months??? maybe you can update to us whether they charge the af on dec. but if you don't want to take the risk, it's better to cancel before the anniversary.  nod.gif
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Did ask for cancellation since day 1 i (she) got the cards, CS says its combo card and unable to cancel, must cancel together with wise card sad.gif
herc
post Nov 25 2014, 04:11 PM

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QUOTE(ronnie @ Nov 25 2014, 04:06 PM)
But I could download my 15-Nov PDF Statement  hmm.gif
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Same here. Anyhow my statement very boring, 900 nett every month, never less, never more, lol.
herc
post Nov 26 2014, 12:08 PM

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Been trying whole morning paying bill via payonline, verified by visa page can't load, anyone encounter that?
herc
post Dec 15 2014, 11:54 AM

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the example of "bad" customer tongue.gif

Attached Image
herc
post Dec 15 2014, 01:06 PM

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QUOTE(sendohz @ Dec 15 2014, 12:05 PM)
You mean 'WISE' customer?
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squeezing the max benefit from bank and without letting them to earn any extra, i suppose that's bad customer in term of bank perspective? cool2.gif
herc
post Dec 15 2014, 01:44 PM

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QUOTE(victorywp @ Dec 15 2014, 01:31 PM)
not yet squeeze hlb to the max.
the max is spent rm11,820 but still get rm1,200 rebate. hehe...
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haha, I only use 2 category, hard to count so nvm.
herc
post Dec 15 2014, 05:01 PM

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Update for GSC Combo Card, auto waive with 12 swipes.

05-Dec-2014 05-Dec-2014 WAIVER 50.00
05-Dec-2014 05-Dec-2014 ANNUAL FEE WAIVER 150.00
05-Dec-2014 05-Dec-2014 Annual Fee 150.00
05-Dec-2014 05-Dec-2014 GST SVC FEE CHARGE 50.00
herc
post Apr 7 2015, 11:52 AM

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QUOTE(kopiPeng @ Apr 7 2015, 11:48 AM)
is the any difference with https://pay.maxis.com.my ??

Can split bill?
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Stick to pay.maxis.com.my is better, it's maxis own portal, no extra charge, and payment reflect in your maxis account instantly.

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