Visa only charging 1-3% while we are getting 8.25%(if you spend every month rm1000 sharp).
They are expecting you to spend more to dilute the cash back.

For credit card usage, they are expecting us to spend as much as possible.
But then with all the stupid T&Cs, most people will only spend rm1000 sharp on this card. Even I brain wash my uncle to get this card(monthly on fuel alone > rm1000).

Maybe, maybe not. Even if i rich also will still do the same.

Are you sure just one GST charge for wise+GSC? For me, the 12 swipe amount will be better to use with others better reward card like amex or watami.

There is a lot promo for movie ticket out there too,
Any Visa card buy 1 free 1 for GSC (Friday)
CIMB card - buy 1 free 1 for GSC (weekend)
HSBC card - buy 1 free 1 for GSC (Sunday)
Maxis reward - Rm10 for 2 ticket at TGV anytime (download voucher in maxis reward apps)

For Friday visa promo, yes, any Visa card buy 1 free 1

For CIMB, sorry my mistake. It's any Cimb credit or debit card also can, rm10 flat rate for any gsc movie.

For hong leong gsc card, buy 1 free 1 on every Thursday.

More detail can be found here
http://www.gsc.com.my/Promo/Promotions/Current-Promotions/

i posted it before you may search. otherwise you can find at visa website.

Yup, drop by their branch is the best...

If the agents are pretty girl, may consider.

but according to my past experience, applying thru branch is the slowest service i ever had 

if you really want, you can contact babycherie who used to always appear here on and off to ask lyn members to sign up hlb cc from him/her (with free gift too like powerbank). 

i got free 2 x car boot organizer boxes from H:B branch. I dont dare apply from LYN forumer, he/she direct me to another dude contact, i scare of scam or something if given my P&C details. u should avoid this as well

Go to any nearby branch and apply.
Much better than go thru agents.

Done applying
tried via online in their website
but need to apply twice before they call me to process the application

she said i can straight away enjoy free car detoxifier plus with 1 GSC card.

Why? GST waived for first year, AF every year waivable. Cancel if not happy.