anyone knows where can i check for the winner list for big sale 3? i want to know about the samsung s5 selling at rm399. suppose to announce on 31 oct, but until today still cant get any list. no sms notification somemore.

The way this card works is that you post 10 trnx of RM50 or more in a calander month. At the end of the month, you will be evaluated and on the 28th of next month you will receive rebates for your trnx of the previous month.

Thanks. Hmm too make it clearer:

Let's say the scenario is like this. I've received RM99 cashback on 28th OCT. Then pumped RM50 petrol on 29th and posted at 30th.

1. Would the RM50 petrol occupy cash back quota (RM100 cap) of october? or november?

2. Hence can I get RM1 cb (oct) or RM5 cb (nov)? Or it just disappears?

Appreciate any opinions

Still tba. If i get it then its goodbye ip6+.

You're not understading them well, the cashback on 28th October is for September spending not October spending.

If posted by 30th it will be added to the rest of your october spending and cashback. You will get that in November. If its put in your November amount you will only get it in December.

Ahhhhhh trueee damn I totally forgot about this rule

Thanks for enlightening me!

https://www.hlb.com.my/main/assets/files/ccwise_tc_en.pdf
But the T&C stated otherwise. Read and understand properly.
3. Terms and Conditions of the Programme
(a) The Cash-Back will be calculated at the end of each calendar month equals to 10% (rounded to the nearest Malaysian Ringgit). The cumulated Cash-Back shall be credited monthly to the Cardholder’s account in following month and subject to a maximum Cash-Back of RM100 per month, per account.
The Cash-Back credits may or will be utilized towards any outstanding balances due on the account. For the avoidance of doubt, any Cash-Back due to the Cardholder will be posted in the credit card
account on the 28th of the following month and reflected in the Cardholder’s Statement. In the event the Cash-Back due to the Cardholder falls on or after the date of the Cardholder’s Statement, the Cash-Back will only be reflected in the Cardholder’s Statement in the next following month.

Looks like the beefed up their T&C to be more in favor to them
Initially it is following posting date, then transaction posting date. Already argued a lot with the HLB's blind supporters here on this.
So for your case, they can play around with this clause by posting it earlier or later
When is your statement date? Mid month or end of month?

I am not blind supporter, but still no doubt their offer is by far the best in the market... tahan je lah

BTW, I am kinda weirdo in statement date, people prefer later but I put 3rd for all my cards lol... scare drag too long difficult to manage...

Not you, some others.
On the 3rd? Then your case will be fall under Oct's transaction.
But to avoid this, I will fill it on 22nd and use other card to compensate as my statement date are end of the month.

There's been no change in that T&C, what are you talking about? Simply says cashback will be reflected in your statement as long the day it is due (fixed 27th) is before your statement date. If your statement date is 26th then it will appear in the next month.

My PC got some problem, I only knows you are quoting me based on the control panel, but I can't see anything. Are you spamming or what?

Here we go again I think he can't comprehend the TnC he highlighted in red.
There is nothing wrong with 3.(a) clause and I don't know why this can be an issue.
I suggest mod ban him from posting in this thread as he has again and again posted misleading comments to confused this thread especially new to card readers. He accused HLB cheating, calling Wise credit card a stupid card every time he failed to interpret the Wise card TnC.

anybody can confirm again if Telekom is under utility or mobile. If utility, how to pay? via uob payonline? I want to pay tm streamyx and telefon bill.

Telekom are not included.

okies. I will pay using maybank amex then

1 Mobile Maxis, Celcom, Digi, U Mobile and YES
2 Pharmacies Guardian, Watsons, Caring and Eu Yan Sang outlets
3 Groceries All grocery stores (MCC 5411)
4 Petrol Automated fuel dispensers at all petrol stations (MCC 5542)
5 Dining All dining outlets (MCC 5811, 5812, 5814)
6 Departmental Parkson, AEON, Isetan, Metrojaya, Robinsons, Tangs, GAMA and Sogo outlets
7 Book Stores MPH, Popular, Borders, Kinokuniya, Times, Smart and BookXcess stores
8 Utilities Electricity and Water (MCC 4900)
9 Entertainment All cinemas (MCC 7832), Ticket Charge, Ticketpro, Red Box and Neway
10 Travel All airlines (MCC 3000-3299, 4511), hotels (MCC 3501-3999, 7011), tour

Just follow the above and you can't be wrong, with exception of Aeon/Jusco on groceries.

Hi. I made payment tnb via UOBpay online just now but I canot find my transaction? how long do I need to wait before the transaction appear?

This post has been edited by towsuan: Nov 3 2014, 10:29 PM

Depends, from 2-9 days.

thank you

hey guys so if i bought a hp from celcom centre and pay the adv payment with hlb card so all entitle 10% cash back?