QUOTE(victorywp @ Feb 2 2015, 01:13 PM)
you may call the cs to confirm it. but i think you don't have to since you are earning rm100 from this error. lol...
Hmm.. Is better I just wait and see.. Haha.. Anyway thanks for the reply.Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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Feb 2 2015, 01:56 PM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Feb 2 2015, 02:16 PM
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Senior Member
5,867 posts Joined: Feb 2006 |
QUOTE(rapple @ Feb 2 2015, 12:39 PM) You spent close to RM800 in one single transaction. Not so "WISE" already. Because of this transaction, you will need to spend min RM1200 instead of RM1000 for Feb CB entitlement. Parenthood superstore is under which category ? Under your chosen category ? I guess you only have one credit card ? |
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Feb 2 2015, 02:30 PM
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
QUOTE(aeiou228 @ Feb 2 2015, 02:16 PM) You spent close to RM800 in one single transaction. Not so "WISE" already. Because of this transaction, you will need to spend min RM1200 instead of RM1000 for Feb CB entitlement. Doesn't matter to me.Parenthood superstore is under which category ? Under your chosen category ? I guess you only have one credit card ? |
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Feb 2 2015, 03:06 PM
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Senior Member
2,493 posts Joined: Mar 2014 |
Just found out that Fei Fei Crab Restaurant in Desa Aman Puri uses HLB terminal. While the transaction may or may not get posted on the same day like other HLB merchants (The Store, Sushi King etc), at least you have one more place to swipe when near month end.
QUOTE(aeiou228 @ Jan 30 2015, 06:30 PM) If you have already maxed out your CL, the credit of RM100 cash back on 28th will give you a balance CL of RM100 on 28th. Alright. Noted and thanks.Better don't try to out smart the bank, the bank will charge you RM50 service tax no matter what and leaving you exceeding your credit limit. Some banks charge Overlimit Fee as high as RM50. Not sure about HLB though. Don't paly play. |
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Feb 2 2015, 03:49 PM
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Senior Member
11,554 posts Joined: Aug 2009 |
10-Dec-2014 12-Dec-2014 THE STORE-J.TUANKU MUNAW SEREMBAN MYS 53.75
Now only knows that buying groceries in thestore does not get cash back. |
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Feb 2 2015, 03:50 PM
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Senior Member
3,033 posts Joined: May 2011 |
QUOTE(aeiou228 @ Feb 2 2015, 02:16 PM) You spent close to RM800 in one single transaction. Not so "WISE" already. Because of this transaction, you will need to spend min RM1200 instead of RM1000 for Feb CB entitlement. Unless u buying 1 single item otherwise you can split it up n make few swipes with each swipe more than rm50. I did this in jusco supermarket. Once reach more than 50, I told the cashier I want to pay first n then pay another round n another round. Once I make sure I ll have 10 transaction. Later if pump petrol, can pump full tank instead if control it at 50.Parenthood superstore is under which category ? Under your chosen category ? I guess you only have one credit card ? |
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Feb 2 2015, 05:31 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
QUOTE(Tigerr @ Feb 2 2015, 03:50 PM) Unless u buying 1 single item otherwise you can split it up n make few swipes with each swipe more than rm50. I did this in jusco supermarket. Once reach more than 50, I told the cashier I want to pay first n then pay another round n another round. Once I make sure I ll have 10 transaction. Later if pump petrol, can pump full tank instead if control it at 50. it's easier to control petrol to rm50 each instead of grocery to rm50 each right? |
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Feb 2 2015, 07:40 PM
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Senior Member
3,033 posts Joined: May 2011 |
QUOTE(victorywp @ Feb 2 2015, 05:31 PM) Grocessy as long as just over 50 then pay lor. During paying at counter. Try to see the total being key in n stop the cashier once it over 50. If not, 1 transaction few hundred. Then sure ll over 1000 to get the full rebate n excess usage got no rebate at all. The excess better use it with my UOB one card which still can give me another 5%. If still over, my wife UOB card ll be used..... |
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Feb 2 2015, 09:41 PM
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Junior Member
7 posts Joined: Aug 2008 |
This Wise Visa Platinum Credit Card never get the RM300 annual fees to be waived after the the 1st year!
Really a stupid card, dun call it as Wise card!!! Dun ever sign up with hong leong credit card end up will regret for sure! |
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Feb 2 2015, 09:46 PM
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Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(techzone2008 @ Feb 2 2015, 09:41 PM) This Wise Visa Platinum Credit Card never get the RM300 annual fees to be waived after the the 1st year! Now you know. This is the card that will do what ever they can to deny cash back Really a stupid card, dun call it as Wise card!!! Dun ever sign up with hong leong credit card end up will regret for sure! |
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Feb 2 2015, 10:50 PM
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Senior Member
1,752 posts Joined: Dec 2013 |
Received my second month rm100 cash back
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Feb 2 2015, 11:31 PM
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Senior Member
3,033 posts Joined: May 2011 |
QUOTE(techzone2008 @ Feb 2 2015, 09:41 PM) This Wise Visa Platinum Credit Card never get the RM300 annual fees to be waived after the the 1st year! What's the advantage of using wise platinum n the classic or normal wise card? Is it more than 100 rebates?Really a stupid card, dun call it as Wise card!!! Dun ever sign up with hong leong credit card end up will regret for sure! |
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Feb 3 2015, 01:29 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
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Feb 3 2015, 06:00 AM
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Senior Member
749 posts Joined: Nov 2004 |
Shoooooot!! I think I missed the January's rebate! Just checked HLB online and found that my transactions are not posted! Anyone use PayOnline on or after 27th Jan? Any problem?
These are the transactions I have done: 27th Jan : Made 3 transactions via MaxisPay Online using Wise card > Received confirmation email on 27th > All 3 transactions posted on 27th. 27th Jan : Made 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 27th > NONE transactions posted til today. 27th Jan : Made 1 HLB Life Insurance via UOB PayOnline using RHB VS card > Received confirmation email on 28th > NONE transactions posted til today. 27th Jan : Made another 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 28th > NONE transactions posted til today. All transactions are done between 5:30am to 8:00am. My all previous transactions never faced this issue. Referring to the 3rd and 4th items, also wonder why I only receive the confirmation one day later while 1st and 2nd received on the same day. Notice the inconsistency there. And the worst part is I missed the rebate as a whole! UPDATE: Just checked TNB online and found that all the payments are not updated on TNB website, so I supposed the transactions never gone through. But how come I received the Approved email from PayOnline. Dang....... This post has been edited by hkboey: Feb 3 2015, 06:04 AM |
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Feb 3 2015, 10:25 AM
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Senior Member
2,148 posts Joined: Nov 2007 |
most likely trxn not gone through, just like mine.
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Feb 3 2015, 03:00 PM
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Senior Member
3,657 posts Joined: Jan 2003 |
How can I know the merchant that I swiped consider under 10% list?
I'm asking AEON in ground floor at Queensbay mall, any idea? |
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Feb 3 2015, 03:20 PM
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Junior Member
42 posts Joined: Mar 2014 |
Hello guys, I swiped 2 trnx on 29thJan both above Rm50 and both in CB category. It was posted on 2nd Feb. My understanding that the CB will be in Feb calculation but what about the 10x rm50 trnx?
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Feb 3 2015, 03:31 PM
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Senior Member
749 posts Joined: Nov 2004 |
QUOTE(smartly @ Feb 3 2015, 10:25 AM) Sigh. Let it be then. Life goes on. QUOTE(sam240 @ Feb 3 2015, 03:00 PM) How can I know the merchant that I swiped consider under 10% list? If u r talking about AEON at QB basement then confirm it's Grocery but if ground floor then should be Department. I'm asking AEON in ground floor at Queensbay mall, any idea? QUOTE(99etaber @ Feb 3 2015, 03:20 PM) Hello guys, I swiped 2 trnx on 29thJan both above Rm50 and both in CB category. It was posted on 2nd Feb. My understanding that the CB will be in Feb calculation but what about the 10x rm50 trnx? Both CB and 10x are accountable for Feb month. |
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Feb 3 2015, 03:44 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
QUOTE(99etaber @ Feb 3 2015, 03:20 PM) Hello guys, I swiped 2 trnx on 29thJan both above Rm50 and both in CB category. It was posted on 2nd Feb. My understanding that the CB will be in Feb calculation but what about the 10x rm50 trnx? both cb and calculation of 10x >rm50 will be in feb.so did you managed to achieve 10x >rm50 in jan? |
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Feb 3 2015, 05:03 PM
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All Stars
21,315 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(hkboey @ Feb 3 2015, 06:00 AM) Shoooooot!! I think I missed the January's rebate! Just checked HLB online and found that my transactions are not posted! Anyone use PayOnline on or after 27th Jan? Any problem? word of advice : Try to perform this online transactions earlier These are the transactions I have done: 27th Jan : Made 3 transactions via MaxisPay Online using Wise card > Received confirmation email on 27th > All 3 transactions posted on 27th. 27th Jan : Made 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 27th > NONE transactions posted til today. 27th Jan : Made 1 HLB Life Insurance via UOB PayOnline using RHB VS card > Received confirmation email on 28th > NONE transactions posted til today. 27th Jan : Made another 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 28th > NONE transactions posted til today. All transactions are done between 5:30am to 8:00am. My all previous transactions never faced this issue. Referring to the 3rd and 4th items, also wonder why I only receive the confirmation one day later while 1st and 2nd received on the same day. Notice the inconsistency there. And the worst part is I missed the rebate as a whole! UPDATE: Just checked TNB online and found that all the payments are not updated on TNB website, so I supposed the transactions never gone through. But how come I received the Approved email from PayOnline. Dang....... |
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