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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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rapple
post Feb 2 2015, 01:56 PM

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QUOTE(victorywp @ Feb 2 2015, 01:13 PM)
you may call the cs to confirm it. but i think you don't have to since you are earning rm100 from this error. lol...
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Hmm.. Is better I just wait and see.. Haha.. Anyway thanks for the reply.
aeiou228
post Feb 2 2015, 02:16 PM

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QUOTE(rapple @ Feb 2 2015, 12:39 PM)
[attachmentid=4327001]

Anyone know what rebates is this?
My first statement is on 26 Jan.
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You spent close to RM800 in one single transaction. Not so "WISE" already. Because of this transaction, you will need to spend min RM1200 instead of RM1000 for Feb CB entitlement.
Parenthood superstore is under which category ? Under your chosen category ?
I guess you only have one credit card ?

rapple
post Feb 2 2015, 02:30 PM

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QUOTE(aeiou228 @ Feb 2 2015, 02:16 PM)
You spent close to RM800 in one single transaction. Not so "WISE" already. Because of this transaction, you will need to spend min RM1200 instead of RM1000 for Feb CB entitlement.
Parenthood superstore is under which category ? Under your chosen category ?   
I guess you only have one credit card ?
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Doesn't matter to me.
kelvinlzy
post Feb 2 2015, 03:06 PM

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Just found out that Fei Fei Crab Restaurant in Desa Aman Puri uses HLB terminal. While the transaction may or may not get posted on the same day like other HLB merchants (The Store, Sushi King etc), at least you have one more place to swipe when near month end.

QUOTE(aeiou228 @ Jan 30 2015, 06:30 PM)
If you have already maxed out your CL, the credit of RM100 cash back on 28th will give you a balance CL of RM100 on 28th.
Better don't try to out smart the bank, the bank will charge you RM50 service tax no matter what and leaving you exceeding your credit limit.  Some banks charge Overlimit Fee as high as RM50. Not sure about HLB though. Don't paly play.
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Alright. Noted and thanks.
SUSsupersound
post Feb 2 2015, 03:49 PM

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10-Dec-2014 12-Dec-2014 THE STORE-J.TUANKU MUNAW SEREMBAN MYS 53.75

Now only knows that buying groceries in thestore does not get cash back.
Tigerr
post Feb 2 2015, 03:50 PM

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QUOTE(aeiou228 @ Feb 2 2015, 02:16 PM)
You spent close to RM800 in one single transaction. Not so "WISE" already. Because of this transaction, you will need to spend min RM1200 instead of RM1000 for Feb CB entitlement.
Parenthood superstore is under which category ? Under your chosen category ?   
I guess you only have one credit card ?
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Unless u buying 1 single item otherwise you can split it up n make few swipes with each swipe more than rm50. I did this in jusco supermarket. Once reach more than 50, I told the cashier I want to pay first n then pay another round n another round. Once I make sure I ll have 10 transaction. Later if pump petrol, can pump full tank instead if control it at 50.
victorywp
post Feb 2 2015, 05:31 PM

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QUOTE(Tigerr @ Feb 2 2015, 03:50 PM)
Unless u buying 1 single item otherwise you can split it up n make few swipes with each swipe more than rm50. I did this in jusco supermarket. Once reach more than 50, I told the cashier I want to pay first n then pay another round n another round. Once I make sure I ll have 10 transaction. Later if pump petrol, can pump full tank instead if control it at 50.
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it's easier to control petrol to rm50 each instead of grocery to rm50 each right?
Tigerr
post Feb 2 2015, 07:40 PM

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QUOTE(victorywp @ Feb 2 2015, 05:31 PM)
it's easier to control petrol to rm50 each instead of grocery to rm50 each right?
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Grocessy as long as just over 50 then pay lor. During paying at counter. Try to see the total being key in n stop the cashier once it over 50. If not, 1 transaction few hundred. Then sure ll over 1000 to get the full rebate n excess usage got no rebate at all. The excess better use it with my UOB one card which still can give me another 5%. If still over, my wife UOB card ll be used.....
techzone2008
post Feb 2 2015, 09:41 PM

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This Wise Visa Platinum Credit Card never get the RM300 annual fees to be waived after the the 1st year!

Really a stupid card, dun call it as Wise card!!!

Dun ever sign up with hong leong credit card end up will regret for sure!
SUSsupersound
post Feb 2 2015, 09:46 PM

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QUOTE(techzone2008 @ Feb 2 2015, 09:41 PM)
This Wise Visa Platinum Credit Card never get the RM300 annual fees to be waived after the the 1st year!

Really a stupid card, dun call it as Wise card!!!

Dun ever sign up with hong leong credit card end up will regret for sure!
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Now you know. This is the card that will do what ever they can to deny cash back whistling.gif
enkil
post Feb 2 2015, 10:50 PM

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Received my second month rm100 cash back smile.gif
Tigerr
post Feb 2 2015, 11:31 PM

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QUOTE(techzone2008 @ Feb 2 2015, 09:41 PM)
This Wise Visa Platinum Credit Card never get the RM300 annual fees to be waived after the the 1st year!

Really a stupid card, dun call it as Wise card!!!

Dun ever sign up with hong leong credit card end up will regret for sure!
*
What's the advantage of using wise platinum n the classic or normal wise card? Is it more than 100 rebates?
victorywp
post Feb 3 2015, 01:29 AM

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QUOTE(Tigerr @ Feb 2 2015, 11:31 PM)
What's the advantage of using wise platinum n the classic or normal wise card? Is it more than 100 rebates?
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same rm100 maximum cb per month. the only advantage is that you have the privilege to pay rm300 af for plat instead of rm160 af for gold. lol...
hkboey
post Feb 3 2015, 06:00 AM

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Shoooooot!! I think I missed the January's rebate! Just checked HLB online and found that my transactions are not posted! Anyone use PayOnline on or after 27th Jan? Any problem?

These are the transactions I have done:
27th Jan : Made 3 transactions via MaxisPay Online using Wise card > Received confirmation email on 27th > All 3 transactions posted on 27th.
27th Jan : Made 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 27th > NONE transactions posted til today.
27th Jan : Made 1 HLB Life Insurance via UOB PayOnline using RHB VS card > Received confirmation email on 28th > NONE transactions posted til today.
27th Jan : Made another 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 28th > NONE transactions posted til today.

All transactions are done between 5:30am to 8:00am.

My all previous transactions never faced this issue. Referring to the 3rd and 4th items, also wonder why I only receive the confirmation one day later while 1st and 2nd received on the same day. Notice the inconsistency there.

And the worst part is I missed the rebate as a whole! flex.gif vmad.gif mad.gif

UPDATE: Just checked TNB online and found that all the payments are not updated on TNB website, so I supposed the transactions never gone through. But how come I received the Approved email from PayOnline. Dang....... rclxub.gif

This post has been edited by hkboey: Feb 3 2015, 06:04 AM
smartly
post Feb 3 2015, 10:25 AM

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most likely trxn not gone through, just like mine. sad.gif
sam240
post Feb 3 2015, 03:00 PM

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How can I know the merchant that I swiped consider under 10% list?
I'm asking AEON in ground floor at Queensbay mall, any idea?
99etaber
post Feb 3 2015, 03:20 PM

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Hello guys, I swiped 2 trnx on 29thJan both above Rm50 and both in CB category. It was posted on 2nd Feb. My understanding that the CB will be in Feb calculation but what about the 10x rm50 trnx?
hkboey
post Feb 3 2015, 03:31 PM

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QUOTE(smartly @ Feb 3 2015, 10:25 AM)
most likely trxn not gone through, just like mine. sad.gif
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Sigh. Let it be then. Life goes on.

QUOTE(sam240 @ Feb 3 2015, 03:00 PM)
How can I know the merchant that I swiped consider under 10% list?
I'm asking AEON in ground floor at Queensbay mall, any idea?
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If u r talking about AEON at QB basement then confirm it's Grocery but if ground floor then should be Department.

QUOTE(99etaber @ Feb 3 2015, 03:20 PM)
Hello guys, I swiped 2 trnx on 29thJan both above Rm50 and both in CB category. It was posted on 2nd Feb. My understanding that the CB will be in Feb calculation but what about the 10x rm50 trnx?
*
Both CB and 10x are accountable for Feb month.
victorywp
post Feb 3 2015, 03:44 PM

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QUOTE(99etaber @ Feb 3 2015, 03:20 PM)
Hello guys, I swiped 2 trnx on 29thJan both above Rm50 and both in CB category. It was posted on 2nd Feb. My understanding that the CB will be in Feb calculation but what about the 10x rm50 trnx?
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both cb and calculation of 10x >rm50 will be in feb.

so did you managed to achieve 10x >rm50 in jan?
TSronnie
post Feb 3 2015, 05:03 PM

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QUOTE(hkboey @ Feb 3 2015, 06:00 AM)
Shoooooot!! I think I missed the January's rebate! Just checked HLB online and found that my transactions are not posted! Anyone use PayOnline on or after 27th Jan? Any problem?

These are the transactions I have done:
27th Jan : Made 3 transactions via MaxisPay Online using Wise card > Received confirmation email on 27th > All 3 transactions posted on 27th.
27th Jan : Made 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 27th > NONE transactions posted til today.
27th Jan : Made 1 HLB Life Insurance via UOB PayOnline using RHB VS card > Received confirmation email on 28th > NONE transactions posted til today.
27th Jan : Made another 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 28th > NONE transactions posted til today.

All transactions are done between 5:30am to 8:00am.

My all previous transactions never faced this issue. Referring to the 3rd and 4th items, also wonder why I only receive the confirmation one day later while 1st and 2nd received on the same day. Notice the inconsistency there.

And the worst part is I missed the rebate as a whole!  flex.gif  vmad.gif  mad.gif

UPDATE: Just checked TNB online and found that all the payments are not updated on TNB website, so I supposed the transactions never gone through. But how come I received the Approved email from PayOnline. Dang....... rclxub.gif
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word of advice : Try to perform this online transactions earlier icon_rolleyes.gif

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