question: is hong leong cc statement fix at 28th of every month?
not able to register the online banking yet.. zzz..
Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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Jan 2 2015, 02:47 PM
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#1
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
question: is hong leong cc statement fix at 28th of every month?
not able to register the online banking yet.. zzz.. |
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Jan 2 2015, 03:14 PM
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#2
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Jan 2 2015, 04:17 PM
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#3
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Jan 7 2015, 01:26 PM
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#4
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
QUOTE(supersound @ Jan 7 2015, 01:21 PM) Why you want to spend more than rm1000 or lesser than rm990 on this card where it only gives you 8.25% of cash back and no other benefits? Just to correct on your calculation :-Just say if you only spend rm500, that's only 5% of cash back. If you spend rm1500, cash back also same at 5%. And with rm210 of AF and GST that you must pay, assuming if you always spend rm500 a month(that's rm6000 a year), you are getting rm600 of cash back. After paying the fees, that's only 3.25%. RM500 x 12 = RM6,000 Cash Rebate = RM600 Net Rebate (RM600-RM210) = RM390 Effective CB Rate (RM390/RM6000) x 100 = 6.50% |
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Jan 29 2015, 10:41 AM
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#5
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
QUOTE(kelvinlzy @ Jan 28 2015, 09:51 AM) Since the cash back is credit in on the 28th and posted by the 29th every month, does the credit limit increase by 28th or 29th? I have maxed out my credit limit at the moment to ensure the GST won't be charged on Feb, even though I doubt that it is possible You will still be charged on the month of Feb'14 even you have max out your CL. |
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Feb 2 2015, 12:39 PM
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#6
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Feb 2 2015, 01:09 PM
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#7
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Feb 2 2015, 01:56 PM
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#8
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Feb 2 2015, 02:30 PM
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#9
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
QUOTE(aeiou228 @ Feb 2 2015, 02:16 PM) You spent close to RM800 in one single transaction. Not so "WISE" already. Because of this transaction, you will need to spend min RM1200 instead of RM1000 for Feb CB entitlement. Doesn't matter to me.Parenthood superstore is under which category ? Under your chosen category ? I guess you only have one credit card ? |
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Feb 4 2015, 11:06 AM
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#10
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Feb 27 2015, 11:58 AM
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#11
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
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Apr 1 2015, 05:02 PM
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#12
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2,065 posts Joined: Oct 2014 From: Ipoh,Perak |
QUOTE(supersound @ Apr 1 2015, 04:56 PM) Statement date has no effect on cash back calculation.As long as the posting date falls on the same month. My statement date 26th. Pay Maxis on 25th Feb posting date on 27th Feb. Cash rebate Mobile posted on Mac'15. |
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