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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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rapple
post Jan 2 2015, 02:47 PM

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question: is hong leong cc statement fix at 28th of every month?

not able to register the online banking yet.. zzz..
rapple
post Jan 2 2015, 03:14 PM

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QUOTE(victorywp @ Jan 2 2015, 03:01 PM)
no, not fixed. you can call to change it if you want to.

why not able to register online banking?
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card details invalid..
rapple
post Jan 2 2015, 04:17 PM

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QUOTE(victorywp @ Jan 2 2015, 03:40 PM)
first time user? have you get your tpin from mail? have you set up your phone at hlb atm?
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phone set up ~ i can even make online payment ~

bank officer give me a temporary ID to register.
rapple
post Jan 7 2015, 01:26 PM

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QUOTE(supersound @ Jan 7 2015, 01:21 PM)
Why you want to spend more than rm1000 or lesser than rm990 on this card where it only gives you 8.25% of cash back and no other benefits?
Just say if you only spend rm500, that's only 5% of cash back.
If you spend rm1500, cash back also same at 5%.
And with rm210 of AF and GST that you must pay, assuming if you always spend rm500 a month(that's rm6000 a year), you are getting rm600 of cash back.
After paying the fees, that's only 3.25%.
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Just to correct on your calculation :-

RM500 x 12 = RM6,000

Cash Rebate = RM600

Net Rebate (RM600-RM210) = RM390

Effective CB Rate (RM390/RM6000) x 100 = 6.50%


rapple
post Jan 29 2015, 10:41 AM

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QUOTE(kelvinlzy @ Jan 28 2015, 09:51 AM)
Since the cash back is credit in on the 28th and posted by the 29th every month, does the credit limit increase by 28th or 29th? I have maxed out my credit limit at the moment to ensure the GST won't be charged on Feb, even though I doubt that it is possible hmm.gif
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You will still be charged on the month of Feb'14 even you have max out your CL.
rapple
post Feb 2 2015, 12:39 PM

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Attached Image

Anyone know what rebates is this?


My first statement is on 26 Jan.
rapple
post Feb 2 2015, 01:09 PM

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QUOTE(victorywp @ Feb 2 2015, 12:52 PM)
due to technical error, i think they will revise it.
for new member only will receive one time rm50 cash rebate.
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You think this is the service tax rebate? Hmmm.. I thought the service tax cash rebates they will give back on the 2nd month statement..
rapple
post Feb 2 2015, 01:56 PM

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QUOTE(victorywp @ Feb 2 2015, 01:13 PM)
you may call the cs to confirm it. but i think you don't have to since you are earning rm100 from this error. lol...
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Hmm.. Is better I just wait and see.. Haha.. Anyway thanks for the reply.
rapple
post Feb 2 2015, 02:30 PM

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QUOTE(aeiou228 @ Feb 2 2015, 02:16 PM)
You spent close to RM800 in one single transaction. Not so "WISE" already. Because of this transaction, you will need to spend min RM1200 instead of RM1000 for Feb CB entitlement.
Parenthood superstore is under which category ? Under your chosen category ?   
I guess you only have one credit card ?
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Doesn't matter to me.
rapple
post Feb 4 2015, 11:06 AM

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QUOTE(sam240 @ Feb 4 2015, 11:00 AM)
I'm try to register the maxis online pay, and will it charge RM1 to out credit card?
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There is no charge. Maxis will credit back to you.


rapple
post Feb 27 2015, 11:58 AM

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QUOTE(cdspins @ Feb 27 2015, 11:34 AM)
Wait for their statement don't know need to wait how long. They have been experience technical error and cannot generate statement since few weeks ago.. mad.gif
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i can view online statement (26th Feb) already..
rapple
post Apr 1 2015, 05:02 PM

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QUOTE(supersound @ Apr 1 2015, 04:56 PM)
As you said, if.
But you need to check on your statement date also.
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Statement date has no effect on cash back calculation.

As long as the posting date falls on the same month.

My statement date 26th.

Pay Maxis on 25th Feb posting date on 27th Feb.

Cash rebate Mobile posted on Mac'15.

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