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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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Tigerr
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Jan 27 2015, 04:22 PM
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QUOTE(crusher @ Jan 27 2015, 03:48 PM) Manage to get and activated my WISE on 20 Jan 2015, made 2 transactions till date. Did not know that the cut off date is 27th of every month, now I dont entitle for the cash rebate. Seriously wtf. Mine cut off date is 3rd every month.
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Tigerr
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Feb 2 2015, 03:50 PM
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QUOTE(aeiou228 @ Feb 2 2015, 02:16 PM) You spent close to RM800 in one single transaction. Not so "WISE" already. Because of this transaction, you will need to spend min RM1200 instead of RM1000 for Feb CB entitlement. Parenthood superstore is under which category ? Under your chosen category ? I guess you only have one credit card ? Unless u buying 1 single item otherwise you can split it up n make few swipes with each swipe more than rm50. I did this in jusco supermarket. Once reach more than 50, I told the cashier I want to pay first n then pay another round n another round. Once I make sure I ll have 10 transaction. Later if pump petrol, can pump full tank instead if control it at 50.
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Tigerr
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Feb 2 2015, 07:40 PM
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QUOTE(victorywp @ Feb 2 2015, 05:31 PM) it's easier to control petrol to rm50 each instead of grocery to rm50 each right? Grocessy as long as just over 50 then pay lor. During paying at counter. Try to see the total being key in n stop the cashier once it over 50. If not, 1 transaction few hundred. Then sure ll over 1000 to get the full rebate n excess usage got no rebate at all. The excess better use it with my UOB one card which still can give me another 5%. If still over, my wife UOB card ll be used.....
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Tigerr
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Feb 2 2015, 11:31 PM
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QUOTE(techzone2008 @ Feb 2 2015, 09:41 PM) This Wise Visa Platinum Credit Card never get the RM300 annual fees to be waived after the the 1st year! Really a stupid card, dun call it as Wise card!!! Dun ever sign up with hong leong credit card end up will regret for sure! What's the advantage of using wise platinum n the classic or normal wise card? Is it more than 100 rebates?
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Tigerr
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Feb 3 2015, 09:54 PM
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QUOTE(hkboey @ Feb 3 2015, 09:09 PM) You can never manually calculate to get the exact amount. You never know when TNB come to check meter. TNB come late also never mind mah. U can always go ahead n pay first. If u spent 850 already n nearing the cut off date. U can go and pay TNB 150 whether u receive bill or not. Like that u ll ngam ngam 1000. Then save the card for next billing cycle lor. TNB bill can delay by 1 month pay also no problem mah. If can, go pay in advance the phone bill to make it up to 1000. Or got spare money, u can go supermarket buy something n stock up. Myself more easy to make the 1000 threshold because I got to buy milk powder n pampers. The wise card sure not enough n need few more other cards to maximize the rebates I can get.
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Tigerr
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Feb 3 2015, 09:58 PM
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QUOTE(hkboey @ Feb 3 2015, 09:52 PM) That is because your consumption is on average +-rm20 every month but mine can be as low as rm500 or as high rm3200. So ur assumption is not a smart move in mine. And I see u always highlight 8.25% "actual" cash back which is not actual at all. Please don't confuse anymore new user as you have just confused one. #1 not every is using gold. #2 not everyone will use more than one year. If use one year or less then cancel, cashback is still 10% or may be even more. Yup. U r right. But I still don't understand what's the need to have a platinum wise. Myself the first few months, although spend more than 1000 but rebates always less than 100. Took me 3 months to find out pump petrol n pay at counter not counted. Buy items at aeon department store is not counted as groceries.
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Tigerr
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Feb 4 2015, 11:10 AM
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QUOTE(sam240 @ Feb 4 2015, 09:49 AM) Every month if focus one card, yes...can over RM1k, but the question is....my 2 selected category will never over RM1k, so will never enjoy RM100 cash back every month. But the total cash back will still better than my other card, so still worth for me.... Grocery and Petrol. Wow, thanks for this info. Great to know. One thing u can do is at the groceries counter. If your next in line customer wants to pay in cash. U can offer to pay for them in credit card n receive their cash.....just tell them u can get some points using credit cards.
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Tigerr
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Feb 4 2015, 11:12 AM
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QUOTE(victorywp @ Feb 4 2015, 11:06 AM) yes, but no point to use over 1k because the maximum cb is only rm100 (10%). When over 1000, I normally ll use my essential card for the unlimited 1% rebates. But I am getting uob one card, my essential card usage ll be very limited now...
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Tigerr
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Feb 4 2015, 11:35 AM
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QUOTE(sam240 @ Feb 4 2015, 11:24 AM) oh, if that way, I prefer stand in petrol station, maybe one day can earn RM50 to RM80 (deduct discount to those people who pay in cash) hahaha I plan to apply essential card too, which no need to headache, everything 1%...settle.... Essential card also will start charge for annual fee and gov tax on 2nd year? can waive both of these? wow...that's great idea... Ya...at petrol station. Can earn petron points too if u at petron station.
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Tigerr
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Feb 7 2015, 10:48 PM
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QUOTE(hkboey @ Feb 7 2015, 07:28 PM) Many people have reported its the UOB Payonline screw things up but there's this someone keep on insisting it's the payer or HLB problem.  Porbably he's always on  .... the sound is so super that he never listens......  If u know n still continue using uob payonline, then whose problem?
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Tigerr
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Feb 8 2015, 09:47 AM
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QUOTE(hkboey @ Feb 8 2015, 03:48 AM) It was the FIRST time happened and no one reported that. What do u mean by continue using? Oh well, I will be using it again. So it's my problem.  and I'm happy with that. Cool bro. Thought u said many people has reported such case n it with so many reported cases n we still continue to use the uob payonline in such a manner, like the 10th transaction on vety last minute n if it happen again, want to blame who? The card is yours, the pattern or way of usage is your devision, n most Important, the money is yours.
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Tigerr
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Feb 8 2015, 01:22 PM
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QUOTE(hkboey @ Feb 8 2015, 11:53 AM) I said many ppl reported and confirmed such a problem exist AFTER I raised the payonline concern here, and NOT that after ppl reported this and I continue to use the system. Plz get the fact right. It doesn't matter. The point is will u continue such way of practise to use uob payonline on the last 9th or 10th transaction again during the last minute n still blame uob payonline if the transaction didn't get thru. Try complete your 10 transaction earlier n use the later transactions to fill up the quota to reach 1k limit.
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Tigerr
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Feb 8 2015, 11:49 PM
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QUOTE(hkboey @ Feb 8 2015, 05:49 PM)  finally someone sees what I was trying to share.  Just now went giant shopping. Bought rm200++ new year stuffs n split into 4 swipes with each swipe at 50-60. Now total I got 7 swipes already n not hard to achieve 10 swipes instead of wait to end of the month to worry not enough swipe or any screw up that ll burnt your rm100 cash rebates.
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Tigerr
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Feb 15 2015, 06:36 PM
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Anyone can confirm if reload touch n go card at tesco extra at IOI city mall if using wise card, will it categorise as groceries? I just reload 200 using my uob one card n waiting to see if it ll fall under groceries. Not yet try with wise card yet.
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Tigerr
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Mar 6 2015, 08:58 AM
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QUOTE(victorywp @ Mar 6 2015, 08:28 AM) he meant hlb become smarter = hlb will revise down the cb from current 10%.  Then it is time to bid sayonara lor...
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Tigerr
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Apr 10 2015, 09:31 PM
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QUOTE(cipher3344 @ Apr 10 2015, 06:29 PM) anyone get invited? cash back up to rm1000 spend 3x weekday. sms reply CB2 to join TNCHave not received the invitation yet. Probably I just received their rm480 XB cash back on overseas spending. So not too soon ll let me win again.
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Tigerr
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Apr 22 2015, 07:17 PM
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QUOTE(supersound @ Apr 22 2015, 01:13 PM) Hello brother, you knows that the cash back only comes in after 28th each month, now I'm also waiting. But almost forgot on this, thanks for the reminder Are you telling me that only you are the kiasulang in this world I'm also the same. If this bloody trick works, I'll use my wife's name to get another Soon you may see Supersound's grocery store  Do us a favor by putting a cc reloading facility at your Supersound store.
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Tigerr
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May 20 2015, 11:58 PM
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QUOTE(Human Nature @ May 20 2015, 11:49 PM) answer: fruitie will get it cause I don't own HLB wise Didn't read up the term but looks like banks are very fond of such promo...maybank, public bank and now hlb Ya....HLB cash back is awesome. I won their 30% cash back or rm480 before. Hope I ll be lucky again. Was tossed on spending more on UOB (30% cb) or MBB (rm8 n rm188) and now comes this HLB cb lagi.....
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Tigerr
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May 21 2015, 08:28 AM
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QUOTE(victorywp @ May 21 2015, 06:36 AM) you may also join cimb on-going campaign to spend >rm50 x 5 times to get rm100 cb = 40% cb!! Oh.....my wife got cimb cards....so which cb to capture now? Headache......  Any link to show what to spend on for the 5 x 50 swipes?
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Tigerr
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May 21 2015, 08:44 AM
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QUOTE(victorywp @ May 21 2015, 08:38 AM) Ya. Just went to the cimb thread n next week is the last n only week to try my luck. Monday 25th ll swipe it....
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