Please check the CC slip you receive... does it have DEPT or SMKT written on it ?

If u r talking about AEON at QB basement then confirm it's Grocery but if ground floor then should be Department.

Yes, you can by using Maxis Pay.
Still, you need to full fill the rm50 X10 requirement first then only you can get cash back.
Like you need to do rm50 X10 on other categories you selected and top up rm10 to your Hotlink which giving you 8.25% cash back.

Billing date comes late is not a problem as you can do the calculation manually. You can do advance payment which gives you more control on getting the max cash back.
Also, Payonline will have problem on the end of month, either RHB or HLB is the culprit.
Nope, the actual cash back for all are only 8.25%, that is with your cash back are getting rm100 each month. GST and AF you need to include in and the hanky panky they are palying with us like refusing cash back if they can. I just lost rm5 for last month.
You need to open a Maxis Pay account, much more easier on paying maxis bills/Hotlink top up.

https://pay.maxis.com.my/maxis-web-adapter/welcome.web
Nope, you will still getting rm100 when you spend rm950-1000. The AF and GST will be charged annually.
So you need to pay only rm900 all the time, unless you spend lesser or extra.

this is the reason why you shouldn't always say 8.25% cb. you are just making simple things become more complicated and confusing new users.

you must remember:
1) not everyone is using hlb gold with rm160 af (so 8.25% is not a standard for all)
2) af only start charging from 2nd year onwards (so those who only use for 1 year will not face this issue)

what he actually meant was:
1) assume you get rm100 cb every month = rm100 x 12 = rm1200
2) assume you are using hlb gold with rm160 af and rm50 gst for more than 1 year
3) rm1200 - rm160 - rm50 = rm990 cb
4) so your actual cb will not be rm1200 (10%) but rm990 (8.25%)

Yup, 1st year you will be getting full 10% if you spend ~rm1000. Second year onward will need to pay rm210. That's make you 8.25%, which is still highest among all banks.
Some even cancel the card when they have to pay the AF.
So far only Maxis are easy, others I not that sure.
That rm50 I also forgot when to get it back. I never bother as I target to get rm100 every month.

Basically you need to have strategy to use this bloody card.
1-2 weeks time, complete 10 transactions with rm50.
Then slow down your spending and start calculating.
And when reach 20th, complete rm1000. Usually paying my Maxis bill will be the last part as I can control the spending.

Not really, first 6 months I was doing the same and I can tell you that, some will fall on same month(when my rm1000 quota reached) and some times it goes to next month(when quota no reached). Some says swiping in thestore which using HLB terminal can get it posted on the same day but I tried before and it took 2 days to get posted and worst case, it is not under groceries even I bought cooking oil
People are using UOB payonline to pay utilities bill. But I guess this 2 months it will have problem when nearing end of month.

Something like that.
And if you can't spend rm1000 a month, is not worth to apply.

lol yeah... same points + same sequence + same time.
what are your 2 chosen categories actually?

For Sunshine Bayan Baru, all levels are under grocery. I tried and confirmed...

good selections! if you unable to achieve rm100 cb, just buy voucher and then spend it when:
1) cc terminal down at the place you want to pay
2) your cb for a certain month is full (festive seasons, etc)

One thing u can do is at the groceries counter. If your next in line customer wants to pay in cash. U can offer to pay for them in credit card n receive their cash.....just tell them u can get some points using credit cards.

When over 1000, I normally ll use my essential card for the unlimited 1% rebates. But I am getting uob one card, my essential card usage ll be very limited now...

Basically you must choose the 2+1 that can gives you ~rm1000.
But grocery you may buy something that can sell back later. Stuffs like 2KG(or + 200, 300G)Milo will be good option. I'm doing the same, about 5-10 bags I'm selling to coffee shops.

I usually only make sure i got cashback around RM95-100, then start using second card which gives me 5% cash back... Makes my life easier

There is no charge. Maxis will credit back to you.

My fren called them and request cancel the card.
they directly waive him.

posting date must be within 1st-31st.

no, once you hit cap rm100, that's it.