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 Accident 101: i teach u claim loss of use

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TSsaigetsu
post Oct 1 2014, 11:40 AM

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QUOTE(WaCKy-Angel @ Oct 1 2014, 11:33 AM)
no admit also can get keputusan lor...under seksyen 52 hit and run.
I have the lorry pic and everything.
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ok learn something new on the police side. so its not really langgar lari la.. more like lorry didnt report.. rclxms.gif

what is the content of the keputusan? does it mention which party wrong? unsure.gif
TSsaigetsu
post Oct 1 2014, 11:43 AM

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QUOTE(Toyoi @ Oct 1 2014, 11:39 AM)
go claim the outcome report yourself, talk nicely sure can get it, no need incentive or ask the workshop to collect on your behalf. lol
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talk nicely my ass... i think u never came across police who want to take advantage of your accidennt, tuka content police report suka hati mak bapak die and then sold the case to lawyer. macam sial.

all of sudden got third party bodily injury claims against bapak die.. and the victim of bodily injury was never involve with accident with bapak die... coz bapak die kenal who he bang with. Jilaka

happened to my colleague dad's car.
mukhlisz
post Oct 1 2014, 11:43 AM

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i don't speak cantonese but isn't OP abusing the word lansi here? rclxub.gif

only lansi reference i know is kerek/sombong/arrogant/dickhead/LCLY
WaCKy-Angel
post Oct 1 2014, 11:44 AM

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QUOTE(saigetsu @ Oct 1 2014, 11:40 AM)
ok learn something new on the police side. so its not really langgar lari la.. more like lorry didnt report..  rclxms.gif 

what is the content of the keputusan? does it mention which party wrong? unsure.gif
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havent out yet lol... too far already at BTW im at KL
WaCKy-Angel
post Oct 1 2014, 11:45 AM

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QUOTE(saigetsu @ Oct 1 2014, 11:38 AM)
no. more macro..
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how mean more macro? tell ler
TSsaigetsu
post Oct 1 2014, 11:46 AM

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QUOTE(WaCKy-Angel @ Oct 1 2014, 11:45 AM)
how mean more macro? tell ler
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auditor
cruel_boy
post Oct 1 2014, 11:47 AM

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QUOTE(saigetsu @ Oct 1 2014, 10:48 AM)
which part?
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well, you can start with all the questions ppl are asking and you having to answer one by one. How about combining all those info properly in the 1st post itself with example of scenarios for better understanding

I appreciate the info given, but this would be even more helpful instead having to read countless posts to get the picture
TSsaigetsu
post Oct 1 2014, 11:48 AM

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QUOTE(mukhlisz @ Oct 1 2014, 11:43 AM)
i don't speak cantonese but isn't OP abusing the word lansi here?  rclxub.gif

only lansi reference i know is kerek/sombong/arrogant/dickhead/LCLY
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im indian lol.. ive got issue in RWI for not understanding the word langsi. but no problem oso.

so langsi in this context is the culprit la
SUSbananajoe
post Oct 1 2014, 11:51 AM

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dammm
mukhlisz
post Oct 1 2014, 11:51 AM

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QUOTE(saigetsu @ Oct 1 2014, 11:48 AM)
im indian lol.. ive got issue in RWI for not understanding the word langsi. but no problem oso.

so langsi in this context is the culprit la
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patut la.. laugh.gif

but yeah thanks for the info. and yeah making an insurance claim is a b****. the Sergeant kept asking for runner instead of me when i asked about the investigative result... shakehead.gif
SUS2feidei
post Oct 1 2014, 11:56 AM

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QUOTE(AceKendy @ Oct 1 2014, 11:34 AM)
He reports later.
So it automatically makes your report valid to be investigate. Of course can claim lo, but process damn long.

If he didnt report. You can go fly kite d
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Maybe nod.gif When I spoke to the officer, he told me that even if the fella no report, a saman letter will be issue to him, asking him to come to police station to explain why he didn't report, and to justify/ proof that he didn't accident, and they will investigate. But, then, again, you know lah how efficient our PDRM whistling.gif whether happen or not, no one know whistling.gif
SUS2feidei
post Oct 1 2014, 12:07 PM

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QUOTE(mukhlisz @ Oct 1 2014, 11:51 AM)
patut la..  laugh.gif

but yeah thanks for the info. and yeah making an insurance claim is a b****. the Sergeant kept asking for runner instead of me when i asked about the investigative result...  shakehead.gif
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Yes, time to wait for investigation report, time to wait for adjuster, time for workshop to repair......all open for abuse, while those vulture runner try to get a share of profit, offering u fast repair and they will kautim with u, in return that you handover your car to be repair by them.

I learned my lesson, NO WAY! Reason, no offence to those honest workshop here, 99.99% workshop I meet, not only try to con the insurance company for maximum claim, but, also replace with sub-standard, non original parts for you, but claim new, original parts, and insurance company ask you to pay for betterment cost. And, workmanship, really questionable. Now, I rather DIY all myself, get investigation report myself, go to authorised car brand dealer for repair (instead of any workshop authorised by insurance co) yes, take longer time, but, peace of mind, and I know what I pay is what I get.
sohailayhun
post Oct 1 2014, 12:08 PM

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Mine others bang me...
Already repot, keputusan out....
Already 3 month, havent fix my car yet....
Reason need car, running business..

Still can claim....????
mukhlisz
post Oct 1 2014, 12:12 PM

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QUOTE(sohailayhun @ Oct 1 2014, 12:08 PM)
Mine others bang me...
Already repot, keputusan out....
Already 3 month, havent fix my car yet....
Reason need car, running business..

Still can claim....????
*

you can claim but then your insurance will wanna know why u delay in claiming the insurance. more hassle...

my case i just delay 1 week they made such a big fuss... sweat.gif
TSsaigetsu
post Oct 1 2014, 12:12 PM

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QUOTE(sohailayhun @ Oct 1 2014, 12:08 PM)
Mine others bang me...
Already repot, keputusan out....
Already 3 month, havent fix my car yet....
Reason need car, running business..

Still can claim....????
*
rent car, get receipt. refer to my previous post
TSsaigetsu
post Oct 1 2014, 12:13 PM

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QUOTE(mukhlisz @ Oct 1 2014, 12:12 PM)
you can claim but then your insurance will wanna know why u delay in claiming the insurance. more hassle...

my case i just delay 1 week they made such a big fuss...  sweat.gif
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of coz, they can say u con them... haha
TSsaigetsu
post Oct 1 2014, 12:14 PM

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QUOTE(2feidei @ Oct 1 2014, 12:07 PM)
Yes, time to wait for investigation report, time to wait for adjuster, time for workshop to repair......all open for abuse, while those vulture runner try to get a share of profit, offering u fast repair and they will kautim with u, in return that you handover your car to be repair by them.

I learned my lesson, NO WAY! Reason, no offence to those honest workshop here, 99.99% workshop I meet, not only try to con the insurance company for maximum claim, but, also replace with sub-standard, non original parts for you, but claim new, original parts, and insurance company ask you to pay for betterment cost. And, workmanship, really questionable. Now, I rather DIY all myself, get investigation report myself, go to authorised car brand dealer for repair (instead of any workshop authorised by insurance co) yes, take longer time, but, peace of mind, and I know what I pay is what I get.
*
hoorrr.. wait until u get tan chong or proton... vavi lambat... but this is generalization ony... hehe

kalau pojo, very fast one, straight total loss... rosak sikit total loss, coz sparepart mahal

This post has been edited by saigetsu: Oct 1 2014, 12:15 PM
neo.crazed
post Oct 1 2014, 12:17 PM

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ts, u sure thats the current rate for CART?
I got RM60 per day when my Myvi got hantam by a nurse' Unser.
sohailayhun
post Oct 1 2014, 12:18 PM

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QUOTE(saigetsu @ Oct 1 2014, 12:12 PM)
rent car, get receipt. refer to my previous post
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Thank you Ts.
SUSjoe_star
post Oct 1 2014, 12:19 PM

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QUOTE(saigetsu @ Oct 1 2014, 12:14 PM)
hoorrr.. wait until u get tan chong or proton... vavi lambat... but this is generalization ony... hehe

kalau pojo, very fast one, straight total loss... rosak sikit total loss, coz sparepart mahal
*
I went thru perodua. Adjuster report rekemen 2 weeks for repair time, but end up taking 6 weeks. Had to push a lot, but in the end I got decent parts and no issues even though my front right drive train was totalled in the accident.

Also, in my experience, they start counting from the day of the adjusters report out, and nothing paid for before or after, so that's all you can claim for loss of use

This post has been edited by joe_star: Oct 1 2014, 12:20 PM

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