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 Accident 101: i teach u claim loss of use

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HeReLiSm
post Oct 1 2014, 02:48 PM

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QUOTE(neo.crazed @ Oct 1 2014, 02:08 PM)
sendiri woh..
runner nanti mau kira dia punya commission lagi...
no profit. plus poor workmanship some more.
Sendiri call insurance, sendiri angkut kereta bawa pergi authorised workshop.
sendiri collect report, you need to know procedures only mah.
*
Yup, I know all the procedure. But donno how to claim LOU from the lansi's insurer sweat.gif

my car complete repaired already. just haven't make LOU claim yet.
Felice821
post Oct 1 2014, 02:56 PM

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My car got into chain accident last year May. Report been made and claimed 3rd party. Car in workshop for 1 month plus due to taichi and ding dong-ing.

I just called the workshop, my LOU still pending. The workshop yet to receive cheque from the insurance company. And the workshop told me even the LOU issued, I need to pay lawyer fees for that. So in the end, might get nothing back.
TSsaigetsu
post Oct 1 2014, 03:02 PM

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QUOTE(Felice821 @ Oct 1 2014, 02:56 PM)
My car got into chain accident last year May. Report been made and claimed 3rd party. Car in workshop for 1 month plus due to taichi and ding dong-ing.

I just called the workshop, my LOU still pending. The workshop yet to receive cheque from the insurance company. And the workshop told me even the LOU issued, I need to pay lawyer fees for that. So in the end, might get nothing back.
*
ask him for breakdown... lawyer fees tp insurer paid one. means lawyer telan your money or workshop telan.

tp claims a bit hard to get in full coz involve too many parties who are conman. especially lawyers
TSsaigetsu
post Oct 1 2014, 03:03 PM

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QUOTE(HeReLiSm @ Oct 1 2014, 02:48 PM)
Yup, I know all the procedure. But donno how to claim LOU from the lansi's insurer  sweat.gif

my car complete repaired already. just haven't make LOU claim yet.
*
jangan lambat!, nnt insurance co persoal!
Felice821
post Oct 1 2014, 03:11 PM

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QUOTE(saigetsu @ Oct 1 2014, 03:02 PM)
ask him for breakdown... lawyer fees tp insurer paid one. means lawyer telan your money or workshop telan.

tp claims a bit hard to get in full coz involve too many parties who are conman. especially lawyers
*
The workshop told me the claims might not much, and need to give it for lawyer fees. It's been 17 months, and I still yet to get the money.

Normally how long it takes?
toenexx
post Oct 1 2014, 03:15 PM

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QUOTE(neo.crazed @ Oct 1 2014, 01:33 PM)
serius worrrr.
they offered me RM30 x 6.0 days car in workshop.
I said *** lei, where got one day spend RM30 for transport, cab from putrajaya-KL Sentral RM60 minimum.
they counter offer become RM30 x 12.0 days.

So essentially RM30 is the rate but they dabel the amount of days claimed.
Nice hah Etiqa Insurance, can bargain woh
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Instead of opting for public transport and you only get paid RM30/day isn't it better to just rent a car instead?

Why is the amount of cash offered much lower than that of the cost of a rental car I wonder... it doesn't make sense.
TSsaigetsu
post Oct 1 2014, 03:18 PM

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QUOTE(Felice821 @ Oct 1 2014, 03:11 PM)
The workshop told me the claims might not much, and need to give it for lawyer fees. It's been 17 months, and I still yet to get the money.

Normally how long it takes?
*
how long it takes depnds on your luck..

your workshop con u. that is for sure. sound workshop tell them that insurance co will pay for the lawyer fees adjuster fees oso.. got breakdown one. jilaka penipu scammers.

ill open new thread on this tomorrow if rajin

u call your workshop, if he didnt give money, u will report to insurance co and bank negara (LINK) 17 months lambat gila.. please complain.

fark the workshop upside down.

This post has been edited by saigetsu: Oct 1 2014, 03:19 PM
red123
post Oct 1 2014, 03:19 PM

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saigetsu to be ELITE!!!!!!
TSsaigetsu
post Oct 1 2014, 03:20 PM

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QUOTE(toenexx @ Oct 1 2014, 03:15 PM)
Instead of opting for public transport and you only get paid RM30/day isn't it better to just rent a car instead?

Why is the amount of cash offered much lower than that of the cost of a rental car I wonder... it doesn't make sense.
*
this one oso i wonder. bettter rent car or just tumpang friend.

the prob is the number of days u can claim is up to the adjuster.. adjuster oso can con u.
TSsaigetsu
post Oct 1 2014, 03:22 PM

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QUOTE(neo.crazed @ Oct 1 2014, 12:17 PM)
ts, u sure thats the current rate for CART?
I got RM60 per day when my Myvi got hantam by a nurse' Unser.
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yo neo, how many days u can claim vs how many days u didnt get your car (your car stuck at workshop)
Felice821
post Oct 1 2014, 03:26 PM

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QUOTE(saigetsu @ Oct 1 2014, 03:18 PM)
how long it takes depnds on your luck..

your workshop con u. that is for sure. sound workshop tell them that insurance co will pay for the lawyer fees adjuster fees oso.. got breakdown one. jilaka penipu scammers.

ill open new thread on this tomorrow if rajin

u call your workshop, if he didnt give money, u will report to insurance co and bank negara (LINK) 17 months lambat gila.. please complain.

fark the workshop upside down.
*
Thanks. I called, the workshop said, yours only few hundred ... even the sot of repairing your car few thousands the insurance company yet to pay us. Please wait, we will update you once got the updates.

I told them I going to report it, and she said, please do so. Cilaka.
TSsaigetsu
post Oct 1 2014, 03:29 PM

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QUOTE(Felice821 @ Oct 1 2014, 03:26 PM)
Thanks. I called, the workshop said, yours only few hundred ... even the sot of repairing your car few thousands the insurance company yet to pay us. Please wait, we will update you once got the updates.

I told them I going to report it, and she said, please do so. Cilaka.
*
which insurer? let see if i can help
Felice821
post Oct 1 2014, 03:31 PM

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Mine is Chartis. I'm not sure about the 3rd party insurer.
HeReLiSm
post Oct 1 2014, 03:32 PM

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QUOTE(saigetsu @ Oct 1 2014, 03:03 PM)
jangan lambat!, nnt insurance co persoal!
*
Just emailed the third-party insurer this morning, already got replied.

But they said, I have to go thru the workshop and my insurance for LOU claim, coz need to use the Merimen system with their claim dpmt. Issit true onnot? hmm.gif
TSsaigetsu
post Oct 1 2014, 03:36 PM

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QUOTE(HeReLiSm @ Oct 1 2014, 03:32 PM)
Just emailed the third-party insurer this morning, already got replied.

But they said, I have to go thru the workshop and my insurance for LOU claim, coz need to use the Merimen system with their claim dpmt. Issit true onnot?  hmm.gif
*
merimen true. go thru workshop for what? maybe for adjuster report i guess. get a copy. your insurance for what?

make your LOU claim your self so that less people involve, less con


TSsaigetsu
post Oct 1 2014, 03:37 PM

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QUOTE(Felice821 @ Oct 1 2014, 03:31 PM)
Mine is Chartis. I'm not sure about the 3rd party insurer.
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no longer chartis.. now known as AIG. 3rd party insurer is the one that i want to know. huu sorry cant help then.
area61
post Oct 1 2014, 03:40 PM

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TQ TS, parking for future use
noien
post Oct 1 2014, 03:43 PM

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thanx for the info
for the compensation, it is so hard to claim until i give up.
leah235
post Oct 1 2014, 03:43 PM

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parking parking parking


TSsaigetsu
post Oct 1 2014, 03:51 PM

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QUOTE(noien @ Oct 1 2014, 03:43 PM)
thanx for the info
for the compensation, it is so hard to claim until i give up.
*
on behalf of insurance industry, thank you for bringing down the loss ratio... lel

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