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 Accident 101: i teach u claim loss of use

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WaCKy-Angel
post Oct 1 2014, 10:26 AM

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Ayam abit confiused...

This is my case.

Met accident and reported police 1 hour after that on the same day.
Bring car to shop and claim OD-KFK, fixed and out shop after 1 week.
Waited 2 weeks for keputusan but police say not yet out due to 3rd party no report.
The sergeant doesnt seems to be helpful...keputusan still pending until now due to im at KL, reported at BTW.

My NCD still not affected although i have not submitted keputusan (special case)

So will i am to claim LOU?
If yes, will my insurance company kao tim for me or i ownself have to do it?
If ownself, how?

WaCKy-Angel
post Oct 1 2014, 10:50 AM

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QUOTE(WaCKy-Angel @ Oct 1 2014, 10:26 AM)
» Click to show Spoiler - click again to hide... «

Ayam abit confiused...

This is my case.

Met accident and reported police 1 hour after that on the same day.
Bring car to shop and claim OD-KFK, fixed and out shop after 1 week.
Waited 2 weeks for keputusan but police say not yet out due to 3rd party no report.
The sergeant doesnt seems to be helpful...keputusan still pending until now due to im at KL, reported at BTW.

My NCD still not affected although i have not submitted keputusan (special case)

So will i am to claim LOU?
If yes, will my insurance company kao tim for me or i ownself have to do it?
If ownself, how?
*
QUOTE(saigetsu @ Oct 1 2014, 10:48 AM)
which part?
*
boss mai case how?
WaCKy-Angel
post Oct 1 2014, 11:20 AM

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QUOTE(saigetsu @ Oct 1 2014, 11:01 AM)
1. find the langsi plate number - kalo x dapat your loss.
2. go jpj, find out which insurer this langsi subscribed.
3. write letter want to claim LOU from this insurer, pass all doc (adjuster report, police report)
4. langsi insurer received your claim, and will contact langsi confrim everything. langsi insurer ussually will send a letter to langsi stated that if x mengaku, insurer will liable to pay if anything.
5. ????
6. profit.. well if x menagku jugak, seek advice from langsi insurer how... i seriously dunno what to do la if got people like this.
*
U talking about LoU only right?

But then, regardless of whether insurer mengaku or not, as long as i have the keputusan then his insurance company has to pay right?
WaCKy-Angel
post Oct 1 2014, 11:22 AM

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QUOTE(toenexx @ Oct 1 2014, 11:15 AM)
Even claim ODKFK still have to wait for "Police Outcome Report" first to confirm which party is at fault - which will take at least 15 days if I'm not mistaken, no? So it's not immediate per se.
*
OD-KFK means you claim from your own insurance 1st....your NCD will be temporarily held, until police report out and if not your fault then you will get back your NCD.

As for my case, i have "tali" thats why my NCD not touched although report not yet out.
WaCKy-Angel
post Oct 1 2014, 11:33 AM

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QUOTE(saigetsu @ Oct 1 2014, 11:26 AM)
if langsi admit, easier for you la to do the claim. but if u have the keputusan, meaning langsi also already made police report kan. so if will not have prob at the police side... just wait keputusan ony. keputusan will deterine your insuraance pay u or not , and how much they will pay, full or not full..

haiya complicated la want to explain here.
*
no admit also can get keputusan lor...under seksyen 52 hit and run.
I have the lorry pic and everything.
WaCKy-Angel
post Oct 1 2014, 11:34 AM

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QUOTE(saigetsu @ Oct 1 2014, 11:31 AM)
thank you, one of the way to feel my self being appreciated for the job that i dnt even think i will end up with,
*
wats ur job? adjuster?
WaCKy-Angel
post Oct 1 2014, 11:44 AM

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QUOTE(saigetsu @ Oct 1 2014, 11:40 AM)
ok learn something new on the police side. so its not really langgar lari la.. more like lorry didnt report..  rclxms.gif 

what is the content of the keputusan? does it mention which party wrong? unsure.gif
*
havent out yet lol... too far already at BTW im at KL
WaCKy-Angel
post Oct 1 2014, 11:45 AM

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QUOTE(saigetsu @ Oct 1 2014, 11:38 AM)
no. more macro..
*
how mean more macro? tell ler

 

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