QUOTE(saigetsu @ Oct 1 2014, 10:21 AM)
I knock the other car and now both cars are in the workshop for repair.so can I also claim for lose of usage of my car?
Accident 101: i teach u claim loss of use
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Oct 1 2014, 10:33 AM
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All Stars
11,040 posts Joined: Jun 2008 |
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Oct 1 2014, 10:39 AM
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Senior Member
913 posts Joined: Feb 2005 From: Ampang, Kuala Lumpur, Seremban... |
this article is still rough and sketchy for newbies like me. Pls elaborate more.
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Oct 1 2014, 10:41 AM
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Senior Member
701 posts Joined: Feb 2010 |
QUOTE(DarkNite @ Oct 1 2014, 10:33 AM) I knock the other car and now both cars are in the workshop for repair. oh my post is about people bang your car. now that u bang people car, u cannot claim loss of use laa.... u wrong ma.. only he can claims against yours.so can I also claim for lose of usage of my car? unless, u subscribe CART insurance when u renew your insurance. then u can claim for LOU |
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Oct 1 2014, 10:44 AM
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Senior Member
701 posts Joined: Feb 2010 |
QUOTE(barista @ Oct 1 2014, 10:23 AM) I recently got bang in a pile up. Car behind got hit and the car moved forward and hit mine yours is chain collision... procedure is u always claim people from behind you... immediate behind. not the last one. if you are thesecond last in your case above.. then too bad. refer to my post earlier how to claim if people behind u didnt lodge police report. but i belip he will la... his car sure ggot damage one. sure claim insurance one. it just slower or late report.When we went to report, the last car did not report yet. We both want to claim from the last car. What happens if the car did not report? I don't know whether the stupid driver reported or not. I have got my police report and calling the elevator to access my 1 month old car |
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Oct 1 2014, 10:47 AM
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701 posts Joined: Feb 2010 |
QUOTE(BigSaver @ Oct 1 2014, 10:23 AM) How about we bang ppl for their own mistake? Malaysian SOP i believe whoever hit us from back is consider already wrong. there is no their own mistake in malaysia lorrr... Pernah involved in one excident at federal. It's a LADY bwk motor xreti bagi signal and look for any incoming vehicle. Instead compensate, her brother threaten me to report and accuse me for hitting from back. How?? when u bang people, its yours, unless u stated in your police report that car x bg signal and enroach my path, i give honk but its too late. police may end up summon that guy, and u can claim against him .. but rarely happen. too bad. or the other condition, police didnt summon anybody but consider this case as RTI - refer to insurer. in this case, insurance decide la who salah, and only pay 40% of the total cost repair. fuuu |
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Oct 1 2014, 10:48 AM
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701 posts Joined: Feb 2010 |
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Oct 1 2014, 10:50 AM
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21,485 posts Joined: Dec 2004 From: KL |
QUOTE(WaCKy-Angel @ Oct 1 2014, 10:26 AM) » Click to show Spoiler - click again to hide... « Ayam abit confiused... This is my case. Met accident and reported police 1 hour after that on the same day. Bring car to shop and claim OD-KFK, fixed and out shop after 1 week. Waited 2 weeks for keputusan but police say not yet out due to 3rd party no report. The sergeant doesnt seems to be helpful...keputusan still pending until now due to im at KL, reported at BTW. My NCD still not affected although i have not submitted keputusan (special case) So will i am to claim LOU? If yes, will my insurance company kao tim for me or i ownself have to do it? If ownself, how? QUOTE(saigetsu @ Oct 1 2014, 10:48 AM) boss mai case how? |
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Oct 1 2014, 10:51 AM
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11,040 posts Joined: Jun 2008 |
QUOTE(saigetsu @ Oct 1 2014, 10:41 AM) oh my post is about people bang your car. now that u bang people car, u cannot claim loss of use laa.... u wrong ma.. only he can claims against yours. thanks for the reply. how much is the premium for CART insurance? what are they cost factors?unless, u subscribe CART insurance when u renew your insurance. then u can claim for LOU |
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Oct 1 2014, 10:55 AM
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Senior Member
3,286 posts Joined: Oct 2007 From: everywhere in sabah |
1 question
i claim warranty before...other party's insurance the workshop told me they have help me claim loss of use..i saw it somemore but i never received any cheque since what do i do? |
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Oct 1 2014, 10:58 AM
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Senior Member
913 posts Joined: Feb 2005 From: Ampang, Kuala Lumpur, Seremban... |
QUOTE(saigetsu @ Oct 1 2014, 10:48 AM) well, you can start with all the questions ppl are asking and you having to answer one by one. How about combining all those info properly in the 1st post itself with example of scenarios for better understanding I appreciate the info given, but having to go through countless posts to get the whole picture isn't helpful for ppl like me who is new to these things. |
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Oct 1 2014, 11:01 AM
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Senior Member
701 posts Joined: Feb 2010 |
QUOTE(WaCKy-Angel @ Oct 1 2014, 10:50 AM) 1. find the langsi plate number - kalo x dapat your loss.2. go jpj, find out which insurer this langsi subscribed. 3. write letter want to claim LOU from this insurer, pass all doc (adjuster report, police report) 4. langsi insurer received your claim, and will contact langsi confrim everything. langsi insurer ussually will send a letter to langsi stated that if x mengaku, insurer will liable to pay if anything. 5. ???? 6. profit.. well if x menagku jugak, seek advice from langsi insurer how... i seriously dunno what to do la if got people like this. |
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Oct 1 2014, 11:01 AM
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Senior Member
701 posts Joined: Feb 2010 |
QUOTE(cruel_boy @ Oct 1 2014, 10:58 AM) well, you can start with all the questions ppl are asking and you having to answer one by one. How about combining all those info properly in the 1st post itself with example of scenarios for better understanding u meant spoonfeed u? boh layanI appreciate the info given, but having to go through countless posts to get the whole picture isn't helpful for ppl like me who is new to these things. |
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Oct 1 2014, 11:02 AM
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701 posts Joined: Feb 2010 |
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Oct 1 2014, 11:02 AM
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Junior Member
481 posts Joined: Jun 2008 From: Shah Alam |
My case: My car stuck at the workshop for three months before completed repair. I claimed for ODKFK first, later got all police results then the workshop claimed for third party. If I wanna claim for LOU, do I have to claim myself? What document I need? and since the car stuck at the workshop for three months, how many days do I get to claim? chloe999 liked this post
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Oct 1 2014, 11:03 AM
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701 posts Joined: Feb 2010 |
QUOTE(MR_alien @ Oct 1 2014, 10:55 AM) 1 question lol too bad. next time do it your self. workshop sudah telan, or unless u got prove that workshop need to help u.i claim warranty before...other party's insurance the workshop told me they have help me claim loss of use..i saw it somemore but i never received any cheque since what do i do? |
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Oct 1 2014, 11:04 AM
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Senior Member
872 posts Joined: Dec 2006 From: subang jaya-shah alam |
TS should include info on betterment and excess terms use by insurance company.
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Oct 1 2014, 11:06 AM
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701 posts Joined: Feb 2010 |
QUOTE(HeReLiSm @ Oct 1 2014, 11:02 AM) My case: your car stuck for three month doenst mean in the adjuster report says the repair time require is 3 months. it may only requires 7 days. then u only eligible to claim 7 days ony. thats y i said, adjuster x boleh pakai or workshop x boleh pakai. My car stuck at the workshop for three months before completed repair. I claimed for ODKFK first, later got all police results then the workshop claimed for third party. If I wanna claim for LOU, do I have to claim myself? What document I need? and since the car stuck at the workshop for three months, how many days do I get to claim? workshop claim third party its either , the other party only got third party cover, not comprehensive cover or, u kena tipu dengan insurer. how to make claim for LOU by your self 1. refer to my previous post in this thread. go to jpj etc2. |
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Oct 1 2014, 11:07 AM
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701 posts Joined: Feb 2010 |
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Oct 1 2014, 11:09 AM
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3,286 posts Joined: Oct 2007 From: everywhere in sabah |
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Oct 1 2014, 11:10 AM
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Senior Member
3,286 posts Joined: Oct 2007 From: everywhere in sabah |
QUOTE(saigetsu @ Oct 1 2014, 11:03 AM) lol too bad. next time do it your self. workshop sudah telan, or unless u got prove that workshop need to help u. they did ask me to sign somethingsay will submit to the insurance company thn the cheque will be mailed to me its like <an amount> X how many days = RMXXX a letter like that she did mention max is 2 weeks This post has been edited by MR_alien: Oct 1 2014, 11:12 AM |
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