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Accident 101: i teach u claim loss of use
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TSsaigetsu
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Dec 25 2016, 10:07 PM
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QUOTE(sundae @ Dec 25 2016, 08:59 PM) Was involved in accident a) I have reported police but the other party did not report to police b) Police result was in my favor, which I have used to retrieved the other party's insurance information c) I claimed his insurance but was rejected because the other party did not make the police report What options do I have to pursue this case? The other party is basically a company car, driven by I think the owner's spoiled son and I want to teach them a lesson because of their bad attitude. Can.. Go find pesuruh jaya sumpah. Make statutory declaration that the other party at fault.. Then use the doc to claim the other party insurance... Supported with supporting docs.
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iwubpreve
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Dec 27 2016, 01:03 PM
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QUOTE(saigetsu @ Dec 25 2016, 10:07 PM) Can.. Go find pesuruh jaya sumpah. Make statutory declaration that the other party at fault.. Then use the doc to claim the other party insurance... Supported with supporting docs. bro, having accident with motorbike. so police report in favor of me but insurance agent said that odkpk also will deduct the ncd. how ar?
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TSsaigetsu
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Dec 27 2016, 01:25 PM
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QUOTE(iwubpreve @ Dec 27 2016, 01:03 PM) bro, having accident with motorbike. so police report in favor of me but insurance agent said that odkpk also will deduct the ncd. how ar? Odkfk mmg x boleh for motorcycle if im not mistaken. Go claim third party lor. Ncd not affected.
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iwubpreve
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Dec 27 2016, 03:15 PM
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QUOTE(saigetsu @ Dec 27 2016, 01:25 PM) Odkfk mmg x boleh for motorcycle if im not mistaken. Go claim third party lor. Ncd not affected. 3rd party under what? odn?
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TSsaigetsu
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Dec 27 2016, 04:15 PM
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QUOTE(iwubpreve @ Dec 27 2016, 03:15 PM) 3rd party under what? odn? third party normal third party lor. u claim against his insurance. go to workshop say u wanna make third party claim.
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iwubpreve
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Dec 27 2016, 06:23 PM
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QUOTE(saigetsu @ Dec 27 2016, 04:15 PM) third party normal third party lor. u claim against his insurance. go to workshop say u wanna make third party claim. thanks bro for answering!
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c-lan^666
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Dec 28 2016, 09:52 PM
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New Member
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Hi All,
Need some advise on this topic:
An idiot came n knock my car at the back and my behind bumper together with my sport rim broken. Is there any recommendation for the following:
1.Any good workshop near Seri Kembangan that covers Liberty Insurance? Or any recommendation with good review ? 2.Is there any chance for me to negotiate to claim the 3rd party insurance to change all my sport rim since i can never find one rim to replace and the insurance company will give money only to replace back the stock rim & tyre?
Please give me some suggestion what I can do. I am waiting for the keputusan from the IO to come out. He mentioned that it will take 2 weeks. So I have time to investigate all this.
Thanks in advance.
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TSsaigetsu
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Dec 29 2016, 08:55 AM
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QUOTE(c-lan^666 @ Dec 28 2016, 09:52 PM) Hi All, Need some advise on this topic: An idiot came n knock my car at the back and my behind bumper together with my sport rim broken. Is there any recommendation for the following: 1.Any good workshop near Seri Kembangan that covers Liberty Insurance? Or any recommendation with good review ? 2.Is there any chance for me to negotiate to claim the 3rd party insurance to change all my sport rim since i can never find one rim to replace and the insurance company will give money only to replace back the stock rim & tyre? Please give me some suggestion what I can do. I am waiting for the keputusan from the IO to come out. He mentioned that it will take 2 weeks. So I have time to investigate all this. Thanks in advance. 1. u can always complaint if the panel workshop is lousy. 2. not sure this one. probably can.
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c-lan^666
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Dec 29 2016, 09:58 PM
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New Member
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QUOTE(saigetsu @ Dec 29 2016, 08:55 AM) 1. u can always complaint if the panel workshop is lousy. 2. not sure this one. probably can. Thank you for the reply. It looks like i wont be able to claim for the sport rim and they will allow me only to claim the original stock rim. This is so unfair in my opinion. Someone else bang my car and I have to bear the cost of changing my rim.
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Icona Pop
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Dec 30 2016, 05:06 PM
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Getting Started

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Hi, car got knocked down and sent to SC for repair. due to the sc delay, it took nearly 3 weeks for me to get back my car. So right now i get letter from insurance company stating i only can claim 5 days.. (rm30 x 5). anyone can help??
then for the police report I only got a receipt of RM8 but the picture report cost around rm20++ but police never issue any receipt.. What should I do?
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TSsaigetsu
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Dec 30 2016, 11:58 PM
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QUOTE(Icona Pop @ Dec 30 2016, 05:06 PM) Hi, car got knocked down and sent to SC for repair. due to the sc delay, it took nearly 3 weeks for me to get back my car. So right now i get letter from insurance company stating i only can claim 5 days.. (rm30 x 5). anyone can help?? then for the police report I only got a receipt of RM8 but the picture report cost around rm20++ but police never issue any receipt.. What should I do? Based on bank negara rules.. if adjuster say your car shoykd be repair in 5 days... Then u get 5 days only lor. But there is one ktard fight kaw2 with insurance company writing letter to ceo or durector or somethjnv.. he got extda days a bit. Mind mg typo coz not used to 4.7 inch ohone. Therrs nithinv u can do for q 2. Ask recript for what?
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TSsaigetsu
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Dec 31 2016, 12:00 AM
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QUOTE(c-lan^666 @ Dec 29 2016, 09:58 PM) Thank you for the reply. It looks like i wont be able to claim for the sport rim and they will allow me only to claim the original stock rim. This is so unfair in my opinion. Someone else bang my car and I have to bear the cost of changing my rim. If u rajin.. go make a fuss at financial mediation biro, customer sided one. They can force insurance comoany to pay uo to 40k... Go go and update here.
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michaelangelo
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Dec 31 2016, 09:55 PM
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Getting Started

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QUOTE(saigetsu @ Dec 7 2016, 12:03 AM) My fren didnt pay a thing. I paid rm60. Lets found out yours then. Just collected my keputusan last Thurs after 14 working days. The cost Photo * 2 = RM6 + Third Party Report RM4 + Rajah Kasar RM4 + Keputusan RM0 Total = RM14 . This is the keputusan SET although the keputusan is free.
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Icona Pop
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Jan 2 2017, 12:51 AM
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Getting Started

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QUOTE(saigetsu @ Dec 30 2016, 11:58 PM) Based on bank negara rules.. if adjuster say your car shoykd be repair in 5 days... Then u get 5 days only lor. But there is one ktard fight kaw2 with insurance company writing letter to ceo or durector or somethjnv.. he got extda days a bit. Mind mg typo coz not used to 4.7 inch ohone. Therrs nithinv u can do for q 2. Ask recript for what? So now the rm20++ given to the police for the report in order to release the car will not be claimable to me since there's is no receipt given by police?
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v1n0d
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Jan 2 2017, 01:39 AM
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saigetsu please advise on the following:
I had an accident earlier today where I knocked the car in front of me. Both of us have made a police report at the station. Took photos of the damage, collected my summons as I was the offending party. Since it's a public holiday, the officer informed us that we can only come to collect our stamped report copies on Tuesday.
1. Must I send my car for repairs only at a panel workshop to be able to claim? Is there an option for me to send it to the authorized car dealer I purchased and service the car at? 2. Am I able to proceed with the claims process with the current report I have in hand (signed, but not stamped)? Do I have to do all the running around, or can I just hand over to the workshop and let the agent handle it?
Thanks in advance.
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TSsaigetsu
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Jan 2 2017, 09:32 AM
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QUOTE(Icona Pop @ Jan 2 2017, 12:51 AM) So now the rm20++ given to the police for the report in order to release the car will not be claimable to me since there's is no receipt given by police? Mmg cannot. Got receiot or no receipt x boleh clain
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TSsaigetsu
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Jan 2 2017, 09:37 AM
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QUOTE(v1n0d @ Jan 2 2017, 01:39 AM) saigetsu please advise on the following: I had an accident earlier today where I knocked the car in front of me. Both of us have made a police report at the station. Took photos of the damage, collected my summons as I was the offending party. Since it's a public holiday, the officer informed us that we can only come to collect our stamped report copies on Tuesday. 1. Must I send my car for repairs only at a panel workshop to be able to claim? Is there an option for me to send it to the authorized car dealer I purchased and service the car at? 2. Am I able to proceed with the claims process with the current report I have in hand (signed, but not stamped)? Do I have to do all the running around, or can I just hand over to the workshop and let the agent handle it? Thanks in advance. 1. Yes. If u lucky panel is the service centre. Can check at website if the insuranxce. U can try your luck deal with insurance company. This is for quality n cost control. But even with panel, ull get genuine 2. Depends on your luck. Since this is your fault. Its unlikely. U can ask workshop do it for u for a small duit upah. Mine rm 60 la that runner offer me.
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v1n0d
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Jan 2 2017, 09:40 AM
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QUOTE(saigetsu @ Jan 2 2017, 09:37 AM) 1. Yes. If u lucky panel is the service centre. Can check at website if the insuranxce. U can try your luck deal with insurance company. This is for quality n cost control. But even with panel, ull get genuine 2. Depends on your luck. Since this is your fault. Its unlikely. U can ask workshop do it for u for a small duit upah. Mine rm 60 la that runner offer me. Alright thank you. Car is still under warranty, so I've been advised to only get it repaired at an authorized center. Will call my insurer again to find if there are any which are panel.
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TSsaigetsu
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Jan 2 2017, 09:49 AM
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QUOTE(v1n0d @ Jan 2 2017, 09:40 AM) Alright thank you. Car is still under warranty, so I've been advised to only get it repaired at an authorized center. Will call my insurer again to find if there are any which are panel. If can pls let us know ok. Tq
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a13solut3
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Jan 2 2017, 11:20 AM
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My case susah.
Need advise.
My car kena bang n knock by motor rempit which most probably trying to rob me.
Now I claim insurance with the police report but
1) the plate number use by motor is fake number 2) obviously another party does not make police report
The problem now is workshop panel say most probably I'll lose NCD as regardless it's my fault or not as my report stated that another party is using motor.
Is that correct statement by them?
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