Yo.. feel good to be back from bora2.

Anyway yes. Go call your insurance first. Not affect your ncd.

Tell them u want to claim od kfk.

Can.. Go find pesuruh jaya sumpah. Make statutory declaration that the other party at fault.. Then use the doc to claim the other party insurance... Supported with supporting docs.

Odkfk mmg x boleh for motorcycle if im not mistaken. Go claim third party lor. Ncd not affected.

third party normal third party lor. u claim against his insurance.

go to workshop say u wanna make third party claim.

Dalam hal sesuatu kemalangan seperti yang tersebut dahulu
pemandu kenderaan motor itu dan, jika terdapat lebih daripada satu
kenderaan motor, pemandu tiap-tiap kenderaan motor itu, hendaklah
melaporkan kemalangan itu di balai polis yang berhampiran sekali
dengan seberapa segera yang semunasabahnya praktik dan dalam
mana-mana hal dalam tempoh dua puluh empat jam selepas
berlakunya kejadian itu, dan hendaklah mengemukakan kepada
pegawai yang menjaga balai polis itu lesen memandunya dan, jika
dikehendaki sedemikian, perakuan insurans yang dikeluarkan di
bawah seksyen 90 Akta ini.
u didnt report within 24 hours meh?

i dunno. y not u ask insurance. if u report within 24 hours, should be atated in your report time and date.u

2. Dengan segala hormatnya dimaklumkan bahawa pemandu / penunggang nombor pendaftaran "motorbike plate number" telah / diberikan saman kerana kesalahan ... seksyen 52 (2) ...

3. Hasil siasatan pihak polis mendapati ada kecuaian dari pihak pemandu / penunggang kenderaan "motorbike plate number" dan tindakan diambil / dituduh di bawah kaedah / seksyen 52(2) ...

ooohh ok.

this means u can claim against him. but hisinsurance wont cover him coz he failed to report within 24 hrs. but no worries, u go ttell ur insurance u wanna claim third party. and then tell his insurance u wanna make third party claim

since motorcycle at fault, of coz u wanna claim from the motorcyclist. the prob is the rempit failed to report within 24 hours. thus, his insurance MAY decline to cover for him. Meaning to say, rempit has to fork out his own pocket money to repair your car.
now this is not fair to you. because LEGALLY, u cannot claim from the motorcycle insurance. if u still want to make claim, u will have to claim from YOUR own insurance. Thats why your NCD burn.
U can just try your luck claims against his insurance see how. any dispute, u can call BNM LINK and ask for advise.

yes. but ofcourse gor terms and condition. which one of it the other party should report within 24 hours.

thats why when it comes to claim from third party (rempit), most of the time it involves lawyer.

We wish to advise that under the Section C of the Private Car Policy, it states that your NCD will not be affected even if a claim is made if:-
a)      We are of the opinion that you are not at fault for causing the loss

b)      The offending vehicle is identifiable and is not a vehicle used for carriage of passengers for hire or reward (for example taxis, hire cars, public buses, stage buses, school buses and factory buses for hire)

c)      The offending vehicle is insured by a Malaysian licensed insurer

d)      There is no death or personal injury claim involved


There is no issue for the said condition (b) & ©. As for the condition (a), the motorcycle of Wxx1111 being charged by the police under Seksyen 52 (2) which define under RTA as the driver failed to report the accident within 24 hours. However, the police investigation result did not state the motorcyclist was at fault for the causing the accident. As for the condition (d), we need to study the third party police report for Wxx1111 if no injury is reported by the motorcyclist.

In order your NCD will not be affected even if a claim is made,  please arrange to let us have the following documents:-
1)      Police final investigation result

2)      Third party police report for WXX1111


Please do not hesitate to contact us if you need further clarification.

1)      Police final investigation result - pls get this, there is a sketch and bla2 in the report to show that motorcycle clearly at fault. the one u show is summon right?

2)      Third party police report for WXX1111

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mistake is highlighted in red