Damnit, yea ke... than its ok la, should penalise the workshop next time.

this is my 1st time purchasing car insurance through myeg. Need some advise & help here. Do u guys add-on CART? Plus i do add-on windshield protection for RM300. My car is myvi year 2015.

**After reading through the forum, i found out that can claim CART if report as third-party accident. But this CART for third party is already included under my comprehensive policy or i have to add-on for this?

Newbie here still trying to figure out all this insurance policy

This post has been edited by kb24: Nov 5 2016, 05:22 PM

Last time some BMW idiot whacked my beloved car, his bloody insurance compaby damn lansi and refused to pay me for loss of use. I told her off. If no pay, I will release the entire recorded conversation and their client's full details on social media.

After a week, they paid up.

I think i wrote it wrongly then. Lel. If someone hit u... u can claim loss of use against his insurance.

But if u accident and its ur own fault, of coz u cannot claim from third party.. so this is where CART is useful.

And piece of advice. To save more money, buy online direct from company, it gives u 10% discount... coz thru myeg u cannot get 10%.. 5% kot coz myeg is considered as an agent. Not direct

So best option and time is that u buy direct say etiqa, or amgeneral kurnia website... then next year renewal just call say want to reneq so tht no need to fill up all the stuff website required, and at the same time still get 10% discount.

This is better than report to bnm i guess... haha reputation >all

Finally understand how CART work. Thanks for the info ok will pay a visit to maybank

if accident alone, cannot claim cars or lou ? or got option can get additional protection for this?

Cannot. Must buy additional cover first

Thanks TS for this slot.

Some have answered this, but I think it is better for TS to clarify. So can I claim if a third party hit me and run but i managed to get hold of his car number plate? What happens if he does not report? Can i still able to proceed?

Tq

saigetsu hi bro, let's say let motorcyclist bang my car, can claim insurance and not affect the NCD? if yes what is the procedure like?

Yo.. feel good to be back from bora2.

Anyway yes. Go call your insurance first. Not affect your ncd.

Tell them u want to claim od kfk.

thanks for reply. so is od kfk not odn?

Wanna ask, if my car got banged from the back and the workshop said 2 weeks to fix..but actually its just bumper scratch and need to knock back and painting..nothing major..
I wonder if the 2 weeks is just for processing the claims/ waiting for police documents?coz i asked my fren, he said to fix its just about 1 day with painting and knocking..
Is it possible not to leave my car at the workshop for that long?...can i only bring the car there when the adjuster come for assessment? and arrange the time with the workshop to fix it..

Yes. Then after u got ur car repaired. MKe sure u check ur ncd. My case last time jilaka they zerorise my ncd (normal) amd they didnt restore it back to ori ncd %. So lucky i made a call and asked them to reatore it back. But that company mia system still ahow zero ncd. Prolly system slow. so I renewed insurance with other company. Got my ncd back.

Thats long for normal repair n normal for insurance repair. U wanna claim against third party or own damage claim?

I called my insurance company TM and they told me to go to TM panel workshop and claim from them first.will not affect my NCB.then they will claim back from the person at fault's insurance company..
btw, is there a deadline to claim for insurance?coz i would need to use the car for work...

Call insurnace company first how long can u delay. Last timei call askper.ission. they give 2 weeks. Coz lateru can dmage ur car more and claim macam2... so they dun trust u.

Involved in a pile-up in a slow traffic. A luxury car bang 3 cars before hitting mine (direct impact), and my car lunge forward and hit a 4x4 in front.

Let say, if the driver of the luxury car lost conscious before hitting all of us, is there any complication in claiming? And who should/can I claim it from, beside OD?

Any assist in this matter will be appreciated.

I got question. Some say that if motorbike hit my car, even if not my fault, I cannot claim from their insurance? Is this true?

If chain collision, always claim people behind. Claim od kfk ncd not affected.

Thanks for the input. Just received call from traffic department yesterday evening, the sergeant said it's a no-fault collision thus all 5 cars can only claim own insurance (NCD unaffected).