Insurer is sending over a tow truck to my house to collect my car. They will send it direct to their manufacturer (Honda) panel, which is the main center in Glenmarie, but repairs will only start once I submit all required documentation, which hopefully should be by tomorrow.

Yes n no. Yes ull lose ncd not because the third party using mtorbike, but more on the other party using fake number. U cannot claim from legitimate rider. U will be safe if the ofher party make police report using real plate number. Pls update us ur development

But your workship is right if, the rider using legit motorcycle... And that rider injured. Once rider injured, regardless his fault, court will say ur fault ada jugak contribute to accident so u must pay the injury. Thus ur ncd burn

Does Etiqa Takaful still give 10% discount on insurance premiums?

ALL insurance and takaful give 10% discount if you buy motor insurance/takaful online or direct branch.

What if someone knocks you and admits it (damage very bad) but you don't have license? Can report?

Can report... U kena saman. Insurnace can claim coz not ur fault.

Any idea how much is the saman? I was driving my friend's car and a car was stationery at the junction suddenly he just pressed the gas and hit me. He said he accidentally pressed gas instead of brake. My friend got there since it was just near his house and the driver admitted it was his mistake.

saigetsu am I eligible to claim loss of use?

Since its your fault, no. But if u extend your coverage to cover yourself for loss of use in the event u are party at fault yes. The cover is called compesation against repair time. Or cart. Go call your insurnace see u bought or not.

Alright, thank you.

Hi guys and sifu sekalian,
I had an accident, hitting an abandoned lorry tyre on MRR2.
I had comprehensive policy on a 13 yearold car, OAC

So I called a tow truck with the insurance company, picked up my car and sent to a panel workshop in selayang. It was 4 am in the morning.

Then i made a police report at trafik police station at 4 pm later that day, met with sargant, and he wanted to see the car himself.
The towtruck fellow say he will settle with him, and will submit claims on my behalf.

So right now, I have just received sms from insurance company that they have received the claims and working on it.

My question is, how do i make sure/confirm, the claim is a No-Fault claim or not?
I have called the insurance office, and they keep saying they will settle and no worry without giving me answers.

Thanks.

you did not practice safe drive, so its your fault. Your 55% ncd is gone. you have no other party to blame.

BUT, you can try your luck, but i think its too late already. if the tyre is on the middle of the road, you can claim from mrr2 lor. now that you already initiated claim with your OWN insurance company. i think gone case. Try approach lawyers, or even ask OAC whether can claim from mrr2 or not.

Well, the tyre on the flyover , notice it too late.

If wanna claim mrr2, which contact should i follow through?

Thanks for the info!

Hi,

Need advise, my car was hit by a langsi big car bmw. The damage is tiny, hit my right back bumper and it got scratch and paint is peel off.

He asked me to report police and which i did. The sergent said cannot claim his insurance since the damage is so little.

So what else can i do to teach this langsi?

Can claim third party. But his ncd will be gone. Discuss with him since damage is little. U cannot claim if its your own fault.. (actually can but if got excess in your policy u might not be able to claim)

Tell him if he still langsi u will claim third party. But need to know his insurnace company first

Caught up in minor accident last night.

U know those straight stretch of road with 2 lanes, and there will be traffic light for right lane car to turn right to the junction. See below 2 images





So I'm A and the other guy B. The B lane is going straight only lane, but my lane is either go straight or turn right lane, but usually ppl will turn right there.

Few of the cars in front of me turn right, but i'm going straight and this B car came in from left lane to turn to right into the junction and then I hit his car. My car damage was left front bumper and his car right back bumper.

Additional info, he did gave signal though and i'm unsure if my lane is turn right only or both go straight or turn right, but my instinct told me is the latter.
He said that i never gave signal but i'm going straight, what signal should i gave? And i told him that his lane can't turn right, no way i can see him even he gave signal.

So questions are:
1) Sarahan who? Me? Him? Or both of us sarah?
2) Can I lipot polis after 24 hours as we discussing on settle outside
3) If i lipot, who polis will think salah? Since was me hitting his butt and there was no proof that he made that turn at the lane that not supposed to turn, as we always heard in msia, no matter what u did, whoever hit ppl behind is the one salah lol

Any advise?

report faster la wei... he is at fault. haiyoo... if u delay in reporting, insurance may decline. now what u need to do is call your insurance... tell them first, afterthat go lodge police report. ask the other to do the police report as well.

okok bro, will contact my insurance agent asap.
becoz the B driver wan to settle..

but if report won't polis said i'm the 1 salah since i hit his butt?

No its his fault. Buck up and be a man fight for your right .

Received DV then I signed back with setem hasil, after 14 days no money received then I call back they say need to sign new DV and they sent me via email PDF, now another 14 days passed I still yet to receive my claims.

*Liberty insurance, as sucks as the insured party.
The insurer crashed into my back of my car then come down threaten want to beat me, now insurance don't want to pay loss of use.