Adjuster report will show manhours required. How the insurance company going to judge the total days?

Try 8bhours. How many days? Then make sure atleast u got that amount of money

It is subject to the insurance company judgement. My point is the compensation will never inline with the actual total lost of use days. The lost of use definition for insurer, insurance company and workshop are different

Thanks a lot for the info brother! Wish I see this earlier.

I claim twice, nv gget a single cent.

U should complain to bnm telelink. A show cause letter will be issued to the ceo yo!

I got into car accident, I sent my car to own insurance panel workshop, claim OD at first as I need to wait police investigation outcome. Finally the result is the other party fault.

Now I already got my car back from workshop and they submitted required documents to insurance company. I have told insurance to change it to ODKFK.

I got my car back before CNY 21/01/2020, currently I check my NCD it becomes 0%. I am upset as I plan to buy new car soon this year, my NCD was 55% now become 0%. I called insurance and they told me they already settle the case and workshop bill. Is it normal they will reinstate my NCD later time?

Yes. U need to provide them the polcie report keputusan to the insurer so that it can reinstate the ncd.

which insurance company u use?

Allianz. Very slow. Need to call and chase many times otherwise the approval will takes forever. Customer service confirmed workshop already submitted documents including the police investigation outcome (the other party fault).

All documents are already in their system for one whole month, status OD and my NCD became 0%. This afternoon called up the person in charge and he changed my claim to ODKFK immediately after I requested. Not sure when my NCD will be reinstated back.

This post has been edited by la bella: Mar 5 2020, 11:25 PM

Hi sifus,

I'd like some advise on my case please.

So last year I sold my car in August to a 2nd hand car dealer.
I did not call up my insurance company to cancel my car insurance policy ( did not know got such thing at that time ).

Just last week I received a letter frm my car insurance company stating that my car was involved in an accident last year in November, and that the person is claiming bodily injury. How bad the injury is I have no idea.

I have since gone ahead and make a police report, gather my eauto document to show ownership transfer to 2nd hand car dealer, etc.

Thing is I spoke to the insurance company and they said that with this info, they will be declining the insurance claim, but I will still be the defendant. Worse to worse 50%-50%.

I dont quite get it - if the insurance company is not liable to pay, then why am I liable to pay?

Sorry if this have been posted. My car was parked outside the house and got hit by another car (hit and run) but fortunately, the other car plate number fell and we could at least tell who is the culprit. Made a police report this morning.

How would the process be? Can I still claim the other side; if he don't make a report?

I was in your position few years ago. Insurance company got declaration from court that the insurance is void and unenforceable. The case is still ongoing now and the claimant is suing the insurancr company for the judgement sum. Insurance lawyer wrote a letter to me saying they will seek indemnity from me if they are force to pay the claimant.

Lesson learn, we should not tell insirance that the car is sold.. They will take what ever agreement we have and get court to declare insurance void.

Not to scare you but this is the beginning of a nightmare.

Hi, I got hit by others and plan to repair earlier. But due to MCO, so tak jadi repair.

Now, my insurance expired. When I renew, still can claim for the accident? Since it was previous term already...

Hi ,my car got bang by motorcycle. Sargent said motorcycle at fault but hard to claim because the one that bang me not owner and its 3rd party.he said try to confirm with workshop and workshop said the same thing..i need to claim from my own insurance and ncd might be zero..is it true?can i get cart too even though im not subscribed it?

Same case with..police wont print copy report..now workshop also not helpful insist to get report..i just know need to report within 7 days to insurance company..

Hi guys, I have case where car had an accident knocking metal rail divider. Car badly damaged on front part.
Car is insured to RM44,000.
Service center quote RM80,000 repair cost.

6 years old vios

What should I do in this case?
Can my insurance cover the repair cost or should I claim total loss?

This post has been edited by guardians: Jun 10 2020, 02:07 PM

Wow! Tons of useful information here. Very good thread indeed.

This post has been edited by Ewww!: Jun 15 2020, 01:57 AM

Why this no longer pin thread ?

I got one general question. Said i buy comprehensive insurance for my car for 8k.

Hit a another motorbike and the cost to repair my car rm5k, motorbike lost rm3k, motor rider patah kaki cost claim ??

How the car sum insured of 8k to distribute between that and if not enough how much insurer need top up ?

MCO - loss of use. How?

Before MCO and corona virus, my car got accident, then the aunty who bang my car didnt report police, after all the hassle and after MCO. Total loss of use in my definition is 100 days (days since it enter workshop)
I ask the other party insurance to compensate RM 100/day x 100 since my car is brand new, and i am paying that much in installment. this is aside from all the taxi i am paying during this period.
But after few months they reply me say compensate RM 120.00 in total only.. 120 is like 3 days taxi fare only.
how to fight this?

Feel bullied, since its not my fault there is a delay, that aunty dont want report police, make the workshop dont want to repair cause insurance side pending.
sad la.. this is corporate bully MSI-G

This post has been edited by halofujima: Jul 3 2020, 05:49 PM