Hi bro saigetsu, understood this thread is for claiming loss of use, but appreciate if you could share your experience on the below!

My car (20 year old saga) was hit by a motor (normal motorbike, 125cc type i think) from behind last weekend. Both of us have made police report. The motor rider stated his police report that he hit my car from behind, and he was fined. I wasn't fined. Keputusan report will only be ready in another week.

My car insurance is 3rd party (Tune Protect), while the motor's insurance is comprehensive (Allianz).

I'm planning to claim the motor's insurance and loss of use. I'll be repairing the car at a workshop that doesn't do insurance claims because need it to be repaired fast, thus will pay first and claim later. The repair cost is estimated to be RM 1000.

I need the loss adjuster report to claim the motor's insurance. My insurer and the motor's insurer say i need to get the report myself. A loss adjuster i contacted say the report will cost around RM 500 for damages below RM 5000.

Question:

1. The loss adjuster quote me around RM 500 for the loss adjuster report, the amount is reasonable?

2. The loss adjuster say the insurer will reimburse the fee for the adjuster report, on top of the repair cost for my car, is this true? Say the loss adjuster report cost RM 500 and repair cost is RM 1000, i'll get RM 1500?

2. Since I need to fork out RM 500 first for the loss adjuster report, would like to know how likely my claim on motor's comprehensive insurance would be successful ? I've asked a relative, he say very hard to claim motor insurance...

Thanks!

This post has been edited by nasiayam: Jul 16 2018, 12:16 AM

yeah will try my luck and see how it goes... thanks for the reply~

*fingers crossed*

finally got my claims, more than 3 months after accident, can cover 90% of the repair cost

so Third Party Property Damage claim against motor is possible!

This post has been edited by nasiayam: Oct 22 2018, 10:04 PM

he was injured but not serious, called ambulance for him, but not sure if he claimed my insurance since his was comprehensive

if he injured then i'll have issue in claiming his insurance?

This post has been edited by nasiayam: Oct 23 2018, 01:03 PM