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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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CalvinCLK
post Mar 10 2016, 09:33 AM

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QUOTE(ronnie @ Mar 9 2016, 12:04 PM)
Maybank i've tried... but now asking more questions
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I think a lot of ppl like us here is doing it. I plan to do another round of 12K 6 months but thinking twice now. Later they investigate me under AMLA. sweat.gif sweat.gif
jenli_84
post Mar 10 2016, 02:00 PM

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QUOTE(brotan @ Feb 25 2016, 02:09 PM)
2 weeks is more than enough
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just submit my BT yesterday. Today got calls from aeon for verification. That's fast.
sms2u
post Mar 11 2016, 10:40 AM

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QUOTE(jenli_84 @ Mar 10 2016, 02:00 PM)
just submit my BT yesterday. Today got calls from aeon for verification. That's fast.
*
what time u submit? if u submit in the mornig, u may receive verification call on the sameday
jenli_84
post Mar 11 2016, 10:55 AM

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QUOTE(sms2u @ Mar 11 2016, 10:40 AM)
what time u submit? if u submit in the mornig, u may receive verification call on the sameday
*
i submit during lunch time. Received call the next morning n sms in noon =)
CalvinCLK
post Mar 15 2016, 04:26 PM

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QUOTE(ronnie @ Mar 9 2016, 12:04 PM)
Maybank i've tried... but now asking more questions
*
Bro, may I know which other banks have you tried asking for overpayment transfer pls? I plan to do it again coming week. tongue.gif

This post has been edited by CalvinCLK: Mar 15 2016, 04:26 PM
anwa
post Mar 16 2016, 07:27 AM

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Got ambank BT after a long delay, which mean excess of funds in my maybank visa card (have already paid the statement balance last month). Called up CSR just now to transfer $5k to amex to clear the balance there, and the remaining access of $20k to savings account. No questions asked, said will be completed in 3-5 working days.
tbheng
post Mar 16 2016, 08:27 AM

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QUOTE(anwa @ Mar 16 2016, 07:27 AM)
Got ambank BT after a long delay, which mean excess of funds in my maybank visa card (have already paid the statement balance last month). Called up CSR just now to transfer $5k to amex to clear the balance there, and the remaining access of $20k to savings account. No questions asked, said will be completed in 3-5 working days.
*
You did BT to Ambank 35k with 0% and no charged? No statement required? Card feature or promo?
Saw in Ambank website on 0% BT promo end this month. Not enought time to apply. Hope they extend.
kamikraze
post Mar 16 2016, 10:36 AM

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Is there any certain amount that worth to do BT? I got some credit in CIMB cc and plan to BT to Maybank. Amount about 2k only.. wanna try BT
TSbrotan
post Mar 16 2016, 10:37 AM

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QUOTE(kamikraze @ Mar 16 2016, 10:36 AM)
Is there any certain amount that worth to do BT? I got some credit in CIMB cc and plan to BT to Maybank. Amount about 2k only.. wanna try BT
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any amount is worth it provided you calculate the cost involved (each bank different)
anwa
post Mar 16 2016, 11:43 AM

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QUOTE(tbheng @ Mar 16 2016, 08:27 AM)
You did BT to Ambank 35k with 0% and no charged? No statement required? Card feature or promo?
Saw in Ambank website on 0% BT promo end this month. Not enought time to apply. Hope they extend.
*
RM30k. As per the 0% promo TnC, that's the maximum amount. No charge. No statement required. I'm still trying to spend RM1300 for the RM388 cashback and RM1500 for the current lucky draw promotion.
CalvinCLK
post Mar 16 2016, 12:12 PM

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QUOTE(anwa @ Mar 16 2016, 11:43 AM)
RM30k. As per the 0% promo TnC, that's the maximum amount. No charge. No statement required. I'm still trying to spend RM1300 for the RM388 cashback and RM1500 for the current lucky draw promotion.
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Is there a lucky draw promotion? Which one?
anwa
post Mar 16 2016, 01:07 PM

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QUOTE(CalvinCLK @ Mar 16 2016, 12:12 PM)
Is there a lucky draw promotion? Which one?
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Sorry my mistake, its spend and get rewarded. First come first serve I think.


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sms2u
post Mar 16 2016, 02:46 PM

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QUOTE(CalvinCLK @ Mar 16 2016, 12:12 PM)
Is there a lucky draw promotion? Which one?
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You should discuss here
https://forum.lowyat.net/topic/2060390

off topic,
The promotion is end this month
It is too late to join the promotion as u need to spend in 2 months consecutively.

QUOTE(anwa @ Mar 16 2016, 01:07 PM)
Sorry my mistake, its spend and get rewarded. First come first serve I think.
*
You should discuss here
https://forum.lowyat.net/topic/2060390

eastwest
post Mar 16 2016, 05:10 PM

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QUOTE(brotan @ Mar 1 2016, 12:07 PM)
Yes better

But you need to make sure the bt installation is paid
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what happen if not paid?
TSbrotan
post Mar 16 2016, 09:08 PM

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QUOTE(eastwest @ Mar 16 2016, 05:10 PM)
what happen if not paid?
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Then u pay late payment interest lor
eastwest
post Mar 17 2016, 09:17 AM

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If I have around 5k unpaid CC, should I do BT or just stick to existing payment?
TSbrotan
post Mar 17 2016, 10:34 AM

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QUOTE(eastwest @ Mar 17 2016, 09:17 AM)
If I have around 5k unpaid CC, should I do BT or just stick to existing payment?
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if you can BT with lower or 0 interest rate, of course BT

but then you must still pay them finally, in monthly installments
eastwest
post Mar 17 2016, 11:59 AM

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QUOTE(brotan @ Mar 17 2016, 10:34 AM)
if you can BT with lower or 0 interest rate, of course BT

but then you must still pay them finally, in monthly installments
*
thank you...
laymank
post Mar 23 2016, 02:36 PM

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Any recommendation for 0% interest 12mth/6mth BT for RM50k?
Due to credit limit, may have to target different cards.

Thanks!
sj0217
post Mar 23 2016, 02:47 PM

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QUOTE(laymank @ Mar 23 2016, 02:36 PM)
Any recommendation for 0% interest 12mth/6mth BT for RM50k?
Due to credit limit, may have to target different cards.

Thanks!
*
FYI, your new sign up HSBC card is entitled for 0% for 6 months BT, you may refer HERE

This post has been edited by sj0217: Mar 23 2016, 02:47 PM


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