Caltex Cash Back 25% for weekend

Petronas, Shell, BHP, ESSO and Mobil Cash Back 20% for weekend

Tesco and Giant Cash Back 20% for weekend

This just some of the Cash Back....

Detail please refer to the bank.....

Anyone here using AM Bank Credit Card?

Just 1 to know anyone got the Cash Back since the promotion started? Bcos just confirm it is real....

Because the total pool is RM 2 000 000 for 10 mths. From June 2011 to March 2012....

Its real but be aware of the fine terms and conditions.

1. Rebates given in spending blocks of RM100 for non-petrol and RM50 for petrol, means you get nothing if you spend short of RM100, and you will get nothing for anything more than RM100 and less than RM200.

2. Limit to RM80 per month per customer, first come first serve.

To benefit you really have to do some planning (to spend more than RM100 if its for non petrol), as well as take some risks (that the rebate hasn't run out for the month).

Yah, this was just discussed at ronnie's How Much Cash Back I Earned Thread. The 20% cash back started months back and will run to March 2012. I have written about the 20% cash back in June 2011 in my blog titled AMBank Credit Card Promo where I mentioned that best chances of getting cash back is on the 1st Saturday of every month and the next day your chances gets slimmer and don't hope to get any cash back if you swipe on the last weekend of the month.

Actually I don't know if this matter deserves a new topic, it will be same as ronnie's thread where people will just report how much cash back they earn.

ronnie, how about you rename your thread to Credit Card Cash Back - report your cash back and promos.

This post has been edited by Gen-X: Oct 6 2011, 04:45 PM

thanks, I could not find it, tats i post another topic....

Bro, it just happens i saw the how much earn i earn thread....

BTW, I m new this area. How to find your blog outside of this forum?

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Added on October 6, 2011, 5:10 pmI follow it la but didnt get bcos spend on 2nd week of the month.....

Bcos the CSR told me 2nd week still can get ma.....

Looks CSR nowadays, really x blh pakai.....

Luckily find out, if not goin to miss more cash back.....

This post has been edited by NewGUY: Oct 6 2011, 05:10 PM

huh? my blog address http://creditcardsmalaysia.blogspot.com/

I do think it is good if someone can list and update all the current cash back offers from different cards and ronnie is good for the job (doing a wonderful job for OCBC TMC), just don't know if he wants to update so many threads, hahaha.

i swipe ambank card only on 1st saturday of the month, before 9am, then can only get the cashback, seriously

this is bcoz, only the first 2,500 swipes (that meet the terms & conditions) will get the cashback.

i pump petrol at saturday 00:01 then go to tesco at 8am, finished paying by 8:30am usually.

(and yea, noticed another people paying there @ tesco also using ambank card)

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Added on October 6, 2011, 5:30 pmi swipe at 1230pm on 1st saturday of the month - and i didnt get the cashback

This post has been edited by erry-: Oct 6 2011, 05:30 PM

30 minutes of grocery shopping ??? lol, i wont feel surprise at all if there are so many cars queuing up at petrol station middle of night on 1st sat of the month

already list down what want to buy and the price (from the newspaper ads a day before) ~

This post has been edited by erry-: Oct 6 2011, 05:39 PM

which month is it? from my records, i got mine cashback even sometimes on the second week transaction.

This post has been edited by rickkywong: Oct 6 2011, 10:17 PM

if that's the case, guess i have to avoid pumping petrol during that period
by the way the cashback block is really not worth it for those who doesnt spend much

for family, its easy to purchase groceries for rm100

i saw someone in how much cash back earned thread,

got 1 member he get max cash back. how is it possible?

Pump RM 50 caltex on 1st wk 1st sat, cash back 25%= RM 12.50.

Your petrol tank not more than RM 100...

Then let say he lucky, groceries at Tesco RM 100, cash back 20% = RM 20

Total RM 32.50.....

Just wonder how he max out.....Unless the guy crazy enuf, to stock up petrol la....

if i'm not mistaken, you should talking about me. Yes, i almost max out Am Bank 20% cash back every month since their last year promo started.
I usually spent on the first week of the month either Sat or Sun. I'll pump RM100 petrol (Petronas & not Caltex because i feel petronas fuel give my car better power) and spend RM300 at either Tesco, Jusco or Giant to stock up one whole month groceries for a family.

1st case scenario
If you are aware, sometime Tesco do give RM10 voucher for every RM100 you spend at Star paper ads. With these Tesco vouchers, i'll perform three separate payment of RM100 each in order to fully max out Am Bank and Tesco promo. In other word, total RM300 spend at Tesco giving me back saving of RM90 (saving of 30%).

2nd case scenario
Happen on Jusco sales promo for members whereby entitle to extra 5% discount on supermarket items. I'll stock up all daily needs if the price is really cheap. Eg: 1 bottle of shampoo normal price RM12.90, promo RM8.90 + 5% (must purchase with member card) = RM8.45 per bottle (saving of 35%). Usually, i'll buy ten bottles to stock up for the whole family. Look into others product too such as milk, milo, coffee and others if they are really cheap. And don't forget to check the expiry date before you buy because you are going to use it for long time if you stock it up

I agree that it's not easy to spend so much on groceries if you are single. However, Tesco, Giant and Carrefour do sell others product such as electrical, garment, furniture and etc...By having a proper planning in advance, each first week of the month i am able to save at least RM80 for my spending. What to do? Have to save since all the price is shooting up due to inflation.

This post has been edited by rickkywong: Oct 7 2011, 01:13 PM

Petronas good for long distance....

Petrol is in a block of RM 50 ma, so petrol how u swipe 2X? dun tell me u go there with 2 car.....

How u pay 3x times just in 30 mins time? is there 3 different ppl shopping?

Looks single is better to stock up petrol....haha, standby at petrol station with many giant bottles....haha

This is the only reason why i still keep my Am Bank cc card. Beside this 20% cash back promo, during the month of Aug 11 i've made a purchase of RM16200 and convert it to 0% flexipay for 9 months. So, i keep the money in FD and pay the bank back monthly while enjoying FD interest from bank.

This is where i learn from bro Gen-X. I have read all his article in his blog and learn so much on how to fully utilize the cc benefit... Thank you bro Gen-X for sharing with us his experience.

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Added on October 7, 2011, 1:29 pmI'll plan earlier in order to pump RM100 into my car, if not then i'll ask my wife to pump her car too...(RM50 x 2 cars)
Separate those groceries into 3 groups and make 3 payment transaction (with tesco voucher) at the same cashier counter, no need 30 min time or 3 different ppl shopping.

By the way, i do tried before spend on the second week Sun and still entitle to the 20% cash back. Maybe that time the promo just started and not much people aware about it. But now, i think better to spent on the first week Sat of the month in order to have higher chances.

This post has been edited by rickkywong: Oct 7 2011, 01:34 PM

Ambank offer 0% flexi pay ? any handling fees ?

Bro, you just made my day saying you read all my articles. Makes it worthwhile for me to continue writing. Thank you thank you.

Bro, how come you never read my AmBank Promo article? I mentioned it back in June.

oops, its indeed a good deal. 9 months at 0% but it expired already on aug

Bro, i really enjoying reading your blog. every week i'll at least 3 times click your blog to see if anything new. since last year when i started to read your blog, i & my wife started to cancel unnecessary cc & apply the best cards for us. At first, my wife is very worrying as i keep on reading your blog all about cc and worry that i'll get into trouble with it if i didn't manage it properly.

But now, she started to understand & even share with me whenever she saw some promo ongoing as after we learn from you we are able to save more than RM2000 per year from our credit and debit card (that's enough to pay off both our car's yearly insurance & roadtax).

Once again, thank you so much for the effort to share with us and hope you will keep it up...

here's mine:

rm100 petrol (car with 60L tank capacity & above can easily filled up rm100 when fuel warning appear )
rm100 groceries @ tesco/giant
rm100 jusco superstore (clothes)
rm100 topup (usually touch-n-go @ shell or just prepaid @ tesco)

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Added on October 7, 2011, 2:49 pmyes, previous promo is free (no handling fee) for 6 & 9 months.

This post has been edited by erry-: Oct 7 2011, 02:49 PM