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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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David900924
post Jan 17 2015, 05:11 PM

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i done bt transfer to aeon every month since last year till today also never had problem, so far always approved, it is nice to have points for bt too smile.gif

Any other bank offer bt with points n 0% interest beside aeon?

This post has been edited by David900924: Jan 17 2015, 05:13 PM
David900924
post Jan 17 2015, 05:29 PM

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QUOTE(pisanq @ Jan 17 2015, 05:19 PM)
what is the last date u did successfully?
*
I apply bt to aeon for my maybank 2nd jan, saw the credit on my maybank on 13th.
David900924
post Mar 15 2015, 04:18 PM

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guys may i know Public BT have cooling period rules like Aeon, once every 6 months? Since MBB no more 0%, now only AEON and Public.
David900924
post Mar 18 2015, 10:17 PM

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Guys may i know if public bank bt no ned statement is true? If u trnasfer more than the outstanding to get advance cash with 0% interest ?
David900924
post Mar 21 2015, 08:29 AM

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QUOTE(pisanq @ Mar 20 2015, 10:14 PM)
yes. i cancel my aeon bt means the one i plan to overpaid to aeon cc, so that i can cash out from my aeon cc acct. wasting time cash out from aeon if they play that "game"
*
Hmm beside public bank, which bank can do overpaid too?
David900924
post Apr 2 2015, 10:18 PM

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Affin now got promo 0% for 6 months, n hsbc 0% for 3 momths
David900924
post Apr 27 2015, 12:43 PM

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Guys, can I BT citibank ready credit to other bank's CC?

Example I cash out 3k from ready credit and apply BT to other bank.

This post has been edited by David900924: Apr 27 2015, 12:43 PM
David900924
post May 28 2015, 09:02 PM

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QUOTE(RokXIII @ May 23 2015, 01:36 AM)
it depends on if statement is needed for bank B when applying BT.
for example, PBB doesn't required statement, so you are allow to BT more than 5K.
*
Not only pbb, rhb also no ned statement for the past few years.. with 1.2% fees for 6 months, 0 interest
David900924
post Jun 6 2015, 07:43 PM

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Hmm so currently only these banks offer 0%

Public bank, 6m
Aeon Credit, 6m
HSBC 3m

and lowest % will be RHB, 1.2% 6m.

Anything I miss? The citibank 0% already due rite?
David900924
post Jun 11 2015, 07:43 AM

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QUOTE(preakzz @ Jun 10 2015, 04:25 PM)
New to PBB customer eligible for 0% interest and fee for 12 months BT. Min 3000  BT and have to spend 1000 within 3 months after approval. I've just applied.

Existing customer 2% upfront for 12months or 6 months no upfront.
Just sharing smile.gif
*
I juz call the CS and confirm this promo, even I juz got card 3 weeks ago, still eligible for it!! nice biggrin.gif

I forget to ask, can I BT from PBB to other bank? if yes which bank cant? coz last time go forummer did mention some bank dont allow.
David900924
post Jun 12 2015, 08:55 AM

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weird, of so many banks, why affin decline my application for CC. sucks, i use the same document for other banks.

I guess it is true credit card CL play a big role, bank see it as your commitment, the more CL you have, the higher your commitment in bank.

This post has been edited by David900924: Jun 12 2015, 09:00 AM
David900924
post Jun 14 2015, 04:17 PM

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any1 succesfully bt from other bank to Aeon with excess amount?
Example: ur bill statement for Bank A only RM600, but fill the form as RM1,000 to fulfill the minimum. or instant reject?


so far the bank without the need of statement: RHB,HSBC,PBB

This post has been edited by David900924: Jun 14 2015, 04:19 PM
David900924
post Jul 19 2015, 08:51 AM

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QUOTE(jes88 @ Jul 16 2015, 02:03 PM)
But the BT amount is more the cc amount, cannot said double payment  sweat.gif
*
juz be honest, i just say it is bt from other bank and I want to transfer to my CASA. easy and no further question been asked. I did this 4 times n smooth.. amounting from 12k to 5k.
David900924
post Oct 10 2015, 08:08 AM

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Just to share, i never know hsbc still offer 0% to me eventhou inot eligible anymore after a call then when told him to hrlp me cancel my card since it is a rubbish, he immediately say will help me get 0% bt and it is approved since last week smile.gif gonna do that again after 3 monoths, i guess it may work for other bank too...
David900924
post Dec 14 2015, 09:50 PM

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Damn pbb promotion end of this month sad.gif
David900924
post Feb 12 2016, 07:26 AM

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Anyone experience late transfer with Maybank?

Maybank transfer excess amount to saving account required 2 weeks compare to 3-5 days last year.

David900924
post Feb 15 2016, 10:04 PM

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QUOTE(sugarcookies @ Feb 15 2016, 08:27 AM)
I made the request on 2/2/2016 and only saw the excess fund in my saving account this morning (I did check last Friday/Saturday online but didn't see it though) but the transaction date shown 12/2/2016. So it's within the 8 working days timeframe that MBB mentioned.

I think better try other banks for any new BT-er, and for those BT-sifu would be grateful if you could share your experiences on the efficiency of excess fund transfer for other banks  notworthy.gif
*
I made request on 29th jan and today cal again today to follow up, say will be available on 17th.

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