anyone tried BT 0% for ambank cc? get the rm388 cash back.

anyone tried BT 0% for ambank cc? get the rm388 cash back.

new HSBC Credit Cardholder 0% p.a. for 3 months
Promotion valid until 31 March 2016.

wah 0% BT already a bonus , somemore can get RM388 CB??
Me old card member sure wont get that CB.


luckily PBB continues its 0% BT till Jun 2016, just emailed out the BT application ,to 90% of my available CL this time, hopefully approved....as
some managed to do BT at 100% of available credit right?

This post has been edited by guy3288: Jan 4 2016, 11:13 PM

PBB is real fast, already approved my BT at 90% Credit limit, next time may be can try BT at 100% CL.

So far i felt Public bank is the faster and the easiest on the processing BT.

thats for the update
it really is a good news!

Where you saw this promo? mind to share?

The RM388 is when you swipe RM1,300 within two months of receiving your card but not applicable for Balance Transfer.

Hi guys, I am some basic question on BT mechanism, first time doing it.

Using this campaign as an example:
https://www.pbebank.com/pdf/Promotions/form-bt.aspx

So I want to swipe an amount of RM12000 using Aeon credit card and BT to Public Bank.

1. Swipe RM12000 using Aeon CC.
2. Fill up the BT form and send to PBB.
3. For 0% 6 months duration, I need to pay RM2000 per month to Public Bank for 6 months.
4. I do not need to pay anything to Aeon.
5. I do not need to pay any hidden charges to Public Bank.

Do I need to inform Aeon?

Thank you

p/s what benefit will Public Bank get from doing this? 0% interest

This post has been edited by Human Nature: Jan 6 2016, 12:50 PM

4. No
5. No

To retain customer perhaps.

Early settlement have RM100 penalty.

yup correct, since pbb don't need statement as well. no need inform aeon. pbb earn from keeping you using their cc. of course they don't expect you to only do bt with them. lol...

Thanks for the quick reply. How is BT going to affect us? Will it cause any damage to our credit rating? Problem when applying new CC from another bank?

you will be viewed as still owing pbb lol...

Hi, just to check. You do balance transfer from your Aeon CC to Public bank right? Meaning Public Bank accepts BT from Aeon?

hey, pbb 0% balance transfer still on

just that need at least 6k

edited on post #1

This post has been edited by brotan: Jan 6 2016, 01:46 PM

YES.

PBB is enticing u to accumulate your debt with PBB n hope that u are late to payment or make partial payment so that it can charge u high interest.

Do you still get the watami cashback and reward points?

ah okay

of course still get.