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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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TSbrotan
post Jan 6 2016, 02:45 PM

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QUOTE(victorywp @ Jan 6 2016, 02:38 PM)
of course still get. nod.gif
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how are you guys coping with once every 6 months BT?

hand kinda itchy
victorywp
post Jan 6 2016, 02:52 PM

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QUOTE(brotan @ Jan 6 2016, 02:45 PM)
how are you guys coping with once every 6 months BT?

hand kinda itchy
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last time i did once a month. but since they revised once every 6 months, i just follow their rules and apply once every 6 months. not too hard to cope with this bt thingy since i can manage my 10+ pcs cc. lol...
Human Nature
post Jan 6 2016, 08:53 PM

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Do I need to wait for the transacted amount to be posted on my Aeon CC statement before sending the form to PBB? or as long as it is posted under unbilled transaction, I can send the form already? TQ
victorywp
post Jan 6 2016, 08:55 PM

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QUOTE(Human Nature @ Jan 6 2016, 08:53 PM)
Do I need to wait for the transacted amount to be posted on my Aeon CC statement before sending the form to PBB? or as long as it is posted under unbilled transaction, I can send the form already? TQ
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pbb bt doesn't request for that, right? you can send the form anytime.
Human Nature
post Jan 6 2016, 08:59 PM

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QUOTE(victorywp @ Jan 6 2016, 08:55 PM)
pbb bt doesn't request for that, right? you can send the form anytime.
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Yeah they don't require statement. So meaning once PBB approve and pay to Aeon, the amount will not even appear as outstanding in my next Aeon statement?


TSbrotan
post Jan 6 2016, 09:48 PM

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QUOTE(Human Nature @ Jan 6 2016, 08:59 PM)
Yeah they don't require statement. So meaning once PBB approve and pay to Aeon, the amount will not even appear as outstanding in my next Aeon statement?
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It will just appear there's a debit to your cc like you pay yourself
Human Nature
post Jan 6 2016, 10:02 PM

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QUOTE(brotan @ Jan 6 2016, 09:48 PM)
It will just appear there's a debit to your cc like you pay yourself
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Got it thanks. Looks like I am finally joining the BT bandwagon biggrin.gif
ronnie
post Jan 6 2016, 10:29 PM

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QUOTE(Human Nature @ Jan 6 2016, 10:02 PM)
Got it thanks. Looks like I am finally joining the BT bandwagon  biggrin.gif
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Why so slooooow ?
Human Nature
post Jan 6 2016, 10:33 PM

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QUOTE(ronnie @ Jan 6 2016, 10:29 PM)
Why so slooooow ?
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mainly because I dont know how it works and it appeared to be too good when I first read about it laugh.gif luckily today, one CS from PBB took her time to explain and answer some of my questions.
alexjaya
post Jan 7 2016, 12:56 PM

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I'm interested to apply for BSN card and BT plan.
Any agent doing this please PM me.
thanks.
TSbrotan
post Jan 7 2016, 01:06 PM

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QUOTE(alexjaya @ Jan 7 2016, 12:56 PM)
I'm interested to apply for BSN card and BT plan.
Any agent doing this please PM me.
thanks.
*
for BT, just do yourself better

not hard. just fill up form only

This post has been edited by brotan: Jan 7 2016, 01:06 PM
TSbrotan
post Jan 7 2016, 04:42 PM

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QUOTE(kachuakia @ Jan 7 2016, 04:29 PM)
Can I know how do we know the cheque has been sent out. I just received the SMS that my BT has been approved.
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you don't unless you call cs
SUSintrepidity85
post Jan 7 2016, 04:50 PM

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QUOTE(kachuakia @ Jan 7 2016, 04:29 PM)
Can I know how do we know the cheque has been sent out. I just received the SMS that my BT has been approved.
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as usual, slow processing from aeon because they are using CHEQUE, not IBG..
anwa
post Jan 7 2016, 08:51 PM

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QUOTE(kachuakia @ Jan 7 2016, 06:42 PM)
that means I can't expect to know the delivery tracking number as well? damn
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The CS will give you the tracking number to check yourself. And will say it's couriered out, we can't do anything more, check your other bank.
TSbrotan
post Jan 7 2016, 10:39 PM

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QUOTE(kachuakia @ Jan 7 2016, 06:42 PM)
that means I can't expect to know the delivery tracking number as well? damn
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why you need to know?

better you just apply BT at least 1 week before your due

then you don't have to worry anything
SUSintrepidity85
post Jan 7 2016, 10:53 PM

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QUOTE(brotan @ Jan 7 2016, 10:39 PM)
why you need to know?

better you just apply BT at least 1 week before your due

then you don't have to worry anything
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I always do before 2-3 weeks using my outstanding amount
anwa
post Jan 8 2016, 11:46 AM

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QUOTE(intrepidity85 @ Jan 7 2016, 10:53 PM)
I always do before 2-3 weeks using my outstanding amount
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I agree with you. Better do early. Like mine, took more than 2 weeks that I got the BT on the day of my due date itself (long weekend coming up). Was on the way to the bank ready to pay off the amount, but luckily check M2U before getting out of the car. sweat.gif sweat.gif sweat.gif
alchmiya
post Jan 8 2016, 02:02 PM

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QUOTE(tbheng @ Dec 22 2015, 02:19 PM)
Final round of PBB BT approved. Total O/S is 102% of CL and still got available balance to swipe. Not sure how they count.
Don't care much as long as they approved.

Called MBB to refund overpayment to SA. Great!
10k or less no issue over the phone. Above 10k need email.

Going to miss this PBB 0% BT… sad...
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May I know how long did MBB take to refund to SA from the day you call up CS?
SUSintrepidity85
post Jan 8 2016, 03:18 PM

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QUOTE(kachuakia @ Jan 8 2016, 02:07 PM)
Actually I applied the day I got my statement, I read that Aeon is quite slow so I just want to know more since this is my first time and I don't want they screw it up and then the Bank slap me with late charges.
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then use ur own money to pay up first lor.. or pay minimum to avoid late payment ccris record
TSbrotan
post Jan 8 2016, 03:40 PM

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QUOTE(kachuakia @ Jan 8 2016, 02:07 PM)
Actually I applied the day I got my statement, I read that Aeon is quite slow so I just want to know more since this is my first time and I don't want they screw it up and then the Bank slap me with late charges.
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my advice

1. apply bt as early as u can

2. always prepare cash in case u need to pay first

3. don't call aeon about your bt (tracking no, etc). just call the bank that u owe the money if payment cleared 1 day before due. if not, just pay first. no point chasing aeon as they won't do anything special since courier and cheque clearance they can't control



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