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 ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V6

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hyelbaine
post Sep 25 2014, 09:08 AM

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QUOTE(wil-i-am @ Sep 25 2014, 08:50 AM)
U should sell fixed price n buy variable price as it track actual NAV
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Yeap, totally agree. While you're at it, might want to fix your keyboard too unless it's your intention to annoy everyone.
HJebat
post Sep 25 2014, 09:32 AM

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QUOTE(plumberly @ Sep 23 2014, 01:09 PM)
Ha ha, very insightful!

Nestle is in my list to watch but it is now not at the right price to buy. Yes, some will say it will go even higher but the upside is getting smaller and harder to reach. My 2 cents.
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Nestle caught my attention too rclxms.gif Referring only to its price attribute, I've seen it rose from RM29-30 to today's >RM60 quotation.

Don't dare to calculate what is the % of return rate if I purchase it then vs the % that I've received while holding the ASX... sweat.gif
nexona88
post Sep 25 2014, 12:43 PM

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QUOTE(hyelbaine @ Sep 25 2014, 08:04 AM)
Housing loans, personal loans, ASB loans, etc2... Basically anything with a variable interest/financing rate will require margin call(s) whenever the OPR goes up. Margin call in its easiest explanation is topping up the balance due to the bank when the instalment amount increases due to rising interest rates. Normally the bank will advise you on the amount difference and you either have the option to either pay the new instalment amount or extend the tenure of your loan should you wish to stick with the previous instalment amount.
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okay. thanks for the explanation. Kinda confused with the term Margin call blush.gif

QUOTE(hyelbaine @ Sep 25 2014, 08:31 AM)
Funny how arm-chair-keyboard-warrior-economic-experts so easily comment on something without knowing what they're doing. Sekali dapat reply lagi panjang than that's what you get for trying to show the world how smart you are  doh.gif

[attachmentid=4147082]
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woah, ASNB reply so long.. Kena Hentam kaw that guy laugh.gif
plumberly
post Sep 25 2014, 12:44 PM

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QUOTE(HJebat @ Sep 25 2014, 09:32 AM)
Nestle caught my attention too rclxms.gif Referring only to its price attribute, I've seen it rose from RM29-30 to today's >RM60 quotation.

Don't dare to calculate what is the % of return rate if I purchase it then vs the % that I've received while holding the ASX... sweat.gif
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I was curious and did a comparison.

Attached Image

I know AS1M only started recently but using the average 6.5% pa dividend, I plotted the returns since 2000 for AS1M & Nestle.

Only in recent years, Nestle did better than AS1M. Nestle price trend seems to reach a flat line now, undecided whether to increase further or take a breather.

Yes, I did not include Nestle's dividend in there.

With Nestle, the profit is only on paper until you sell it. It may drop (small or big) in the coming recession. With AS1M, no worry, the amount is always there and cannot go down unless you withdraw.

Cheerio.

This post has been edited by plumberly: Sep 25 2014, 12:45 PM
nexona88
post Sep 25 2014, 12:47 PM

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QUOTE(jorgsacul @ Sep 25 2014, 08:47 AM)
I WANT MY DIVIDEND NOW AND NOT KEEP FOR TOMORROW!
MONEY TODAY IS BETTER THAN TOMORROW
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then ASNB fixed pricing fund are not for u.. better invest in UT where u get more than 10% on good year & loss over 36% on bad year. True story by one of our fellow forummer nod.gif

please don't type in all caps. It is rude. It is the equivalent of yelling..

This post has been edited by nexona88: Sep 25 2014, 01:05 PM
nexona88
post Sep 25 2014, 12:49 PM

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QUOTE(plumberly @ Sep 25 2014, 12:44 PM)
I was curious and did a comparison.

Attached Image

I know AS1M only started recently but using the average 6.5% pa dividend, I plotted the returns since 2000 for AS1M & Nestle.

Only in recent years, Nestle did better than AS1M. Nestle price trend seems to reach a flat line now, undecided whether to increase further or take a breather.

Yes, I did not include Nestle's dividend in there.

With Nestle, the profit is only on paper until you sell it. It may drop (small or big) in the coming recession. With AS1M, no worry, the amount is always there and cannot go down unless you withdraw.

Cheerio.
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FYI ASx fund also invested in Nestle biggrin.gif
jorgsacul
post Sep 25 2014, 04:56 PM

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Not pro the way they revert. I doubt the guy understand.
One sentence "i like i give, i don;t like i don;t give. U don;t like you invest other"
jorgsacul
post Sep 25 2014, 04:57 PM

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QUOTE(nexona88 @ Sep 25 2014, 12:49 PM)
FYI  ASx fund also invested in Nestle biggrin.gif
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Check out F&N at historical low....good time to enter
nexona88
post Sep 25 2014, 05:14 PM

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QUOTE(jorgsacul @ Sep 25 2014, 04:57 PM)
Check out F&N at historical low....good time to enter
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not low enuf laugh.gif

p/s: ASx fund also invested brows.gif

This post has been edited by nexona88: Sep 25 2014, 05:14 PM
cheahcw2003
post Sep 25 2014, 10:02 PM

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This thread become blue chip stocks discussion?
nexona88
post Sep 25 2014, 10:15 PM

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user posted image
http://www.asnb.com.my/amanah-pengisytiharan.htm
TS[Ancient]-XinG-
post Sep 25 2014, 11:19 PM

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QUOTE(nexona88 @ Sep 25 2014, 10:15 PM)
You, are you trying to spam post. I noticed quite long time already.

And the thing you posted is already mentioned.
watzisname
post Sep 26 2014, 09:51 AM

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QUOTE(Ancient-XinG- @ Sep 24 2014, 04:37 PM)
Do you completely understand the story of these two? Better read it and know how its work. Don't keep whining like those aunty and uncle after seeing the value in hand is much more lesser than what you paid ....
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Thanks for the reminder, so I assume these funds are not fixed price? I'm still on the fence on this
TS[Ancient]-XinG-
post Sep 26 2014, 10:46 AM

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QUOTE(watzisname @ Sep 26 2014, 09:51 AM)
Thanks for the reminder, so I assume these funds are not fixed price? I'm still on the fence on this
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Yes, they aren't fixed. They are following the price of the day. Just like other UT. And they do charge extra 5 %. Meaning you will pay extra 5% on the spot.
watzisname
post Sep 26 2014, 10:57 AM

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QUOTE(Ancient-XinG- @ Sep 26 2014, 10:46 AM)
Yes, they aren't fixed. They are following the price of the day. Just like other UT. And they do charge extra 5 %. Meaning you will pay extra 5% on the spot.
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Oic, doesn't seem too attractive then. Maybe I should stick to ETFs
nexona88
post Sep 26 2014, 11:38 AM

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QUOTE(Ancient-XinG- @ Sep 25 2014, 11:19 PM)
You, are you trying to spam post. I noticed quite long time already.

And the thing you posted is already mentioned.
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then what about those posting common / noob / already mention question like
1. is there any fund available for non-bumi
2. can open new account
3. where to open
4. min & max we can invest
5. if ASB already max, will they calculate only 200k or all the balance in the account
6. difference betwen ASG & ASN3, which is better
7. how ASNB calculate the dividend
8. why need to pay 5% SC

& lot more icon_rolleyes.gif



TS[Ancient]-XinG-
post Sep 26 2014, 11:47 AM

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QUOTE(nexona88 @ Sep 26 2014, 11:38 AM)
then what about those posting common / noob / already mention question like
1. is there any fund available for non-bumi
2. can open new account
3. where to open
4. min & max we can invest
5. if ASB already max, will they calculate only 200k or all the balance in the account
6. difference betwen ASG & ASN3, which is better
7. how ASNB calculate the dividend
8. why need to pay 5% SC

& lot more  icon_rolleyes.gif
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So, don't you tell me you want to be part of them? Most of us know that why FNF posts didn't make the count. You want the history repeat in FBAINH?
nexona88
post Sep 26 2014, 11:58 AM

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QUOTE(Ancient-XinG- @ Sep 26 2014, 11:47 AM)
So, don't you tell me you want to be part of them? Most of us know that why FNF posts didn't make the count. You want the history repeat in FBAINH?
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okay, fine..



This post has been edited by nexona88: Sep 26 2014, 11:59 AM
HJebat
post Sep 27 2014, 11:19 AM

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QUOTE(plumberly @ Sep 25 2014, 12:44 PM)
I was curious and did a comparison.

Attached Image

I know AS1M only started recently but using the average 6.5% pa dividend, I plotted the returns since 2000 for AS1M & Nestle.

Only in recent years, Nestle did better than AS1M. Nestle price trend seems to reach a flat line now, undecided whether to increase further or take a breather.

Yes, I did not include Nestle's dividend in there.

With Nestle, the profit is only on paper until you sell it. It may drop (small or big) in the coming recession. With AS1M, no worry, the amount is always there and cannot go down unless you withdraw.

Cheerio.
*
Yes, I see your point. But I share the same belief with one wise apek that prefers company that sells consumer staples with strong brand names laugh.gif As long as that company is able to sustain its economic moat, that wise apek prefers to hold on to it forever. I think Nestle is one example of that sort of company in Bolehland. I expect the profit/upside potential of this stock is more than that can be offered by ASx; even if it's only on paper.

With ASx (especially the fixed-price fund), either market bloom or doom, the RM1 is always there. We wouldn't know the exact figure when the economy is good or bad because PNB controls the the price (maybe to enable the funds to have adequate amount of units to accommodate mass withdrawal during crash periods). As a result of that, depositors will receive average returns.

I'd love to associate myself with Nestle for some pleasant & respectable return, and will still hold on to ASx for some moderate & acceptable income. Either way, I find it comfortable to invest and grow my money icon_rolleyes.gif




TS[Ancient]-XinG-
post Sep 27 2014, 12:29 PM

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QUOTE(HJebat @ Sep 27 2014, 11:19 AM)
Yes, I see your point. But I share the same belief with one wise apek that prefers company that sells consumer staples with strong brand names laugh.gif As long as that company is able to sustain its economic moat, that wise apek prefers to hold on to it forever. I think Nestle is one example of that sort of company in Bolehland. I expect the profit/upside potential of this stock is more than that can be offered by ASx; even if it's only on paper.

With ASx (especially the fixed-price fund), either market bloom or doom, the RM1 is always there. We wouldn't know the exact figure when the economy is good or bad because PNB controls the the price (maybe to enable the funds to have adequate amount of units to accommodate mass withdrawal during crash periods). As a result of that, depositors will receive average returns.

I'd love to associate myself with Nestle for some pleasant & respectable return, and will still hold on to ASx for some moderate & acceptable income. Either way, I find it comfortable to invest and grow my money icon_rolleyes.gif
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The main core reason that why ASNB stop introducing fixed price fund. I come across that IF, all the funds under PNB is variable funds, will they perform better? Or worse? Or real excellent that providing > 7% pa. Because we know that they ALWAYS reserve some % to overcoming bad years.

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