As long as PNB is able to annouce >6.35% for AS1M's dividend, I consider that as a good return

No la...but expect PNB to outperform EPF's rate

Even 6.61% also treating family to a good dinner? You must have substantial amount in AS1M to be able to do that

Maybe Paddy's Coffee House in NWS?

OK, seriously, AS1M is an equity income fund while most of EPF investments are in low-risk fixed revenue instruments. So, generally ASX should/must perform better than EPF in terms of return rate. Else, where want to cover their malu face?

Like that also can ar?

If it is indeed a big number for AS1M, some readers might opt to withdraw the dividend & invest in Nestle stock...since we know there is one hardcore maggi mee consumer around

Nestle caught my attention too Referring only to its price attribute, I've seen it rose from RM29-30 to today's >RM60 quotation.

Don't dare to calculate what is the % of return rate if I purchase it then vs the % that I've received while holding the ASX...

Yes, I see your point. But I share the same belief with one wise apek that prefers company that sells consumer staples with strong brand names As long as that company is able to sustain its economic moat, that wise apek prefers to hold on to it forever. I think Nestle is one example of that sort of company in Bolehland. I expect the profit/upside potential of this stock is more than that can be offered by ASx; even if it's only on paper.

With ASx (especially the fixed-price fund), either market bloom or doom, the RM1 is always there. We wouldn't know the exact figure when the economy is good or bad because PNB controls the the price (maybe to enable the funds to have adequate amount of units to accommodate mass withdrawal during crash periods). As a result of that, depositors will receive average returns.

I'd love to associate myself with Nestle for some pleasant & respectable return, and will still hold on to ASx for some moderate & acceptable income. Either way, I find it comfortable to invest and grow my money

We may have a clue of the actual fixed-price funds' return rate if the PNB president keeps revealing the precise income distributions for unit holders. For this year, PNB has the capasity to distribute 8.4 sen for AS1M (but distributed 6.6 sen) & 9.3 sen for ASW (but distributed 6.6 sen). I can't remember/find the figure for ASM, maybe someone else can try to dig it out.

If PNB is willing to disclose the exact amount to public on annual basis, then we can trace the real return rate & serve as a good indication versus other investment intruments. Thereupon, we will know ASx can perform & provide better or worse return rate than others.

Can share share your investment portfolio?

Currently what stock or ASx fund are you holding?

Ah, good job...so for this year tracking purposes :
ASW - 9.3%
ASM - 8.8%
AS1M - 8.3%




Share investment as in tarak ada or ...

Do you by any chance, have last year's or past years' actual income for the 3 fixed-price fund?

PS: Why did you delete your post to will?

Mana? Mana? Tarak ada wor...

Only found the income distribution, not the actual income that can be distributed

Ok, noted...thanks for the feedback.


Fuiyoh, caya sama lu la...give sama you my gratitude


Found it!

Tenkiu, tenkiu

Wow, looking at your hit rate...is it OK to assume that you have appointed a counter staff to assist you in purchasing ASx units?

Can share how do you reward the staff for the aid given to you?