Wah, see that you have changed your GF. Ha.

did some editing only

Won't reach 6.8 ==

anticipating 6.6% dividend for AS 1Malaysia next week

As long as PNB is able to annouce >6.35% for AS1M's dividend, I consider that as a good return

gf saya ask, who that girl? susah lah.

No out topic. Pm him if you really need the answer.

U use EPF 2013 rate as benchmark?

No la...but expect PNB to outperform EPF's rate

AS1M (blue line) has performed better than EPF for the past 4 years.

My view is, all the ASX will do better than EPF. Why? My guess is the fund size of EPF is just too big.

Expecting 6.60% for AS1M next week. Will treat my family to a good dinner for anything higher than 6.60%.

Cheerio.

Hi, I'm planning to take aasb loaan of 200k.after 1 year,
What will happen to the dividen if I didn't withdraw it?
Will it be calculated for the following year dividen?

Yup, normally ASx fund out-perform EPF, but the "gap" is closing quite fast

the dividend would be reinvested into your ASB account. Total would be 200k+dividend. the another year also same total balance+dividend. it's continue year after year.

200k limit is for "fresh fund" @ u bring own money+loans. if add dividend, there's no limit that's why some ASB holders have 1mil balance

wow , i thought they only calculate base on 200k .then asb loan is a good option comparing depositing into asb myself..thank you
and which bank should i go to?
can i terminate the loan anytime?

I'm sorry, I don't know which is the best..

But I see people go Maybank Islamic

Sarawak ranked 3rd in ASNB investment

Congratulations to Sarawak..

Haha..

So true. Far too many people under-estimate this. Have you ever wondered why PM funds are only in the range of RM1 to RM2billion only? The larger the fund the harder things get as one has to manage the equity to look for profit or minimize losses and also balance the need for cash to honour redemption request from people

And as fund managers, they have written and unwritten rules to follow.

E.g., keep minimum cash in hand and thus buy buy buy, stay with proven shares and don't be too daring in venturing into the UT untested shares or those not in their approved list, etc etc

Even 6.61% also treating family to a good dinner? You must have substantial amount in AS1M to be able to do that

Maybe Paddy's Coffee House in NWS?

OK, seriously, AS1M is an equity income fund while most of EPF investments are in low-risk fixed revenue instruments. So, generally ASX should/must perform better than EPF in terms of return rate. Else, where want to cover their malu face?

Hai ya, mana boleh ini, 1+1=11?

Normal dinner is maggi mee. Good dinner is maggi mee PLUS eggs!

0.1% of RM10K = RM10

0.1% of RM50K = RM50

I can buy quite a lot of eggs! Ha.

Hope for a BIG number this week!