Now HSBC have promotion 5% , just for 3 month only ? Any detail ? Thanks

pls look at thread title, the dedicated ones already compiled and constantly update on post 1 and 2 zzz

This post has been edited by dEviLs: Dec 18 2014, 11:33 AM

For new opening Mach money box account, does we require to retain RM 200 as opening balance? Subsequent month will deduct RM 8 for the debit card?

I have a 3.7%/pa with affin. If I withdraw early, do I need to pay penalty? Or they will just give me 3 months+ intereset profit?

Thank you

Received MEDKLINN AIR STERILIZER just reply the address yesterday. Thumbs up ringgit plus!


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I noticed that this is the 2nd time you're asking this question, with no one replying you the first time you asked. I think it would be a lot faster for you to just give them a call and ask this question.

I deposited 50 and 8 was deducted immediately.
But that was almost 2 years back. You may call CS to ask what are the current requirements.

definitely, no problem imho

+1 for prodigenous zee's sugestion to ask them directly.

my guess is you might get half of the contracted rate if you have held it with them for minimum x mths. Not very helpful, I know , but that's the normal arrangement with most banks. Except BR of course

pls update us what they say. TQ

Nice!
I reply the sms with address. But I did not get any sms reply confirmation.
😢

That's fast. did you get an acknowledgement sms from a separate mobile number after replying your address?

I have RM10k at 3.7%. Already 0.5 year already. If put until maturity it will be Rm370. But since I want to remove, I only will get RM62. Decided not to remove. Not worth it.

Also for affin 4.38%, if it falls on public holiday/weekend, the system will automatically uplift into your savings account.

Yes receive another confirmation message once I reply my home address.

What interest rate do you get on the savings acct?

At current 1yr rates, you only get additional rm40-50 per 10K, vs that rm120+ lost on premature w/drawal. Wise decision!

Seems Affin give you less than 50% of contracted rate or even 50% of 6mth rate? Assuming 6 mth rate 3%, 50% of 6mth rate gets u rm75

btw, congrats to all the RP/OCBC winners!!!

This post has been edited by okuribito: Dec 18 2014, 07:40 PM

same as Post#1 updated last week.

Yes!

munkeyflo - Sis, why long time no post? Or is it you monitoring us in stealth mode?

This post has been edited by Gen-X: Dec 18 2014, 08:07 PM

Dam bank.. keep revising up the FD rate slowly.. Grrr..

If keep jumping here n there wanting to get the best rate, might end up loss 2 to 3 months due to the jumping around..

I lock at hong leong 3.85%, now tell me offer 4% ! I think I better wait next year only jump. Got news from bank staff that BNM gonna revise OPR next year again

Hi all. I am new to fixed deposit. I saw one offered by Public Bank, PB FD Xtra.





Lets say I were to put in RM 20,000, how to count/estimate how much interest we can get? Dono how to count cox got two different rates.

Some interesting reading... heard over that progressive radio station the other day about ruble n rupiah recent woes. Made me think 2R's - hope never go down in history as 3R's

http://www.theantdaily.com/Main/RM171bn-a-...st-take-the-rap

http://rt.com/business/214927-ruble-capita...ntrols-nuclear/

Just food for brain

Captain, for the cheque clearance, it is a non-issue and we are clear on this for UOB and most banks.

Ah Boom was saying UOB not giving interest on maturity day. I told him UOB give interest for 365 days, he was thinking only 364 days (12 mth FD, with maturity falling on working day, non leap year, ha ha). Based on my check, UOB pays full 365 days. Even if it falls on Sat, UOB will adj to next working day and pay the extra days' interest. Exceptions are SCB and other banks.

This post has been edited by bbgoat: Dec 19 2014, 09:52 AM