QUOTE(Devil4life @ Jan 7 2015, 09:17 AM)
My Watami card had been approved and delivered to my house

now need to start planning my expenditures to meet the min RM3000 per quarter

Haha no need plan. I use this card as backup for wise and m2c even though i can't max out amex cashback.
Since this card feature is similar to Hong leong GSC (0.4% cash rebate), i will use watami for all general transaction which is out of Amex and Wise category.
Whether i can hit RM3000 per quarterly is just an additional bonus if i do get that.
There are times when it's not weekend and it's not petrol, phone or departmental, for eg. dining, most of the medium size chinese restaurant doesn't accept amex so i rather swipe my watami compared to GSC card.
Online transaction most probably will be using watami as well compared to previously using GSC. (It would be great if i'm qualified for PB VS)
That's my sharing from my watami CC usage.
This post has been edited by sendohz: Jan 7 2015, 09:27 AM