What docs will u submit to ringgitplus? Issit safe to apply through ringgitplus? I'm CIMB VS holder, wish to apply MBB VS too.

This post has been edited by Chong1980: Jun 11 2015, 09:30 AM

i applied for this card at the maybank branch itself

how long can i get the card?

One work week.

sry. may i know what's the minimum credit limit for maybank visa signature?

30k

Not 20k?

You are right VS min CL is 20k. 30k is VI. In fact, those convert to VS from SonyCard is far lower than 20k !

This post has been edited by Wongchoy: Jun 15 2015, 11:08 AM

I'm seeing a lot of people asking for high CL.

Personally, I don't need high CL for my usage. Or am I missing something good about high CL?

depending on your spending pattern..
sometime high CL very useful when the bank have promotion for 0% balance transfer..
then u can balance transfer from other bank cc, then keep the money in short term FD to earn some interest

Interesting.

I have been wondering how beneficial is this BT thing.

Mind explaining with a simple numeric example?

Thanks.

let take e.g RM1000 installment for 10 months with 0% installment fees..

you require to pay RM100 per month for the next 10 months..
instead of paying full RM1000, you put the RM1000 to 1 month FD 3% p.a., you will earn RM2.5 for 1st month..
then 1st month installment come u pay RM100, you left with RM900 and again u put in 1month FD 3%p.a.
2nd month u earn RM2.25...

the rest of month you calculate yourself..

sorry for the bad explanation. hope you can understand.
perhaps other people can give better explanation

This card is close to 1 year old, anyone whom annual spending less than 50k manage to get their fee waived?

I would like to know too. I would apply this card if anyone get to waive the AF.

knowing maybank and the past histories with maybank, they will NOT waive even a single dime.

is the supp card confirm free access to ppl lounges?

yes

thanks... just to confirm


the 50k annual spending to waive annual is combined spending of principal n supp right?

just need to activate the principal card and supp will be activated?

yes, the spending are combined both principal and supplementary..

you need to activate both card separately..

i took the maybank zing touch n go card together

is there any charges for reload using this card?

or can i choose not to activate it?

anf for the free ppl, can it be used twice a day?

like in penang and later on in kl?

This post has been edited by nxtpg: Jun 18 2015, 08:25 PM

yes, can