Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
3 Pages  1 2 3 >Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybank Visa Signature, PPL access is discontinued-TP revision

views
     
Wongchoy
post Jul 24 2014, 10:10 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(Gen-X @ Jul 24 2014, 11:44 AM)
Bro, next year when we got to use PIN, wave cards would be very convenient. In Australia, for transactions under AUD100, can use my wave cards without PIN.
*
Yes boss.. I can confirm that from 2015 , paywave/paypass transaction will NOT be subjected to PIN in Malaysia
Wongchoy
post Jul 24 2014, 10:53 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(maskedchan @ Jul 24 2014, 03:57 PM)
100k p.a. is fall under mid income earner smile.gif
if your income not 100K p.a....
you can pledge FD to get this card
*
Better pledge 3k and get Hong Leong Wise Card
Wongchoy
post Jul 24 2014, 11:09 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


One point to note. 5TP for every RM charged in foreign transaction. Thats equal to 2% CB with no limit.
Wongchoy
post Jul 27 2014, 07:20 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(GOLILA @ Jul 27 2014, 04:27 PM)
Any1 know if wan pledge fd what the min amount?
*
Around 30-40k. But usually it is not applicable for a newly launched product.

This post has been edited by Wongchoy: Jul 27 2014, 07:21 PM
Wongchoy
post Jul 28 2014, 10:41 AM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(cenkudu @ Jul 28 2014, 09:22 AM)
malaysia card need to use PIN like Oz??
*
From 2015 onwards mate. BNM will announce the date in due course.
Wongchoy
post Jul 28 2014, 06:11 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(cenkudu @ Jul 28 2014, 02:20 PM)
is the same with pin that they send it first time which rarely use by credit card user (since it only for cash advance)?
*
I think so although i am still felling skeptical about the implementation .
Wongchoy
post Jul 30 2014, 04:14 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(Gen-X @ Jul 30 2014, 04:09 PM)
Bro, not that I missed it but more like I left it out,

Tha main attraction of the Maybank VS is the cash back and Free entries to the airport lounge. And if both these benefits attract a person to go apply for the card, I guess one earning more than RM100K should be smart enough to go to Maybank website and gather more info.
*
Bro, did they call you offering pre approved VS ? Kinda interested but if this comes in my wallet, my MBB2 will have to go.
Wongchoy
post Jul 30 2014, 05:08 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(Gen-X @ Jul 30 2014, 04:24 PM)
No calls from MBB offering me the Visa Signature. But since you got thier VI, just call them and they will be more than happy to issue you the VS because

1. You have to spend extra RM50K on top of your VI's requirement.
2. Credit Limit is shared and as such no diff to MBB.

Bro, you want to give up MBB2? The AMEX is very handy, just spend RM1K locally on weekends in a year and the GST is covered (RM2K for new applications).
*
I will still have Amex Reserve lar bro.MBB2 i use only once a month just to max out so it has become obselete. I am sure this VS can be a very good backup card for me than MBB2.
Wongchoy
post Jul 30 2014, 09:14 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(GOLILA @ Jul 30 2014, 05:32 PM)
nice blog.
if my maybank 2 card platinum CL is 18K can direct apply and get this card?
*
I am sure for MBB2 platinum cardholder have to make fresh application for VS. It used to be my case when i upgraded to VI.
Wongchoy
post Aug 4 2014, 05:45 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(tigaxxx @ Aug 4 2014, 04:22 PM)
Called CS to apply MB VS via phone since I'm MBB 2 premier card holder..
The CS passed to a marketing Exec. to get few details from me..
The marketing exec. told me that a processing officer will call me if he/she needs more info and the approval process would take 2 weeks....
*
If they did call you it is much easier . Last week card centre called me trying to offer me pre approved VS which they will process immediately.i told him i needed more info about that card and will only take it if all fees and taxes are waived !
Wongchoy
post Aug 4 2014, 08:44 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(tigaxxx @ Aug 4 2014, 05:50 PM)
wow  notworthy.gif , did they agree?
*
You know what they say? They say yes with 50k annual trnx! rclxub.gif
I tell them i am already struggling to spend 80k on my AMEX reserve .
Wongchoy
post Aug 4 2014, 09:56 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(tigaxxx @ Aug 4 2014, 09:39 PM)
Hehehe...that's why I'm going to terminate my mbb2 premier next year but willing to pay AF for mbb vs just because of unlimited entrance to PPL...
no way I can spend 80k smile.gif
*
But if you can spend 80k and achieve the waiver, imagine where the 88k enrich miles will bring you to rolleyes.gif
Wongchoy
post Aug 5 2014, 10:58 AM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(Alec.Yong @ Aug 5 2014, 10:33 AM)
Noticed my VS card number appear in M2U. The last 4 digits was 5XXX.

So fast already issued up to 5XXX cards?
*
500+ VS cards in circulation already. rclxms.gif
Wongchoy
post Aug 5 2014, 11:24 AM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(Alec.Yong @ Aug 5 2014, 11:08 AM)
Shall it be 5000+ instead of 500+?
*
If its 5k cardmember it would have been 4xxx xxxx xxx5 xxxx
Wongchoy
post Aug 5 2014, 09:41 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(ronnie @ Aug 5 2014, 12:49 PM)
Is the last digit insignificant ?
*
Actually the last number is a random number. In credit card numbering system all the numbers are pretty much in sequence except the last so as to fulfill the way luhn formula works.
Wongchoy
post Aug 8 2014, 10:46 AM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(peri peri @ Aug 8 2014, 09:54 AM)
Anyone else mind share what is the CL given for this great card? I know one is rm180k CL. any other? Thanks. Just for my reference
*
I don't have this card. But i know if i apply for it my CL will be 150k brows.gif
Wongchoy
post Aug 8 2014, 02:54 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(peri peri @ Aug 8 2014, 10:58 AM)
any idea how they formulate for the CL? many thanks
*
Primarily, your income and net worth.
Wongchoy
post Aug 10 2014, 10:44 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(DarReNz @ Aug 10 2014, 09:12 PM)
amex charge card also same benefits as mbb amex ?
*
Different lar... AMEX with MBB logo participate in TP. Those without MBB logo is enrolled in Member Rewards Program or in short MR.
Wongchoy
post Aug 12 2014, 10:25 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(maskedchan @ Aug 12 2014, 10:23 PM)
possible also..as I heard paywave transaction is offline transaction..
*
Paywave is online! Use my MBB Debit Paywave and instantly m2u can detect.
Wongchoy
post Aug 12 2014, 11:10 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(maskedchan @ Aug 12 2014, 10:46 PM)
some of the receipt got written offline sales..  hmm.gif
debit different from credit card?
*
It won't be offline. Where do the approval code come from ?
QUOTE(Human Nature @ Aug 12 2014, 10:47 PM)
You received any SMS alert?

It is quite different for my case using PBB paywave. The bank is not able to detect the transaction even after 2 days, not even as a floating transaction. I was hoping it is never recorded at all  laugh.gif
*
Ya...No sms alert at all!. Oh! The bank could not detect your trnx and no float/pending trnx ? That means trnx not exist thumbup.gif Well done you lucky fella.

3 Pages  1 2 3 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
1.3924sec    0.51    7 queries    GZIP Disabled
Time is now: 13th December 2025 - 12:51 AM