Haha added to post #2

Thanks Bro, chat with you guys after a couple of weeks. Flying off soon. And congrats in advance to those who got their MBB VS approved.

I am sure for MBB2 platinum cardholder have to make fresh application for VS. It used to be my case when i upgraded to VI.

ok.thank ur info

http://www.thestar.com.my/Business/Busines...t-card-billing/

Maybank had on Wednesday launched its Maybank Visa Signature credit card which is the country's first credit card to offer both cash back on a daily basis as well as flexibility to convert Treats points into cash.

any1 below 100k success apply?

too bad i no 100k annual income.

In your opinion, which is more valuable, cashback or enrich miles?
I currently have the maybank amex reserve, so all petrol and groceries are already being awarded 5x treatspoints, is it worth switching to cashback of 5% with the maybank visa signature, and using it instead of amex reserve?

Say spending of RM21,120 per year, around RM1760 per month on groceries and petrol
Maximum cashback on visa signature per year - RM1056
Maximum enrich miles with amex reserve - 23466 miles
Which is more valuable? Ignoring the other perks from both cards (valet parking, Lounge access etc)

Btw I currently use the enrich miles for a business class ticket to London and back twice a year at least

u need to prioritize which one more important to you..
enrich or 5% cash back..
or if can earn enough enrich miles for business class ticket, then can take VS as combo to spend on petrol and grocery..

With some assumptions

1. buying a business class ticket cost MYR 14,871
2. Redemption via Enrich cost 93500 EM + MYR 2679

Spending 93500 EM save you MYR 12,192. 23455 EM translate to approx. MYR 3,060

Like maskedchan point out if the miles is useful then go for miles, if your miles is taken care off then go for cash back.

Maybank should encourage ppl to spend more locally instead of oversea!

Why no 5X TPs locally

They do. With the MBB 2 Amex, u get 5x for local spend.

i think they are very smart, from the plat/gold 2 card to signature to premier each has it's selling point. Want it all? Sign up for all 3

Receive Application form on e-mail, will see if they allow me to attach this to existing FD for VI, Premier + VI

Did you apply your Maybank VI by FD pledging? Mind to share how it works please?

All my Maybank cards are by pledging FD (expat and no income documents, they won't accept any other way) .

Did it via e-mail initially, do FD in branch then pay RM10 stamping fee and done

Do you mind to advise what will be the acceptable FD amount to apply for VI?

I did 50K, and have 2 x VI, 1 x Amex Reserve

30k should be enough for VI...
unless you want more credit limit, then you can top up more on the FD

Thanks for the info I'll have to decide whether to apply for VI or Visa Signature, as both are equally good.

with that pledge amount, what is the credit limit thatu get if u dun mind me asking?