5% Cash back for groceries and petrol everyday! Capped at RM88/month, that's equivalent to max RM1056. Pay annual fee still earn RM506. Very good indeed.

Bro, next year when we got to use PIN, wave cards would be very convenient. In Australia, for transactions under AUD100, can use my wave cards without PIN.

like I said, with RM88/month cash back, what's there to complain about annual fee if one cannot hit RM50K spending.

Click here to read my short review of the Maybank Visa Signature.

I am pleased to award the Maybank Visa Signature the title of The Best Visa Signature Credit Card in Malaysia and also The Ultimate Credit Card for FREE Entries to Plaza Premium Lounges within Malaysia, hahaha.

Bro, not that I missed it but more like I left it out,

Tha main attraction of the Maybank VS is the cash back and Free entries to the airport lounge. And if both these benefits attract a person to go apply for the card, I guess one earning more than RM100K should be smart enough to go to Maybank website and gather more info.

No calls from MBB offering me the Visa Signature. But since you got thier VI, just call them and they will be more than happy to issue you the VS because

1. You have to spend extra RM50K on top of your VI's requirement.
2. Credit Limit is shared and as such no diff to MBB.

Bro, you want to give up MBB2? The AMEX is very handy, just spend RM1K locally on weekends in a year and the GST is covered (RM2K for new applications).

Bro, if you do max out the MBB 2 AMEX, more reason for you to keep it in case you max out the MBB VS

Well, MBB do deserve the honors I have bestowed onto their credit cards, hahahaha. Bro, the article good enough to be added to Post#2? Or must I add the 250TP = RM1 thingy which is only good for overseas transactions, hahaha

This post has been edited by Gen-X: Jul 30 2014, 05:32 PM

Thanks Bro, chat with you guys after a couple of weeks. Flying off soon. And congrats in advance to those who got their MBB VS approved.

Bro, just sign up for it and enjoy for maybe 11 months 5% cash back. a month before anniversary go beg for annual fee waiver. If they not willing to entertain you, go convert TP to cash and cancel the card Imperative that there is no outstanding balance and do not use the card after anniversary date.

This post has been edited by Gen-X: Oct 23 2014, 05:41 PM

Since your spending RM50K per year, go get Maybank 2 Cards Premier AMEX and get a FREE Business Class ticket to Europe every year!

Above is why you my Grand Master Sifu

This post has been edited by Gen-X: Oct 23 2014, 06:11 PM

Bro, your wife and kids go Economy! Ticket to Paris really affordable. Hotel also affordable if you do not need 5 star accommodation.

Or, you buy economy for all and upgrade yourself and wife to Business Class. Click here and read my article when free.

Actually, you and wifey go, children stay back because Europe may be boring for them.

Wah.... Bro, I only got Maybank Premier Wealth status and don't have RM5M cash reserve to go deposit with Maybank to qualify for Private Wealth status

No more by invitation card for me, cash reverse depleting by the day, happy that I was approved for the useless UOB Privilege Banking VI ( Ranked No.10 in my Top 10 credit card showdown 2015 ) and I guess that's the highest card level card I can achieve:


This post has been edited by Gen-X: Dec 13 2014, 11:47 AM

For those who need a card for overseas non-online transactions, I want to introduce (FOR FREE, not earning a single sen in commission), the AmBank World MasterCard and or Visa Infinite (A Review by VergonDC) where the annual income requirement is the same as Maybank Visa Signature. And with 5X AmBank Bonus Points for non-online overseas transaction, the cardholder earns cash back of 2.5% which is more than MBB VS 2%.

The AmBank World MasterCard MC's overseas conversion rate is much better than Maybank Visa Signature from VergonDC's experience. And you also get to enter airport lounges locally and overseas compared to MBB VS where you can only enter local airport lounges. And the Enrich Miles conversion is very good too for overseas transactions. And best of all, the AMBank WMC and VI are FREE FOR LIFE without any conditions versus Maybank Visa Signature where you need to spend RM50K yearly to get the annual fee waived.