this question is in their mind prior decision

if they downgrade it, that's mean they don't actually care much

Precisely... it's a segment they are willingling to lose....

Just like rhb and their platinum cards....charging af when they don't their signature/world cards....

any idea how does the cashback using treatpoints work? auto cash back after 400TP achieved? need any application to change TP to cashback?

You can call in to CS to redeem. Thats what i do all the while. Its calculated based on every 40k points for RM100 cashback.

My annual fees automatically reversed and most of my spending are balance transfer lol..

This post has been edited by tetsu: Aug 28 2016, 10:27 PM

congrats

Do you mind sharing total spend excluding the balance transfers? What BT plan did you sign up for? The recent 1% promo? I didn't know BT is counted as part of the RM50k spending requirement. Last year mine was automatically waived too because I paid all my property service charges and insurance on this card and hit about 75k. However this year I transferred everything to HLB Fortune, and don't think I can even hit RM10k. Thanks in advance.

Under RM500 for petrol and groceries every month with a few 0% 12 months EPP. Probably less than 15K/year.

When I signed up, I maxed out the 0% 12 months BT promotion so I didn't really want to use the card for retail purchases unless its 0% 12 months EPP/Maybank discounts, to save credit limit. My other cards have better cash rebates.

No one knows whether BT was considered spending but when I called up CS several times to check my total spending, I noted that they(people from MBB CS) always quoted my statement amount as my spending including BT.

Anyway it's all guesswork, things in MBB might change internally without notice.

Thanks for your very very detailed sharing.

I think I'll just give up my Maybank VS this year. I also use about RM500 per month on petrol and groceries, but I've got other CB cards to deal with groceries, and can always get Ikhwan for petrol and just manage timing better.

It was good while it lasted! But without any benefits apart from the 5% cashback, its hard to justify holding on to this card.

already 20 business days but card still shown in mb2u

call CS?

it will take very long time to get it removed from maybank2u. or u can call cs to check

Did u check also maybank app whether show?

TREATSPoints can be converted to cashback at a rate of 40,000TP to RM100. No capping amount.

Any idea if gt 4k TP can it be converted to Rm10 cash back? any min TP to be able to change to cashback?

4k can be redeemed against cash vouchers for Tesco, Parkson, Aeon, etc from the card center directly.

must change by every 40k... cant change 400 points...

okie.. thanks!

Thanks!

My card was cancelled (was cut at the credit card centre too) for more than 2 years but still appearing in the maybank2u.

They will NOT remove it until you put in a request to.

I see. I thought I already informed the CS at the counter, maybe I was not clear enough when I ask "why is it still appearing in the system". Maybe their reply was "it will take some time before it is removed from the system".