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Credit Cards Maybank Visa Signature, PPL access is discontinued-TP revision

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plumberly
post Jun 28 2015, 01:53 PM

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QUOTE(guy3288 @ Jun 28 2015, 12:28 PM)
what i know is:
the must have :

1)WIse card - good for many things, grocery, utilities, petrol etc,  you apply for spouse also, monthly can get RM100 x 2.
2) Watami - 3% CB, minimal spend RM3000 per quarter, max CB RM150 per Q.
Others:

1)UOB CB - 1- 5%, got cap got quota, me not planning to use yet, kind of complicated, ?CB not guaranteed.
2)MBB Ikhwan - 5% CB petrol grocery, RM 50 pm, good but only for Fri And Sat, not for me.
Another must have:

1)PBB VS - 6% CB max RM60 pm.  superb can pay bills online, get 6%.
2)MBB VS - 5% CB grocery and petrol max RM88 pm, and free lounge at airport.
Want more 0%BT, get this:
1)MBF Card
2)Citibank card
They regularly offer me 0% BT .

Extra:
AIA insurance- use PBB AIA card - 2%CB, max RM500 pa.
sorry my mistake. edited above
*
Noted and thanks!

iamWill
post Jun 28 2015, 06:23 PM

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I lost my atm debit card at Bali recently. When I went to the bank, they offer me Platinum Visa Paywave debit card. I immediately rejected due to it being a debit card, everything is taken out from your fund first. They don't say why I'm given a platinum Paywave card when asked. So I choose the Manchester United debit card instead although I'm not a fan. The card material is like our premier card. There's option of choosing annual fee of RM 8 if you withdraw more than 4 times per month. Previously, there's no option and I think it's rm 12 per year.
iVW
post Jun 29 2015, 02:28 PM

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Does the revised access time to PPL applicable to new cardholders or all? Just got it 2 months ago and I was enjoying using that to indulge in PPL every time I fly.

Now that's really disappointing.
maskedchan
post Jun 29 2015, 02:53 PM

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QUOTE(iVW @ Jun 29 2015, 02:28 PM)
Does the revised access time to PPL applicable to new cardholders or all? Just got it 2 months ago and I was enjoying using that to indulge in PPL every time I fly.

Now that's really disappointing.
*
applicable for all...
12times per years not enough for u?
iVW
post Jun 29 2015, 03:10 PM

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QUOTE(maskedchan @ Jun 29 2015, 02:53 PM)
applicable for all...
12times per years not enough for u?
*
I fly at least twice every month. Guess I have to find a new beehive whenever I am early for the flight
maskedchan
post Jun 29 2015, 03:14 PM

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QUOTE(iVW @ Jun 29 2015, 03:10 PM)
I fly at least twice every month. Guess I have to find a new beehive whenever I am early for the flight
*
then u should look for alternative card...
or add MBB VI/ MBB Premier..this way you get another 12 times per year..

virgoguy
post Jun 29 2015, 03:16 PM

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QUOTE(guy3288 @ Jun 28 2015, 12:28 PM)
what i know is:
the must have :

1)WIse card - good for many things, grocery, utilities, petrol etc,  you apply for spouse also, monthly can get RM100 x 2.
2) Watami - 3% CB, minimal spend RM3000 per quarter, max CB RM150 per Q.
Others:

1)UOB CB - 1- 5%, got cap got quota, me not planning to use yet, kind of complicated, ?CB not guaranteed.
2)MBB Ikhwan - 5% CB petrol grocery, RM 50 pm, good but only for Fri And Sat, not for me.
Another must have:

1)PBB VS - 6% CB max RM60 pm.  superb can pay bills online, get 6%.
2)MBB VS - 5% CB grocery and petrol max RM88 pm, and free lounge at airport.
Want more 0%BT, get this:
1)MBF Card
2)Citibank card
They regularly offer me 0% BT .

Extra:
AIA insurance- use PBB AIA card - 2%CB, max RM500 pa.
sorry my mistake. edited above
*
too bad not everyone are qualified for good card like PBB VS and MBB VS sad.gif
iVW
post Jun 29 2015, 03:26 PM

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QUOTE(maskedchan @ Jun 29 2015, 03:14 PM)
then u should look for alternative card...
or add MBB VI/ MBB Premier..this way you get another 12 times per year..
*
No way keeping so much cards just because of the PPL access. It's an extra for me BTW. My aim is on the travel insurance indeed. Covered up to 2m so I saved from buying travel insurance separately.
plumberly
post Jun 29 2015, 03:56 PM

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QUOTE(iVW @ Jun 29 2015, 03:26 PM)
No way keeping so much cards just because of the PPL access. It's an extra for me BTW. My aim is on the travel insurance indeed. Covered up to 2m so I saved from buying travel insurance separately.
*
My 2 cents. Read the insurance section of your card booklet to check the coverage, make sure they cover what you want.

The missed flight coverage may not be applicable for domestic flights.

Cheerio.
laymank
post Jun 29 2015, 04:00 PM

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QUOTE(plumberly @ Jun 29 2015, 03:56 PM)
My 2 cents. Read the insurance section of your card booklet to check the coverage, make sure they cover what you want.

The missed flight coverage may not be applicable for domestic flights.

Cheerio.
*
Neither luggage damage.
iVW
post Jun 29 2015, 05:03 PM

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QUOTE(plumberly @ Jun 29 2015, 03:56 PM)
My 2 cents. Read the insurance section of your card booklet to check the coverage, make sure they cover what you want.

The missed flight coverage may not be applicable for domestic flights.

Cheerio.
*
QUOTE(laymank @ Jun 29 2015, 04:00 PM)
Neither luggage damage.
*
Checked before applying. No domestic flight (almost one to none in a recent years).

Missed flight or luggage damage > how was it compared to travel insurance outside? Anyone had successful claim before? I am standing on the point of view towards number of incident counts and successful claims on other travel insurance agencies.
laymank
post Jun 30 2015, 08:25 AM

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QUOTE(iVW @ Jun 29 2015, 05:03 PM)
Checked before applying. No domestic flight (almost one to none in a recent years).

Missed flight or luggage damage > how was it compared to travel insurance outside? Anyone had successful claim before? I am standing on the point of view towards number of incident counts and successful claims on other travel insurance agencies.
*
I had 2 encounters with luggage damages before.

on first occasion, I could not claim anything from American Airway because there was no insurance coverage, I had to fork out USD75 to get myself a new one.

on second occasion, I bought a comprehensive travel insurance before flying to Japan and the wheels of the luggage from above was damaged. I managed to claim back the cost.

To be honest, luggage damage incidents are way higher than luggage lost.
sms2u
post Jun 30 2015, 12:12 PM

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QUOTE(guy3288 @ Jun 28 2015, 12:28 PM)
what i know is:
the must have :

1)WIse card - good for many things, grocery, utilities, petrol etc,  you apply for spouse also, monthly can get RM100 x 2.
2) Watami - 3% CB, minimal spend RM3000 per quarter, max CB RM150 per Q.
Others:

1)UOB CB - 1- 5%, got cap got quota, me not planning to use yet, kind of complicated, ?CB not guaranteed.
2)MBB Ikhwan - 5% CB petrol grocery, RM 50 pm, good but only for Fri And Sat, not for me.
Another must have:

1)PBB VS - 6% CB max RM60 pm.  superb can pay bills online, get 6%.
2)MBB VS - 5% CB grocery and petrol max RM88 pm, and free lounge at airport.
Want more 0%BT, get this:
1)MBF Card
2)Citibank card
They regularly offer me 0% BT .

Extra:
AIA insurance- use PBB AIA card - 2%CB, max RM500 pa.
sorry my mistake. edited above
*
Only Public Bank and AEON Credit (limited to 1 BT for every 6 months) offer 0% ineterest rate for BT to customer.

BSN offer 0% interest BT for first 6 monht of BT and 0.3% for remaining 6 months

MBF and CITIBANK only offer 0% interest rate BT to new customer or selected customer.

This post has been edited by sms2u: Jun 30 2015, 12:13 PM
laymank
post Jul 1 2015, 06:46 PM

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The PPL priv is revised again?

Effective from 15th July 2015, you can now access the Plaza Premium Lounge for 5 times per year
TSHuman Nature
post Jul 1 2015, 07:03 PM

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QUOTE(laymank @ Jul 1 2015, 06:46 PM)
The PPL priv is revised again?

Effective from 15th July 2015, you can now access the Plaza Premium Lounge for 5 times per year
*
no wonder until now don't dare to reply to my earlier email mad.gif
kinabalu
post Jul 1 2015, 08:16 PM

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QUOTE(laymank @ Jul 1 2015, 06:46 PM)
The PPL priv is revised again?

Effective from 15th July 2015, you can now access the Plaza Premium Lounge for 5 times per year
*
both VI n VS are affected. mad.gif mad.gif mad.gif
bee993
post Jul 1 2015, 08:53 PM

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QUOTE(laymank @ Jul 1 2015, 06:46 PM)
The PPL priv is revised again?

Effective from 15th July 2015, you can now access the Plaza Premium Lounge for 5 times per year
*
wat!! shocking.gif shocking.gif

duno until i wan try use de time oredi no more free ppl shakehead.gif
Wongchoy
post Jul 1 2015, 09:07 PM

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QUOTE(kinabalu @ Jul 1 2015, 08:16 PM)
both VI n VS are affected.  mad.gif  mad.gif  mad.gif
*
Somehow i was being told, VS gets 5 visits, VI gets 12! Now i am confused rclxub.gif
TSHuman Nature
post Jul 1 2015, 09:36 PM

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QUOTE(Wongchoy @ Jul 1 2015, 09:07 PM)
Somehow i was being told, VS gets 5 visits, VI gets 12! Now i am confused  rclxub.gif
*
VI also 5 times, from the website.
ju146
post Jul 1 2015, 10:32 PM

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QUOTE(Human Nature @ Jul 1 2015, 09:36 PM)
VI also 5 times, from the website.
*
Ok, is time to cancel the card now.... LOL..

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